Arphius
ActiveSummary
Arphius has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €165k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency71▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.64 against 1.86 in 2024; short-term debt: 27% and cash: 3.2% of total assets), but 54.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.8%
Return on assets
21.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
154 d early
2024
31 d early
2023
82 d early
2022
18 d early
2021
171 d early
2020
124 d early
2019
85 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€347k▲ 0.3%
2024 · €346k
2018: €262k
2019: €335k
2020: €164k
2021: €224k
2022: €295k
2023: €361k
2024: €346k
2018 → 2025
Total assets
€757k▼ 34.0%
2024 · €1.15M
2018: €435k
2019: €607k
2020: €347k
2021: €445k
2022: €701k
2023: €957k
2024: €1.15M
2018 → 2025
Net result
€165k▼ 72.1%
2024 · €590k
2018: €112k
2019: €198k
2020: €234k
2021: €205k
2022: €246k
2023: €391k
2024: €590k
2018 → 2025
Working capital
€540k▲ 1.8%
2024 · €531k
2018: €262k
2019: €335k
2020: €125k
2021: €263k
2022: €462k
2023: €541k
2024: €531k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€224k-€295k▲ 31.8%€361k▲ 22.5%€346k▼ 4.3%€347k▲ 0.3%
Operating result€224k-€263k▲ 17.0%€380k▲ 44.7%€573k▲ 50.8%€152k▼ 73.4%
Net result€205k-€246k▲ 19.9%€391k▲ 58.9%€590k▲ 50.8%€165k▼ 72.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €757k
Fixed assets
€12k
Current assets
€745k
Equity and liabilities €757k
Equity
€347k ▲ 0.3%
Debt
€410k ▼ 48.8%
Debt's share of the balance-sheet total falls from 69.8% to 54.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€153k▼
2024 · €573k
Cash flow
€165k▼
2024 · €590k
Current ratio
3.64▲
2024 · 1.86
Debt to equity
1.18▼
2024 · 2.32
ROE
47.5%▼
2024 · 170.6%
ROA
21.8%▼
2024 · 51.5%
Interest coverage
118.62▼
2024 · 167.11
Debt ≤ 1 year
€204k▼
2024 · €616k
Debt > 1 year
€185k=
2024 · €185k
Income taxes
€27k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€757k▼
Fixed assets21/28-€12k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28-€10k
Current assets29/58€1.15M€745k▼
Amounts receivable after more than one year29€1.05M€600k▼
Other amounts receivable291€1.05M€600k▼
Amounts receivable within one year40/41€69k€119k▲
Trade receivables40€21k€1k▼
Other amounts receivable41€48k€118k▲
Cash at bank and in hand54/58€27k€24k▼
Deferred charges and accrued income490/1€978€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.15M€757k▼
Equity10/15€346k€347k▲
Contributions10/11€10k€10k=
Reserves13€336k€337k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€336k€337k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€801k€410k▼
Amounts payable after more than one year17€185k€185k=
Trade debts175€185k€185k=
Amounts payable within one year42/48€616k€204k▼
Trade debts44€1k€10k▲
Suppliers440/4€1k€10k▲
Taxes, remuneration and social security45€6k€21k▲
Taxes450/3€6k€21k▲
Other amounts payable47/48€609k€173k▼
Accrued charges and deferred income492/3-€20k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€283▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0
Other operating charges640/8€2k€3k▲
Gross operating margin9900€575k€156k▼
Operating profit (loss)9901€573k€152k▼
Financial income75/76B€47k€40k▼
Recurring financial income75€47k€40k▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€617k€191k▼
Income taxes67/77€27k€27k▼
Profit (loss) for the period9904€590k€165k▼
Profit (loss) for the period to be appropriated9905€590k€165k▼
Appropriation of the result
Profit (loss) to be appropriated9906€590k€165k▼
Transfer from equity791/2€75k€69k▼
Transfer to equity691/2€69k€70k▲
To other reserves6921€69k€70k▲
Profit to be distributed694/7€596k€164k▼
Return on contributions (dividend)694€75k€69k▼
Directors or managers695€521k€95k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €590k ▲50.8%
Operating result €573k, net result €590k, both a record.
10-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €224k ▲36.8%
4 profitable years in a row build equity to €224k.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terloonststraat 221910 KampenhoutGround area
2,120 m²
Building footprint
39 m²
Volume, LiDAR
291 m³
Parcel 23038B0344/00G000, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Terloonststraat 22, 1910 Kampenhout
since 20012.101.008.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038B0344/00G000 | Flanders | 2,120 m² | 1 · 39 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
CPF
BE 0881.224.214
Kapellen · Eq €346,756
TENACIA
BE 0883.183.317
Deinze · Eq €346,948
Straightforward Solutions
BE 0778.319.387
Merelbeke-Melle · Eq €346,680
GELDHOF GIANNI
BE 0893.754.238
Kortrijk · Eq €346,581
CHRISTOPHE QUIEVREUX
BE 0478.263.745
Watermaal-Bosvoorde · Eq €347,079
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,286 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2000
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@arphius.com
Phone:016 89 16 00