ARNOULD CARRELAGES
ActiveARNOULD CARRELAGES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €64k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency52▼-9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.47 in 2024), and 72.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.8%
Return on assets
37.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
41 d early
2023
64 d early
2022
53 d early
2021
44 d early
2020
49 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€64k▼ 7.1%
2024 · €69k
2018: €48k
2019: €58k
2020: €58k
2021: €65k
2022: €73k
2023: €89k
2024: €69k
2018 → 2025
Working capital
€47k▲ 0.7%
2024 · €47k
2018: €31k
2019: €32k
2020: €32k
2021: €32k
2022: €33k
2023: €43k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€34k▲ 1.4%€43k▲ 28.0%€47k▲ 8.6%€47k▲ 0.7%
Operating result€62k-€69k▲ 11.7%€86k▲ 23.8%€69k▼ 19.2%€62k▼ 10.2%
Net result€65k-€73k▲ 11.5%€89k▲ 22.6%€69k▼ 23.2%€64k▼ 7.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€400=
Current assets
€170k▲ 16.4%
Equity and liabilities €170k
Equity
€47k▲ 0.7%
Debt
€123k▲ 23.8%
The debt ratio rises from 67.8% to 72.2%: debt grows faster than equity.
Key figures and ratios
Solvency
27.8%▼
2024 · 32.2%
Current ratio
1.38▼
2024 · 1.47
Quick ratio
1.38▼
2024 · 1.47
Debt / equity
2.59▲
2024 · 2.11
ROE
134.9%▼
2024 · 146.2%
ROA
37.6%▼
2024 · 47.1%
Debt
€123k▲
2024 · €99k
Debt ≤ 1 year
€123k▲
2024 · €99k
Income taxes
€1k▼
2024 · €2k
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€170k▲
Fixed assets21/28€400€400=
Financial fixed assets28€400€400=
Current assets29/58€146k€170k▲
Amounts receivable within one year40/41€76k€126k▲
Trade receivables40€76k€17k▼
Other amounts receivable41-€108k
Cash at bank and in hand54/58€70k€44k▼
Equity and liabilities
Total equity and liabilities10/49€146k€170k▲
Equity10/15€47k€47k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€27k€27k▲
Amounts payable17/49€99k€123k▲
Amounts payable within one year42/48€99k€123k▲
Trade debts44€62k€123k▲
Suppliers440/4€62k€123k▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€33k-
Income statement
Code20242025
Remuneration, social security and pensions62-€3k
Other operating charges640/8€210€210=
Gross operating margin9900€69k€65k▼
Operating profit (loss)9901€69k€62k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€459€438▼
Recurring financial charges65€459€438▼
Profit (loss) for the period before taxes9903€71k€65k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€69k€64k▼
Profit (loss) for the period to be appropriated9905€69k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€92k€90k▼
Profit (loss) brought forward from the previous period14P€23k€27k▲
Profit to be distributed694/7€65k€64k▼
Directors or managers695€65k€64k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €89k ▲22.6%
Operating result €86k, net result €89k, both a record.
08-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Longue Vesse (MER) 7 A4280 HannutGround area
1,872 m²
Building footprint
196 m²
Parcel 64049B0266/00E004, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Longue Vesse (MER) 7 A, 4280 Hannut
since 20052.282.833.929
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64049B0266/00E004 | Wallonia | 1,872 m² | 1 · 196 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SIMSEK
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DEBELS BRUNO
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SCHILDER- EN DECORATIEWERKEN AUGUSTYNS
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Of 7,817 companies in sector 43341 we hold annual accounts for 2,639. 2,281 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-11-2005
Fiscal year end30-09
Abbreviation FR
ARC
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.