ARNOUDIZER
ActiveARNOUDIZER has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €767k and a net result of €177k. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 13.81 against 6.39 in 2024; short-term debt: 7.2% and cash: 10.9% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
20.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
22 d late
2024
12 d late
2023
2 d early
2022
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€767k▲ 30.1%
2024 · €590k
2022: €243k
2023: €415k
2024: €590k
2022 → 2025
Total assets
€849k▲ 21.6%
2024 · €698k
2022: €276k
2023: €495k
2024: €698k
2022 → 2025
Net result
€177k▲ 1.5%
2024 · €175k
2022: €238k
2023: €172k
2024: €175k
2022 → 2025
Working capital
€780k▲ 33.8%
2024 · €583k
2022: €234k
2023: €408k
2024: €583k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€243k-€415k▲ 70.8%€590k▲ 42.1%€767k▲ 30.1%
Operating result€309k-€217k▼ 29.8%€209k▼ 3.4%€220k▲ 5.2%
Net result€238k-€172k▼ 27.7%€175k▲ 1.6%€177k▲ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €849k
Fixed assets
€8k▲ 15.7%
Current assets
€841k▲ 21.7%
Equity and liabilities €849k
Equity
€767k▲ 30.1%
Debt
€82k▼ 24.3%
The debt ratio falls from 15.5% to 9.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€223k▲
2024 · €211k
Cash flow
€180k▲
2024 · €177k
Solvency
90.4%▲
2024 · 84.5%
Current ratio
13.81▲
2024 · 6.39
Quick ratio
13.81▲
2024 · 6.39
Debt / equity
0.11▼
2024 · 0.18
ROE
23.1%▼
2024 · 29.6%
ROA
20.9%▼
2024 · 25.0%
Interest coverage
1854.44▼
2024 · 2136.69
Debt
€82k▼
2024 · €108k
Debt ≤ 1 year
€61k▼
2024 · €108k
Income taxes
€61k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€698k€849k▲
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€6k€7k▲
Current assets29/58€691k€841k▲
Amounts receivable within one year40/41€197k€398k▲
Other amounts receivable41€197k€398k▲
Current investments50/53€100k€350k▲
Cash at bank and in hand54/58€372k€93k▼
Deferred charges and accrued income490/1€21k€0▼
Equity and liabilities
Total equity and liabilities10/49€698k€849k▲
Equity10/15€590k€767k▲
Contributions10/11€5k€5k=
Reserves13€585k€762k▲
Distributable reserves133€585k€762k▲
Amounts payable17/49€108k€82k▼
Amounts payable within one year42/48€108k€61k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€104k€57k▼
Taxes450/3€104k€57k▼
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3-€21k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€387€589▲
Gross operating margin9900€212k€224k▲
Operating profit (loss)9901€209k€220k▲
Financial income75/76B€18k€18k▼
Recurring financial income75€18k€18k▼
Financial charges65/66B€99€120▲
Recurring financial charges65€99€120▲
Profit (loss) for the period before taxes9903€227k€238k▲
Income taxes67/77€53k€61k▲
Profit (loss) for the period9904€175k€177k▲
Profit (loss) for the period to be appropriated9905€175k€177k▲
Appropriation of the result
Profit (loss) to be appropriated9906€175k€177k▲
Transfer to equity691/2€175k€177k▲
To other reserves6921€175k€177k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 13.81
Current ratio from 6.39 to 13.81; short-term debt falls from €108k to €61k.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Equity above €500kEq €590k ▲42.1%
3 profitable years in a row build equity to €590k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €172k ▼27.7%
Net result drops to €172k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat 153600 GenkGround area
1,799 m²
Building footprint
267 m²
Volume, LiDAR
1,187 m³
Parcel 71303C0571/00X000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARNOUDIZER
since 20212.321.733.996
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303C0571/00X000 | Flanders | 1,799 m² | 1 · 267 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IAKOV CLIATCHKO, DENTISTE
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MARLEEN STAMMEN TANDARTS-ORTHODONTIE
BE 0864.449.053
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SMILE ATELIER
BE 0793.118.421
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TANDHEELKUNDE EECKHAUT
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2021
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.