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ARM MANAGEMENT

Active
Rue de Remouchamps(LVG) 16 ·4141 Sprimont, Belgium
KBO/BCE: BE 0801.671.445
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Age3 yrs
Board1
Real estate1 parcel · 179 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ARM MANAGEMENT is 0.5% (very low). The 2025 annual accounts show equity of €86k and a net result of €29k. Its solvency ranks better than 61% of 4723 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 31-10-2025 on the day 2025-00562046
31-03-2024 31-10-2024 29-10-2024 2 d early 2024-00520660

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€29k-38.2%
Working capital€79k+50.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2024: €66k€66kNet result 2024: €47k€47kOperating result 2025: €43k€43kNet result 2025: €29k€29k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 67.9% 55.5%
better than 61% of 4723 sector peers
Net result €29k €38k
better than 43% of 4722 sector peers
Equity €86k €64k
better than 59% of 4723 sector peers
Gross operating margin €47k €61k
better than 40% of 4715 sector peers
Total assets €126k €146k
better than 44% of 4723 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€44k
-32.8% 24-25
Net profit
€29k
-38.2% 24-25
Cash flow
€30k
-35.5% 24-25
Total assets
€126k
+23.8% 24-25
Equity
€86k
+50.9% 24-25
Working capital
€79k
+50.8% 24-25
Income taxes
€14k
-26.6% 24-25
Debt
€41k
-10.2% 24-25
Debt ≤ 1y
€40k
-8.6% 24-25
Current ratio
2.95
+35.2% 24-25
Quick ratio
2.95
+35.2% 24-25
Solvency
67.9%
+21.8% 24-25
Debt / equity
0.47
-40.5% 24-25
ROE
33.7%
-59.1% 24-25
ROA
22.9%
-50.1% 24-25
Interest coverage
305.21
-65.4% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€44k
Net profit€29k
Cash flow€30k
Staff costs-
Income taxes€14k
Dividends-
Total assets€126k
Equity€86k
Debt€41k
of which ≤ 1y€40k
of which > 1y-
Working capital€79k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.95
Quick ratio2.95
Working capital ratio62.4%
Solvency67.9%
Debt / equity0.47
Long-term debt ratio-
Interest coverage305.21
Gross margin-
Net margin-
ROA22.9%
ROE33.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€126k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€119k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€99k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€126k
Equity 10/15€86k
Contributions / capital 10/11€10k
Reserves 13€76k
Amounts payable 17/49€41k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€16k
Income statement
Gross operating margin 9900€47k
Operating result 9901€43k
Financial charges 65€146
Result before taxes 9903€43k
Income taxes 67/77€14k
Net result for the period 9904€29k
Result to be appropriated 9905€29k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Justine VANHEUSDEN
    Director
    State Gazette act 25114034 (09-09-2025)
    Current
    30-06-2025 → present
Former directors (1)
  • Mathilde ROUXHET
    Director
    State Gazette act 25114034 (09-09-2025)
    Former
    - → 30-06-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation11-05-2023
StatusActive
Postal code4141

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Remouchamps(LVG) 164141 Sprimont

Establishment units

1 location
ARM MANAGEMENT
Rue de Remouchamps(LVG) 16, 4141 SprimontHandelsbemiddeling in de groothandel in landbouwgrondstoffen, levende dieren en textielgrondstoffen en halffabricaten
since 20232.345.561.057
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area179 m²
Buildings1
Building footprint74 m²
Volume (LiDAR)545 m³
Tallest building9.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62067F1005/00K002 Wallonia 179 m² 1 · 74 m² 9.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 11 months ago
2025
09-09-2025 1 director appointed, 1 resigning Director changes
  • Justine VANHEUSDEN, Bestuurder
  • Mathilde ROUXHET, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,317 of the 82,003 companies in this sector. 12,572 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Ondersteunende activiteiten in verband met de teelt van gewassen01610Ondersteunende activiteiten in verband met de teelt van gewassen01610Reparatie van machines33120Reparatie en onderhoud van machines33120
Primary activity highlighted.
Names & trade names
Legal nameFR ARM MANAGEMENT
Registered office
Rue de Remouchamps(LVG) 16 bus b
4141 Sprimont, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.