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ARK27 Architect

Active
Private limited companyfounded 20188 yrs activeTempel 27, 9572 Lierde, BelgiumKBO/BCE: BE 0702.983.546

ARK27 Architect has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €46k and a net result of €20k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 1937 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
96 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+11
Solvency100▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 1.5 in 2023; short-term debt: 19.1% and cash: 44.6% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
30 d early
2022
27 d early
2021
31 d early
2020
25 d early
2019
20 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€46k▲ 75.4%
2023 · €26k
2019: €12k 2020: €24k 2021: €49k 2022: €26k 2023: €26k
2019 → 2024
Total assets
€57k▲ 18.9%
2023 · €48k
2019: €20k 2020: €41k 2021: €65k 2022: €72k 2023: €48k
2019 → 2024
Net result
€20k▲ 155%
2023 · €8k
2019: €5k 2020: €11k 2021: €25k 2022: €16k 2023: €8k
2019 → 2024
Working capital
€30k▲ 174%
2023 · €11k
2019: €7k 2020: €23k 2021: €42k 2022: €14k 2023: €11k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€24k-€49k▲ 106%€26k▼ 46.2%€26k=€46k▲ 75.4%
Operating result€17k-€34k▲ 107%€22k▼ 35.4%€12k▼ 44.5%€27k▲ 121%
Net result€11k-€25k▲ 117%€16k▼ 35.9%€8k▼ 51.7%€20k▲ 155%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2020: €17k€17kNet result 2020: €11k€11kOperating result 2021: €34k€34kNet result 2021: €25k€25kOperating result 2022: €22k€22kNet result 2022: €16k€16kOperating result 2023: €12k€12kNet result 2023: €8k€8kOperating result 2024: €27k€27kNet result 2024: €20k€20k20202021202220232024
The operating result recovers in 2024; 2024 is 121% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €57k
Fixed assets €17k▲ 6.2%
Current assets €41k▲ 25.0%
Equity and liabilities €57k
Equity €46k▲ 75.4%
Debt €11k▼ 48.1%
The debt ratio falls from 45.7% to 20.0%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€32k
2023 · €16k
Cash flow
€24k
2023 · €11k
Solvency
80.0%
2023 · 54.3%
Current ratio
3.72
2023 · 1.50
Quick ratio
3.72
2023 · 1.50
Debt / equity
0.25
2023 · 0.84
ROE
43.0%
2023 · 29.6%
ROA
34.4%
2023 · 16.0%
Interest coverage
29.07
2023 · 76.61
Debt
€11k
2023 · €22k
Debt ≤ 1 year
€11k
2023 · €22k
Income taxes
€7k
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€48k€57k
Fixed assets21/28€16k€17k
Tangible fixed assets22/27€16k€17k
Plant, machinery and equipment23€752€522
Furniture and vehicles24€6k€5k
Other tangible fixed assets26€8k€11k
Current assets29/58€33k€41k
Amounts receivable within one year40/41€4k€11k
Trade receivables40€4k€11k
Other amounts receivable41€1€329
Cash at bank and in hand54/58€19k€26k
Deferred charges and accrued income490/1€9k€4k
Equity and liabilities
Total equity and liabilities10/49€48k€57k
Equity10/15€26k€46k
Contributions10/11€19k€19k=
Reserves13€8k€27k
Distributable reserves133€8k€27k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€22k€11k
Amounts payable within one year42/48€22k€11k
Trade debts44€4k€4k
Suppliers440/4€4k€4k
Taxes, remuneration and social security45€4k€7k
Taxes450/3€4k€7k
Other amounts payable47/48€13k€0
Accrued charges and deferred income492/3€297€487
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k
Other operating charges640/8€2k€1k
Gross operating margin9900€18k€33k
Operating profit (loss)9901€12k€27k
Financial income75/76B€17€67
Recurring financial income75€17€67
Financial charges65/66B€207€1k
Recurring financial charges65€207€1k
Profit (loss) for the period before taxes9903€12k€26k
Income taxes67/77€4k€7k
Profit (loss) for the period9904€8k€20k
Profit (loss) for the period to be appropriated9905€8k€20k
Appropriation of the result
Profit (loss) to be appropriated9906€8k€20k
Transfer from equity791/2€0-
Transfer to equity691/2-€20k
To other reserves6921-€20k
Profit to be distributed694/7€8k€0
Return on contributions (dividend)694€8k€0
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial Liquidity doublescurrent ratio 3.72
Current ratio from 1.50 to 3.72; short-term debt falls from €22k to €11k.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2019net €25k ▲117%
Operating result €34k, net result €25k, both a record.
06-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
20-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tempel 279572 Lierde
Ground area
624 m²
Building footprint
197 m²
Volume, LiDAR
1,003 m³
Parcel 45051A0716/00R002, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARK27 Architect
Tempel 27, 9572 LierdeActivities of building architects
since 20182.280.215.127
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45051A0716/00R002 Flanders 624 m² 1 · 197 m² 14.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 5,270 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-09-2018
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.