ARI-LS Consult & Construct
ActiveARI-LS Consult & Construct has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €69k. Its solvency ranks better than 60% of 7107 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▼-1
Growth78
Stability82
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 2.1 against 2.51 in 2024), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
48.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 917%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€142k▲ 1,040%
2024 · €12k
2024: €12k
2024 → 2025
Net result
€69k▲ 1,152%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€72k▲ 861%
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7k-€76k▲ 917%
Operating result€7k-€87k▲ 1,160%
Net result€5k-€69k▲ 1,152%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 1,160% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€4k
Current assets
€137k
Equity and liabilities €142k
Equity
€76k▲ 917%
Debt
€66k▲ 1,226%
The debt ratio rises from 39.8% to 46.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€88k
Cash flow
€69k
Solvency
53.7%▼
2024 · 60.2%
Current ratio
2.10▼
2024 · 2.51
Quick ratio
2.10▼
2024 · 2.51
Debt / equity
0.86▲
2024 · 0.66
ROE
90.2%▲
2024 · 73.2%
ROA
48.4%▲
2024 · 44.1%
Interest coverage
5476.60
Debt
€66k▲
2024 · €5k
Debt ≤ 1 year
€66k▲
2024 · €5k
Income taxes
€18k▲
2024 · €1k
Staff costs
€355
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets20/58€12k€142k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Current assets29/58€12k€137k▲
Amounts receivable within one year40/41€10k€43k▲
Cash & bank54/58€2k€84k▲
Total equity & liabilities10/49€12k€142k▲
Equity10/15€7k€76k▲
Contributions / capital10/11€2k€2k=
Reserves13€5k€74k▲
Amounts payable17/49€5k€66k▲
Amounts payable within one year42/48€5k€66k▲
Trade debts payable within one year44€500€15k▲
Income statement
Code20242025
Gross operating margin9900€7k€90k▲
Operating result9901€7k€87k▲
Financial income75-€0
Financial charges65-€16
Result before taxes9903€7k€87k▲
Income taxes67/77€1k€18k▲
Net result for the period9904€5k€69k▲
Result to be appropriated9905€5k€69k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
NBB filing
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
OSD REBUILD
BE 0753.431.860
Bredene · Eq €76k
AB...z Concept
BE 0821.650.178
Liège · Eq €76k
Bouwbedrijf VSW
BE 0564.759.140
Heist-op-den-Berg · Eq €76k
L.P. & Const2
BE 0780.834.063
Sint-Pieters-Leeuw · Eq €76k
TDA CONSTRUCT
BE 0779.730.738
Grimbergen · Eq €76k
Of 29,533 companies in sector 41001 we hold annual accounts for 15,620. 12,904 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 03-08-2026. Scores and ratios are computed by Checked and are not a credit decision.