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Arfemag

Active
Public limited company· 42 yrs active
Kerselarenlaan 95 ·1200 Sint-Lambrechts-Woluwe, Belgium
KBO/BCE: BE 0426.787.528
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Age42 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Arfemag is 1.1% (low). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 12-06-2025 49 d early 2025-00139462
31-12-2023 31-07-2024 12-07-2024 19 d early 2024-00270069
31-12-2022 31-07-2023 01-06-2023 60 d early 2023-00109918
31-12-2021 31-07-2022 30-08-2022 30 d late 2022-20386869
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-58800225
31-12-2019 31-07-2020 31-10-2020 92 d late 2020-66100030
31-12-2018 31-07-2019 29-10-2019 90 d late 2019-72500474
31-12-2017 31-07-2018 22-08-2018 22 d late 2018-48900586
31-12-2016 31-07-2017 29-12-2017 151 d late 2017-73300386
31-12-2015 31-07-2016 29-12-2017 516 d late 2017-73300387

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1984, 42 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 12-06-2025 2025-00139462
31-12-2023 micro 12-07-2024 2024-00270069
31-12-2022 micro 01-06-2023 2023-00109918
31-12-2021 micro 30-08-2022 2022-20386869
31-12-2020 micro 31-08-2021 2021-58800225
31-12-2019 micro 31-10-2020 2020-66100030
31-12-2018 micro 29-10-2019 2019-72500474
31-12-2017 micro 22-08-2018 2018-48900586
31-12-2016 micro 29-12-2017 2017-73300386
31-12-2015 volledig 29-12-2017 2017-73300387

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kerselarenlaan 951200 Sint-Lambrechts-Woluwe

Establishment units

1 location
Kerselarenlaan 95, 1200 Sint-Lambrechts-Woluwe
Verhuur van woningen, exclusief sociale woningen
since 20002.024.612.308
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area125 m²
Buildings1
Building footprint86 m²
Volume (LiDAR)1,121 m³
Tallest building14.6 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21673D0151/00S006 Brussels 125 m² 1 · 86 m² 14.6 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 3 years ago
2022
15-12-2022 2 reappointed Director changes
  • Kozlowski Cezary, Commissaris
  • Trinteler Emmanuel, Commissaris

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR Arfemag
Registered office
Kerselarenlaan 95
1200 Sint-Lambrechts-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.