ArcoVista
ActiveArcoVista has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €23k. Its solvency ranks better than 23% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency24
Growth-
Stability67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.17), and 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.2%
Return on assets
5.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2149 sector peers (2025).
NBB · sector comparisonPosition among 2149 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€63k
Total assets
€441k
Net result
€23k
Working capital
€63k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €441k
Equity
€63k
Debt
€378k
Debt finances 85.8% of the balance-sheet total.
Key figures and ratios
Solvency
14.2%
Current ratio
1.17
Quick ratio
0.44
Debt / equity
6.04
ROE
36.0%
ROA
5.1%
Debt
€378k
Debt ≤ 1 year
€378k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€441k
Current assets29/58€441k
Stocks and contracts in progress3€274k
Contracts in progress37€274k
Amounts receivable within one year40/41€99k
Trade receivables40€16k
Other amounts receivable41€83k
Cash at bank and in hand54/58€68k
Equity and liabilities
Total equity and liabilities10/49€441k
Equity10/15€63k
Contributions10/11€40k
Reserves13€23k
Distributable reserves133€23k
Amounts payable17/49€378k
Amounts payable within one year42/48€378k
Current portion of amounts payable after more than one year42€361k
Trade debts44€11k
Suppliers440/4€11k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Income statement
Code2025
Gross operating margin9900€30k
Operating profit (loss)9901€30k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€6k
Profit (loss) for the period9904€23k
Profit (loss) for the period to be appropriated9905€23k
Appropriation of the result
Profit (loss) to be appropriated9906€23k
Transfer to equity691/2€23k
To other reserves6921€23k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnenvaartstraat 243530 Houthalen-HelchterenGround area
1,091 m²
Building footprint
144 m²
Volume, LiDAR
830 m³
Parcel 72452E0960/00R000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ArcoVista
since 20252.372.880.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72452E0960/00R000 | Flanders | 1,091 m² | 1 · 144 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BMG SERVICES
BE 0476.750.248
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HOME PASSION
BE 0826.960.533
Aywaille · Eq €63k
C&H
BE 0845.658.866
Fleurus · Eq €63k
De Groot Beschoeiingen
BE 0456.180.805
Laarne · Eq €63k
CEBA CONSTRUCTION
BE 0782.487.320
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 13,040 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.