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ARCOTEC

Active
Private limited company·Algemene elektrotechnische installatiewerken· 31 yrs active
Luchthavenlei 7a ·2100 Antwerpen, Belgium
KBO/BCE: BE 0455.577.524
Watch Print / PDF
Age31 yrs
Real estate1 parcel · 1.5 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ARCOTEC is 1.7% (moderate). The 2022 annual accounts show negative equity (€-8k) and a net result of €2k. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 31-08-2025 31 d late 2025-00468095
31-12-2023 31-07-2024 31-08-2024 31 d late 2024-00424849
31-12-2022 31-07-2023 28-08-2023 28 d late 2023-00407764
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20386635
31-12-2020 31-07-2021 30-08-2021 30 d late 2021-62100035
31-12-2019 31-07-2020 23-08-2020 23 d late 2020-44000076
31-12-2018 31-07-2019 29-08-2019 29 d late 2019-56900409
31-12-2017 31-07-2018 31-08-2018 31 d late 2018-57500081
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-52500290
31-12-2015 31-07-2016 13-01-2017 166 d late 2017-01000307

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€-8k+21.5%

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
€-3k€0€3k€5k€8kOperating result 2021: €3k€3kNet result 2021: €-765€-765Operating result 2022: €8k€8kNet result 2022: €2k€2k20212022
Operating resultNet result
EBITDA
€8k
+127.0% 21-22
Net profit
€2k
- 21-22
Cash flow
€2k
- 21-22
Total assets
€82k
+10.7% 21-22
Equity
€-8k
+20.9% 21-22
Working capital
€-8k
+21.5% 21-22
Income taxes
€1k
+107.5% 21-22
Debt
€90k
+7.1% 21-22
Debt ≤ 1y
€90k
+7.1% 21-22
Current ratio
0.91
+3.8% 21-22
Quick ratio
0.66
+19.6% 21-22
Solvency
-9.2%
+28.6% 21-22
Debt / equity
-11.83
-35.5% 21-22
ROE
-26.5%
- 21-22
ROA
2.4%
- 21-22
Interest coverage
1.77
+84.4% 21-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€8k
Net profit€2k
Cash flow€2k
Staff costs-
Income taxes€1k
Dividends-
Total assets€82k
Equity€-8k
Debt€90k
of which ≤ 1y€90k
of which > 1y-
Working capital€-8k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.91
Quick ratio0.66
Working capital ratio-9.9%
Solvency-9.2%
Debt / equity-11.83
Long-term debt ratio-
Interest coverage1.77
Gross margin-
Net margin-
ROA2.4%
ROE-26.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding110d
Inventory turnover7.75
Days inventory (DSI)47d
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€82k
Fixed assets 21/28€527
Tangible fixed assets 22/27€527
Current assets 29/58€82k
Stocks & contracts in progress 3€22k
Amounts receivable within one year 40/41€59k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€82k
Equity 10/15€-8k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-28k
Amounts payable 17/49€90k
Amounts payable within one year 42/48€90k
Trade debts payable within one year 44€52k
Income statement
Gross operating margin 9900€9k
Operating result 9901€8k
Financial income 75€1
Financial charges 65€4k
Result before taxes 9903€3k
Income taxes 67/77€1k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
16 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Luchthavenlei 7 A, 2100 Antwerpen
Groothandel in banden voor motorvoertuigen
since 19952.072.724.704
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.5 ha
Buildings1
Building footprint6,646 m²
Volume (LiDAR)41,310 m³
Tallest building8.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11346B0784/00G002 Flanders 1.5 ha 1 · 6,646 m² 8.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 verified act

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
20-03-2026 Purpose
1 fact
  • Purpose change , Plaatsen van gipsplaten; Plaatsen van wand en vloertegels; Schilderen van gebouwen; Loodgieterij; Elektriciteitswerken; Binnenafwerking gebouwen; Montage van bu…

Analysis

Snowflake analysis

financial profile on 5 axes
Health16Profitability0Solvency42Growth78Stability100
47 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 16
Profitability 0
Solvency 42
Growth 78
Stability 100

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AI due-diligence brief

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene elektrotechnische installatiewerken43211Reparatie van elektrische huishoudapparaten52720Reparatie van consumentenelektronica95210Reparatie en onderhoud van consumentenelektronica95210Sanitaire werkzaamheden43221Installatie van isolatie43230Plaatsen van vloer- en wandtegels43331Plaatsen van vloerbedekking en wandbekleding van hout43332
Primary activity highlighted.
Names & trade names
Legal nameNL ARCOTEC
Registered office
Luchthavenlei 7a bus G14
2100 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.