Summary
Arcola GP BE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3k and a net result of €368. Its solvency ranks better than 7% of 5527 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 5527 sector peers (2025).
NBB · sector comparisonPosition among 5527 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3k▲ 14.7%
2024 · €3k
2024: €3k
2024 → 2025
Net result
€368▼ 99.7%
2024 · €110k
2024: €110k
2024 → 2025
Total assets
€108k▼ 71.5%
2024 · €378k
2024: €378k
2024 → 2025
Solvency
2.7%▲ 2.0pp
2024 · 0.7%
2024: 0.7%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€3k-€3k▲ 14.7%
Operating result€144k-€-3k
Net result€110k-€368▼ 99.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €144k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€3k ▲ 50.0%
Current assets
€105k ▼ 72.1%
Equity and liabilities €108k
Equity
€3k ▲ 14.7%
Debt
€105k ▼ 72.1%
Debt's share of the balance-sheet total falls from 99.3% to 97.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
12.8%
ROA
0.3%▼
2024 · 29.2%
Debt ≤ 1 year
€105k▼
2024 · €375k
Income taxes
€599▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€378k€108k▼
Fixed assets21/28€2k€3k▲
Financial fixed assets28€2k€3k▲
Current assets29/58€376k€105k▼
Amounts receivable within one year40/41€135k€70k▼
Other amounts receivable41€135k€70k▼
Cash at bank and in hand54/58€237k€30k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€378k€108k▼
Equity10/15€3k€3k▲
Contributions10/11€3k€3k=
Reserves13-€368
Distributable reserves133-€368
Profit (loss) carried forward14€0€0=
Amounts payable17/49€375k€105k▼
Amounts payable within one year42/48€375k€105k▼
Trade debts44€210k€69k▼
Suppliers440/4€210k€69k▼
Taxes, remuneration and social security45€52k€34k▼
Taxes450/3€52k€34k▼
Other amounts payable47/48€113k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€0▼
Other operating charges640/8€1k€333▼
Gross operating margin9900€146k€-2k▼
Operating profit (loss)9901€144k€-3k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€425€391▼
Recurring financial charges65€425€391▼
Profit (loss) for the period before taxes9903€147k€967▼
Income taxes67/77€37k€599▼
Profit (loss) for the period9904€110k€368▼
Profit (loss) for the period to be appropriated9905€110k€368▼
Appropriation of the result
Profit (loss) to be appropriated9906€110k€368▼
Transfer to equity691/2-€368
To other reserves6921-€368
Profit to be distributed694/7€110k€0▼
Return on contributions (dividend)694€110k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korendreef 18790 WaregemGround area
820 m²
Building footprint
170 m²
Volume, LiDAR
947 m³
Parcel 34452B0751/00G004, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Arcola GP BE
since 20232.349.092.253
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0751/00G004 | Flanders | 820 m² | 1 · 170 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AFJ & PARTNERS
BE 0771.813.558
Elsene · Eq €3,000
MCKS
BE 0777.830.231
Lennik · Eq €3,000
EM FINANCE
BE 1003.173.604
Gent · Eq €2,737
MNF Consult
BE 0671.728.859
Essen · Eq €2,735
SFAR-ROUE
BE 0894.362.071
Brussel · Eq €2,667
Of 807 companies in sector 64999 we hold annual accounts for 484. 82 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.