ARCHITECTUURATELIER DE JAEGHERE
ActiveARCHITECTUURATELIER DE JAEGHERE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €310k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 10.6 against 5.42 in 2024; short-term debt: 8.2% and cash: 80.1% of total assets), and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
17.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
24 d early
2023
28 d early
2022
27 d early
2021
13 d early
2020
9 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.56M▲ 11.6%
2024 · €1.40M
2018: €399k
2019: €495k
2020: €620k
2021: €796k
2022: €998k
2023: €1.25M
2024: €1.40M
2018 → 2025
Total assets
€1.77M▲ 1.4%
2024 · €1.75M
2018: €680k
2019: €876k
2020: €966k
2021: €1.08M
2022: €1.32M
2023: €1.60M
2024: €1.75M
2018 → 2025
Net result
€310k▼ 13.8%
2024 · €360k
2018: €126k
2019: €164k
2020: €186k
2021: €177k
2022: €201k
2023: €255k
2024: €360k
2018 → 2025
Working capital
€1.39M▲ 16.0%
2024 · €1.20M
2018: €228k
2019: €339k
2020: €494k
2021: €600k
2022: €828k
2023: €1.06M
2024: €1.20M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€796k-€998k▲ 25.3%€1.25M▲ 25.5%€1.40M▲ 11.8%€1.56M▲ 11.6%
Operating result€259k-€294k▲ 13.7%€372k▲ 26.5%€511k▲ 37.2%€443k▼ 13.2%
Net result€177k-€201k▲ 13.9%€255k▲ 26.3%€360k▲ 41.4%€310k▼ 13.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.77M
Fixed assets
€237k▼ 14.9%
Current assets
€1.54M▲ 4.4%
Equity and liabilities €1.77M
Equity
€1.56M▲ 11.6%
Debt
€213k▼ 39.4%
The debt ratio falls from 20.0% to 12.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€490k▼
2024 · €556k
Cash flow
€357k▼
2024 · €405k
Solvency
88.0%▲
2024 · 80.0%
Current ratio
10.60▲
2024 · 5.42
Quick ratio
10.60▲
2024 · 5.42
Debt / equity
0.14▼
2024 · 0.25
ROE
19.8%▼
2024 · 25.7%
ROA
17.5%▼
2024 · 20.5%
Interest coverage
116.45▲
2024 · 104.37
Debt
€213k▼
2024 · €351k
Debt ≤ 1 year
€145k▼
2024 · €272k
Debt > 1 year
€54k▼
2024 · €78k
Income taxes
€140k▼
2024 · €164k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.75M€1.77M▲
Fixed assets21/28€279k€237k▼
Intangible fixed assets21€7k€4k▼
Tangible fixed assets22/27€262k€223k▼
Land and buildings22€213k€191k▼
Plant, machinery and equipment23€471€235▼
Furniture and vehicles24€36k€20k▼
Other tangible fixed assets26€13k€13k=
Financial fixed assets28€10k€10k▲
Current assets29/58€1.47M€1.54M▲
Amounts receivable within one year40/41€54k€107k▲
Trade receivables40€54k€107k▲
Current investments50/53€0-
Cash at bank and in hand54/58€1.40M€1.42M▲
Deferred charges and accrued income490/1€14k€9k▼
Equity and liabilities
Total equity and liabilities10/49€1.75M€1.77M▲
Equity10/15€1.40M€1.56M▲
Contributions10/11€12k€12k=
Reserves13€1.33M€1.49M▲
Distributable reserves133€1.33M€1.49M▲
Profit (loss) carried forward14€59k€59k=
Amounts payable17/49€351k€213k▼
Amounts payable after more than one year17€78k€54k▼
Financial debts170/4€78k€54k▼
Amounts payable within one year42/48€272k€145k▼
Current portion of amounts payable after more than one year42€23k€23k=
Financial debts43€350€560▲
Credit institutions430/8€350€560▲
Trade debts44€34k€23k▼
Suppliers440/4€34k€23k▼
Taxes, remuneration and social security45€75k€84k▲
Taxes450/3€75k€83k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€139k€14k▼
Accrued charges and deferred income492/3€1k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€46k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€560k€494k▼
Operating profit (loss)9901€511k€443k▼
Financial income75/76B€18k€11k▼
Recurring financial income75€18k€11k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€524k€450k▼
Income taxes67/77€164k€140k▼
Profit (loss) for the period9904€360k€310k▼
Profit (loss) for the period to be appropriated9905€360k€310k▼
Appropriation of the result
Profit (loss) to be appropriated9906€419k€370k▼
Profit (loss) brought forward from the previous period14P€59k€59k=
Transfer from equity791/2€212k€148k▼
Transfer to equity691/2€360k€310k▼
To other reserves6921€360k€310k▼
Profit to be distributed694/7€212k€148k▼
Return on contributions (dividend)694€212k€148k▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €360k ▲41.4%
Operating result €511k, net result €360k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.25M ▲25.5%
6 profitable years in a row build equity to €1.25M.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €620k ▲25.2%
3 profitable years in a row build equity to €620k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonteinestraat 538700 TieltGround area
957 m²
Building footprint
223 m²
Parcel 37015A1003/00E005, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
ARCHITECTUURATELIER DE JAEGHERE
since 20122.214.910.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37015A1003/00E005 | Flanders | 957 m² | 1 · 223 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,674 EUR awarded · 1,674 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,674 EUR | 1,674 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
SANSEN CONSULTING
BE 0472.444.735
Kortrijk · Eq €1.57M
Poly V Construct
BE 0822.731.234
Herk-de-Stad · Eq €1.56M
ARBA Architectuur
BE 0729.871.352
Ieper · Eq €1.55M
OAO
BE 0863.118.965
Gent · Eq €1.58M
Bouw-iD
BE 0447.783.969
Deinze · Eq €1.54M
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 2,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2012
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.