ARCHITECTEN BEECK & HERMANS
ActiveSummary
ARCHITECTEN BEECK & HERMANS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.26M and a net result of €171k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 5.82 against 14.27 in 2024; short-term debt: 16.4% and cash: 45.4% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.1%
Return on assets
11.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
15 d early
2023
6 d early
2022
11 d early
2021
20 d early
2020
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.26M▲ 5.7%
2024 · €1.20M
2021: €453k
2022: €744k
2023: €1.05M
2024: €1.20M
2021 → 2025
Total assets
€1.52M▲ 18.5%
2024 · €1.28M
2021: €621k
2022: €815k
2023: €1.19M
2024: €1.28M
2021 → 2025
Net result
€171k▼ 8.9%
2024 · €188k
2021: €164k
2022: €290k
2023: €393k
2024: €188k
2021 → 2025
Working capital
€1.20M▲ 8.5%
2024 · €1.11M
2021: €366k
2022: €654k
2023: €954k
2024: €1.11M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€453k-€744k▲ 64.1%€1.05M▲ 41.2%€1.20M▲ 13.9%€1.26M▲ 5.7%
Operating result€237k-€412k▲ 73.6%€574k▲ 39.3%€274k▼ 52.2%€231k▼ 15.9%
Net result€164k-€290k▲ 77.3%€393k▲ 35.4%€188k▼ 52.2%€171k▼ 8.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.52M
Fixed assets
€70k ▼ 24.1%
Current assets
€1.45M ▲ 21.8%
Equity and liabilities €1.52M
Equity
€1.26M ▲ 5.7%
Debt
€257k ▲ 195%
Debt's share of the balance-sheet total rises from 6.8% to 16.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€237k▼
2024 · €281k
Cash flow
€178k▼
2024 · €195k
Current ratio
5.82▼
2024 · 14.27
Debt to equity
0.20▲
2024 · 0.07
ROE
13.5%▼
2024 · 15.7%
ROA
11.3%▼
2024 · 14.6%
Interest coverage
337.24▲
2024 · 119.37
Debt ≤ 1 year
€249k▲
2024 · €83k
Income taxes
€73k▼
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.52M▲
Fixed assets21/28€92k€70k▼
Tangible fixed assets22/27€6k€8k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€900€4k▲
Financial fixed assets28€86k€62k▼
Current assets29/58€1.19M€1.45M▲
Amounts receivable within one year40/41€198k€248k▲
Trade receivables40€162k€248k▲
Other amounts receivable41€36k€281▼
Current investments50/53€321k€501k▲
Cash at bank and in hand54/58€662k€691k▲
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.52M▲
Equity10/15€1.20M€1.26M▲
Contributions10/11€2k€2k=
Reserves13€1.14M€1.21M▲
Distributable reserves133€1.14M€1.21M▲
Profit (loss) carried forward14€55k€55k=
Amounts payable17/49€87k€257k▲
Amounts payable within one year42/48€83k€249k▲
Trade debts44€29k€77k▲
Suppliers440/4€29k€77k▲
Taxes, remuneration and social security45-€13k
Taxes450/3-€13k
Other amounts payable47/48€54k€160k▲
Accrued charges and deferred income492/3€3k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€20k▲
Other operating charges640/8€1k€19k▲
Gross operating margin9900€288k€275k▼
Operating profit (loss)9901€274k€231k▼
Financial income75/76B€241€14k▲
Recurring financial income75€241€14k▲
Financial charges65/66B€2k€703▼
Recurring financial charges65€2k€703▼
Profit (loss) for the period before taxes9903€272k€244k▼
Income taxes67/77€84k€73k▼
Profit (loss) for the period9904€188k€171k▼
Profit (loss) for the period to be appropriated9905€188k€171k▼
Appropriation of the result
Profit (loss) to be appropriated9906€243k€226k▼
Profit (loss) brought forward from the previous period14P€55k€55k=
Transfer from equity791/2€42k€104k▲
Transfer to equity691/2€188k€171k▼
To other reserves6921€188k€171k▼
Profit to be distributed694/7€42k€104k▲
Return on contributions (dividend)694€42k€104k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €393k ▲35.4%
Operating result €574k, net result €393k, both a record.
31-12
Financial
Equity above €1MEq €1.05M ▲41.2%
3 profitable years in a row build equity to €1.05M.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 10.21
Current ratio from 3.23 to 10.21; short-term debt falls from €164k to €71k.
31-12
Financial
Equity above €500kEq €744k ▲64.1%
2 profitable years in a row build equity to €744k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Katelijnestraat 462800 MechelenGround area
95 m²
Building footprint
42 m²
Volume, LiDAR
450 m³
Parcel 12025A0760/00A000, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ARCHITECTEN BEECK & HERMANS
since 20202.307.352.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025A0760/00A000 | Flanders | 95 m² | 1 · 42 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,553 EUR awarded · 1,072 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 962 EUR | 481 EUR |
| 2024 | 1 | 480 EUR | 480 EUR |
| 2023 | 1 | 111 EUR | 111 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 2,414 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:015 20 63 42