ARCHIPEL
ActiveARCHIPEL has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-6k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+2
Solvency100▲+8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 1.97 in 2024; short-term debt: 23.7% and cash: 16.3% of total assets), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
34 d early
2023
23 d early
2022
26 d early
2021
38 d early
2020
12 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 6.3%
2024 · €102k
2018: €122k
2019: €130k
2020: €123k
2021: €125k
2022: €102k
2023: €112k
2024: €102k
2018 → 2025
Total assets
€125k▼ 17.2%
2024 · €151k
2018: €183k
2019: €164k
2020: €142k
2021: €169k
2022: €161k
2023: €186k
2024: €151k
2018 → 2025
Net result
€-6k▲ 36.9%
2024 · €-10k
2018: €-6k
2019: €8k
2020: €-7k
2021: €2k
2022: €-4k
2023: €10k
2024: €-10k
2018 → 2025
Working capital
€61k▲ 27.6%
2024 · €48k
2018: €36k
2019: €48k
2020: €54k
2021: €64k
2022: €54k
2023: €38k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€102k▼ 18.3%€112k▲ 9.6%€102k▼ 9.1%€96k▼ 6.3%
Operating result€3k-€-4k€14k€-10k€-6k▲ 38.3%
Net result€2k-€-4k€10k€-10k€-6k▲ 36.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€35k▼ 36.2%
Current assets
€91k▼ 6.6%
Equity and liabilities €125k
Equity
€96k▼ 6.3%
Debt
€30k▼ 39.8%
The debt ratio falls from 32.5% to 23.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €9k
Cash flow
€13k▲
2024 · €9k
Solvency
76.3%▲
2024 · 67.5%
Current ratio
3.06▲
2024 · 1.97
Quick ratio
2.16▲
2024 · 1.43
Debt / equity
0.31▼
2024 · 0.48
ROE
-6.7%▲
2024 · -10.0%
ROA
-5.1%▲
2024 · -6.7%
Interest coverage
114.91▼
2024 · 133.51
Debt
€30k▼
2024 · €49k
Debt ≤ 1 year
€30k▼
2024 · €49k
Staff costs
€889
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€125k▼
Fixed assets21/28€54k€35k▼
Tangible fixed assets22/27€54k€34k▼
Land and buildings22€21k€11k▼
Plant, machinery and equipment23€19k€14k▼
Furniture and vehicles24€14k€10k▼
Financial fixed assets28€270€270=
Current assets29/58€97k€91k▼
Stocks and contracts in progress3€27k€27k▲
Stocks30/36€16k€22k▲
Contracts in progress37€10k€5k▼
Amounts receivable within one year40/41€32k€44k▲
Trade receivables40€31k€40k▲
Other amounts receivable41€570€3k▲
Cash at bank and in hand54/58€38k€20k▼
Equity and liabilities
Total equity and liabilities10/49€151k€125k▼
Equity10/15€102k€96k▼
Contributions10/11€62k€62k=
Reserves13€41k€41k=
Tax-exempt reserves132€20k€20k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€-2k€-8k▼
Amounts payable17/49€49k€30k▼
Amounts payable within one year42/48€49k€30k▼
Trade debts44€14k€5k▼
Suppliers440/4€14k€5k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€6k€425▼
Taxes450/3€6k-
Remuneration and social security454/9-€425
Other amounts payable47/48€30k€22k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€889
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€3k€9k▲
Gross operating margin9900€12k€25k▲
Operating profit (loss)9901€-10k€-6k▲
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Non-recurring financial income76B€0-
Financial charges65/66B€70€116▲
Recurring financial charges65€70€116▲
Profit (loss) for the period before taxes9903€-10k€-6k▲
Income taxes67/77€-100-
Profit (loss) for the period9904€-10k€-6k▲
Profit (loss) for the period to be appropriated9905€-10k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-8k▼
Profit (loss) brought forward from the previous period14P€9k€-2k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-10k ▼204%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue aux Fleurs 331380 LasneGround area
913 m²
Building footprint
249 m²
Volume, LiDAR
2,252 m³
Parcel 25076A0214/00L000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue aux Fleurs 33, 1380 Lasne
since 19972.081.667.114
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076A0214/00L000 | Wallonia | 913 m² | 1 · 249 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EME GROUP
BE 1006.309.177
Genk · Eq €96k
MASETTIMMO
BE 1005.832.095
Gembloux · Eq €96k
T.J.A.P.
BE 0835.493.068
Mettet · Eq €96k
INTER ROSS
BE 0673.931.551
Sint-Pieters-Woluwe · Eq €95k
Jeff Piessens
BE 0663.574.822
Beveren-Kruibeke-Zwijndrecht · Eq €96k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-1997
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
45112
43990Other specialised construction activities
43999Specialised construction activities
45250
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:archipelsrl@gmail.com