ARCGROUP
ActiveSummary
The computed 12-month bankruptcy probability of ARCGROUP is 2.5% (moderate). The 2024 annual accounts show equity of €81k and a net result of €46k. Equity is growing by ~234.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 1854 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency70▼-13
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.79 against 2.37 in 2023; short-term debt: 55.2% of total assets), but 55.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-03-2026, 235 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
235 d late
2023
69 d late
2022
16 d late
2021
93 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€81k▲ 130%
2023 · €35k
2021: €2k
2022: €7k
2023: €35k
2021 → 2024
Total assets
€180k▲ 197%
2023 · €61k
2021: €6k
2022: €11k
2023: €61k
2021 → 2024
Net result
€46k▲ 65.8%
2023 · €28k
2021: €-3k
2022: €5k
2023: €28k
2021 → 2024
Working capital
€79k▲ 126%
2023 · €35k
2021: €2k
2022: €7k
2023: €35k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€2k-€7k▲ 238%€35k▲ 369%€81k▲ 130%
Operating result€-2k-€6k€33k▲ 484%€53k▲ 60.7%
Net result€-3k-€5k€28k▲ 424%€46k▲ 65.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 61% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180k
Fixed assets
€2k
Current assets
€178k
Equity and liabilities €180k
Equity
€81k ▲ 130%
Debt
€99k ▲ 288%
Debt's share of the balance-sheet total rises from 42.3% to 55.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.79▼
2023 · 2.37
Debt to equity
1.23▲
2023 · 0.73
ROE
56.6%▼
2023 · 78.7%
ROA
25.3%▼
2023 · 45.4%
Debt ≤ 1 year
€99k▲
2023 · €26k
Income taxes
€12k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€61k€180k▲
Fixed assets21/28-€2k
Financial fixed assets28-€2k
Current assets29/58€61k€178k▲
Amounts receivable within one year40/41€59k€178k▲
Trade receivables40€7k€58k▲
Other amounts receivable41€52k€120k▲
Cash at bank and in hand54/58€1k-
Equity and liabilities
Total equity and liabilities10/49€61k€180k▲
Equity10/15€35k€81k▲
Contributions10/11€5k€5k=
Reserves13€30k€76k▲
Distributable reserves133€30k€76k▲
Amounts payable17/49€26k€99k▲
Amounts payable within one year42/48€26k€99k▲
Current portion of amounts payable after more than one year42-€33k
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€15k€36k▲
Suppliers440/4€15k€36k▲
Taxes, remuneration and social security45€8k€23k▲
Taxes450/3€8k€23k▲
Other amounts payable47/48€3k€3k=
Income statement
Code20232024
Other operating charges640/8€27€1k▲
Gross operating margin9900€33k€55k▲
Operating profit (loss)9901€33k€53k▲
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€6k▲
Financial charges65/66B€138€1k▲
Recurring financial charges65€138€1k▲
Profit (loss) for the period before taxes9903€34k€58k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€28k€46k▲
Profit (loss) for the period to be appropriated9905€28k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€46k▲
Transfer to equity691/2€28k€46k▲
To other reserves6921€28k€46k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 235 days late
2024
31-12
Financial
Highest result since 2021net €46k ▲65.8%
Operating result €53k, net result €46k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
01-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 93 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reigersvlietstraat 141040 EtterbeekGround area
98 m²
Building footprint
98 m²
Volume, LiDAR
919 m³
Parcel 21363B0404/00T010, Brussels · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Reigersvlietstraat 14, 1040 Etterbeek
since 20222.374.562.671
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0404/00T010 | Brussels | 98 m² | 1 · 98 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Treelodge
BE 0674.622.924
Turnhout · Eq €81,920
Comptoir Général des Rivages
BE 0412.545.849
Namur · Eq €82,044
Vill'Artistiek
BE 0745.927.228
Lommel · Eq €78,820
LA DOLCE VITA
BE 0642.584.814
Dilsen-Stokkem · Eq €82,695
Yalu
BE 0447.795.154
Deinze · Eq €75,493
Of 732 companies in sector 55209 we hold annual accounts for 208. 154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
55209Other holiday and short-stay accommodation
68201Renting and operating of own or leased residential real estate, excluding social housing
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.