Active BE 1008.120.208Private limited company

ARBO XPERT

Rue Nayabois 7 ·6030 Charleroi, Belgium· 2 yrs active

Sector: Landscape service activities (81300)

Conclusion Checked

The computed 12-month bankruptcy probability of ARBO XPERT is 2.4% (moderate). The 2025 annual accounts show equity of €66k and a net result of €30k. Its solvency ranks better than 71% of 444 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€66k
Net result	€30k
Staff (FTE)	1.3
Better than sector	71%

Financial profile 5 of 5 axes measured · computed by Checked

81 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 88

Profitability 100

Solvency 84

Growth 52

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

2.4% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

88 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 81, Services to buildings and landscape activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	55.5%	38.7%	better than 71% of 444 sector peers
Net result	€30k	€13k	better than 71% of 440 sector peers
Equity	€66k	€38k	better than 67% of 444 sector peers
Gross operating margin	€69k	€50k	better than 61% of 439 sector peers
Staff costs	€6k	€38k	higher than 19% of 200 sector peers

EBITDA

€62k

+15.7% 24-25

Net profit

€30k

-8.6% 24-25

Cash flow

€50k

+22.4% 24-25

Total assets

€119k

+30.9% 24-25

Equity

€66k

+83.7% 24-25

Working capital

€18k

- 24-25

Employees (FTE)

1

- 24-25

Staff costs

€6k

+900.2% 24-25

Income taxes

€8k

-7.4% 24-25

Debt

€53k

-3.7% 24-25

Debt ≤ 1y

€45k

+5.1% 24-25

Debt > 1y

€8k

-35.4% 24-25

Current ratio

1.39

+43.9% 24-25

Quick ratio

1.39

+43.9% 24-25

Solvency

55.5%

+40.3% 24-25

Debt / equity

0.80

-47.6% 24-25

ROE

45.6%

-50.3% 24-25

ROA

25.3%

-30.2% 24-25

Interest coverage

13.19

+7.4% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro schema
Revenue	-
EBITDA	€62k
Net profit	€30k
Cash flow	€50k
Staff costs	€6k
Income taxes	€8k
Dividends	-
Total assets	€119k
Equity	€66k
Debt	€53k
of which ≤ 1y	€45k
of which > 1y	€8k
Working capital	€18k
Employees (FTE)	1.3

Ratios (computed)

	2025
Current ratio	1.39
Quick ratio	1.39
Working capital ratio	14.8%
Solvency	55.5%
Debt / equity	0.80
Long-term debt ratio	0.12
Interest coverage	13.19
Gross margin	-
Net margin	-
ROA	25.3%
ROE	45.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2025

Assets

Fixed assets €56k · 47.5% Current assets €62k · 52.5%

Equity & liabilities

Equity €66k · 55.6% Debt €53k · 44.5%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€119k
Fixed assets	21/28	€56k
Intangible fixed assets	21	€0
Tangible fixed assets	22/27	€56k
Current assets	29/58	€62k
Amounts receivable within one year	40/41	€58k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€119k
Equity	10/15	€66k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€63k
Amounts payable	17/49	€53k
Amounts payable after one year	17	€8k
Amounts payable within one year	42/48	€45k
Trade debts payable within one year	44	€25k
Income statement
Gross operating margin	9900	€69k
Operating result	9901	€42k
Financial income	75	€422
Financial charges	65	€5k
Result before taxes	9903	€38k
Income taxes	67/77	€8k
Net result for the period	9904	€30k
Result to be appropriated	9905	€30k

Legal Structure

NACE primary	Landscape service activities(81300)
Legal form	Private limited company(610)
Incorporation	08-04-2024
Status	Active
Postal code	6030

Establishment units 1 location

ARBO XPERT

Rue Nayabois 7, 6030 CharleroiCrop and animal production, hunting and related service activities

since 20242.358.213.718

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52382A0024/00B572	Wallonia	353 m²	1 · 46 m²	7.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

NBB filing

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Landscape service activities81300Support activities for crop production01610Site preparation43120Retail sale of flowers, plants, seeds and fertilisers47761Urban planning and landscape architecture71113

Names & trade names

Legal nameFR

ARBO XPERT

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