aRA-architecten
ActiveaRA-architecten has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €7k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-44
Solvency42▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.35 in 2024; short-term debt: 36.7% and cash: 4.8% of total assets), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.3%
Return on assets
1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9388 sector peers (2025).
NBB · sector comparisonPosition among 9388 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
92 d early
2024
24 d early
2023
1 d late
2022
24 d late
2021
18 d late
2020
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 6.3%
2024 · €115k
2020: €80k
2021: €133k
2022: €222k
2023: €236k
2024: €115k
2020 → 2025
Total assets
€706k▲ 0.2%
2024 · €705k
2020: €106k
2021: €321k
2022: €816k
2023: €695k
2024: €705k
2020 → 2025
Net result
€7k▼ 92.5%
2024 · €97k
2020: €61k
2021: €54k
2022: €89k
2023: €14k
2024: €97k
2020 → 2025
Working capital
€-147k▲ 10.1%
2024 · €-163k
2020: €80k
2021: €-101k
2022: €-102k
2023: €-27k
2024: €-163k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€222k▲ 66.8%€236k▲ 6.4%€115k▼ 51.3%€122k▲ 6.3%
Operating result€82k-€128k▲ 55.7%€23k▼ 81.7%€129k▲ 451%€29k▼ 77.3%
Net result€54k-€89k▲ 65.7%€14k▼ 84.1%€97k▲ 584%€7k▼ 92.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €706k
Fixed assets
€594k▼ 3.6%
Current assets
€113k▲ 25.8%
Equity and liabilities €706k
Equity
€122k▲ 6.3%
Debt
€584k▼ 1.0%
The debt ratio falls from 83.7% to 82.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▼
2024 · €150k
Cash flow
€29k▼
2024 · €117k
Solvency
17.3%▲
2024 · 16.3%
Current ratio
0.43▲
2024 · 0.35
Quick ratio
0.43▲
2024 · 0.35
Debt / equity
4.77▼
2024 · 5.12
ROE
5.9%▼
2024 · 83.9%
ROA
1.0%▼
2024 · 13.7%
Interest coverage
2.68▼
2024 · 23.80
Debt
€584k▼
2024 · €590k
Debt ≤ 1 year
€260k▲
2024 · €253k
Debt > 1 year
€311k▼
2024 · €337k
Income taxes
€3k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€705k€706k▲
Fixed assets21/28€616k€594k▼
Tangible fixed assets22/27€616k€594k▼
Land and buildings22€605k€587k▼
Plant, machinery and equipment23€10k€6k▼
Furniture and vehicles24€512€141▼
Current assets29/58€89k€113k▲
Amounts receivable within one year40/41€43k€61k▲
Trade receivables40€34k€34k▼
Other amounts receivable41€9k€27k▲
Cash at bank and in hand54/58€32k€34k▲
Deferred charges and accrued income490/1€15k€18k▲
Equity and liabilities
Total equity and liabilities10/49€705k€706k▲
Equity10/15€115k€122k▲
Contributions10/11€19k€19k=
Reserves13€0€104k▲
Distributable reserves133€0€104k▲
Profit (loss) carried forward14€97k€0▼
Amounts payable17/49€590k€584k▼
Amounts payable after more than one year17€337k€311k▼
Financial debts170/4€337k€311k▼
Amounts payable within one year42/48€253k€260k▲
Current portion of amounts payable after more than one year42€26k€26k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€25k€16k▼
Suppliers440/4€25k€16k▼
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€15k€14k▼
Remuneration and social security454/9-€7k
Other amounts payable47/48€187k€187k=
Accrued charges and deferred income492/3-€13k
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€155k€53k▼
Operating profit (loss)9901€129k€29k▼
Financial income75/76B€0€30▲
Recurring financial income75€0€30▲
Financial charges65/66B€6k€19k▲
Recurring financial charges65€6k€19k▲
Profit (loss) for the period before taxes9903€123k€10k▼
Income taxes67/77€26k€3k▼
Profit (loss) for the period9904€97k€7k▼
Profit (loss) for the period to be appropriated9905€97k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€97k€104k▲
Profit (loss) brought forward from the previous period14P€0€97k▲
Transfer from equity791/2€218k€0▼
Transfer to equity691/2€0€104k▲
To other reserves6921€0€104k▲
Profit to be distributed694/7€218k€0▼
Return on contributions (dividend)694€218k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €7k ▼92.5%
Net result drops to €7k, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €97k ▲584%
Operating result €129k, net result €97k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-12
Financial
Equity above €200kEq €222k ▲66.8%
3 profitable years in a row build equity to €222k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Equity above €100kEq €133k ▲67.5%
2 profitable years in a row build equity to €133k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Luciastraat 93530 Houthalen-HelchterenGround area
383 m²
Building footprint
166 m²
Volume, LiDAR
364 m³
Parcel 72014C0552/00L000, Flanders · tallest building 9.0 m. Linked by address, not a title deed.
1 establishment unit
aRA-architecten
since 20192.296.335.240
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014C0552/00L000 | Flanders | 383 m² | 1 · 166 m² | 9.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 5,428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2019
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.ara-architecten.be
E-mail:info@ara-architecten.be