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APPTIMAL

Active
KBO/BCE: BE 0794.458.902
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of APPTIMAL is 1.3% (low). The 2023 annual accounts show equity of €62k and a net result of €53k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 10-07-2025 21 d early 2025-00263211
31-12-2023 31-07-2024 24-07-2024 7 d early 2024-00285690
31-12-2022 31-07-2023 07-03-2023 146 d early 2023-00037075

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.3% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€53k
Working capital€60k+819.3%

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40k€60kOperating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €68k€68kNet result 2023: €53k€53k20222023
Operating resultNet result
EBITDA
€69k
- 22-23
Net profit
€53k
- 22-23
Cash flow
€54k
- 22-23
Total assets
€102k
+1133.3% 22-23
Equity
€62k
+646.5% 22-23
Working capital
€60k
+819.3% 22-23
Income taxes
€14k
- 22-23
Debt
€40k
+402997.4% 22-23
Debt ≤ 1y
€40k
+402997.4% 22-23
Current ratio
2.50
-99.6% 22-23
Quick ratio
2.50
-99.6% 22-23
Solvency
60.5%
-39.5% 22-23
Debt / equity
0.65
+53897.9% 22-23
ROE
86.6%
- 22-23
ROA
52.4%
- 22-23
Interest coverage
43.54
- 22-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€69k
Net profit€53k
Cash flow€54k
Staff costs-
Income taxes€14k
Dividends-
Total assets€102k
Equity€62k
Debt€40k
of which ≤ 1y€40k
of which > 1y-
Working capital€60k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.50
Quick ratio2.50
Working capital ratio59.3%
Solvency60.5%
Debt / equity0.65
Long-term debt ratio-
Interest coverage43.54
Gross margin-
Net margin-
ROA52.4%
ROE86.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€102k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€979
Financial fixed assets 28€200
Current assets 29/58€101k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€88k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€102k
Equity 10/15€62k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€52k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€19k
Income statement
Gross operating margin 9900€72k
Operating result 9901€68k
Financial income 75€4
Financial charges 65€2k
Result before taxes 9903€67k
Income taxes 67/77€14k
Net result for the period 9904€53k
Result to be appropriated 9905€53k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
496 companies at this address See who is registered here

Establishment units

1 location
APPTIMAL
Louizalaan 523, 1050 BrusselOntwerpen en programmeren van computerprogramma's
since 20222.339.085.516
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area9,201 m²
Buildings2
Building footprint5,756 m²
Volume (LiDAR)130,454 m³
Tallest building45.8 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0131/00T000 Brussels 5,672 m² 1 · 3,878 m² 45.8 m · 8 fl.
21822R0226/00W011 Brussels 3,529 m² 1 · 1,878 m² 38.1 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency99Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 99
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameFR APPTIMAL
Registered office
Louizalaan 231
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.