APOTHEEK SINT-MAARTEN
ActiveAPOTHEEK SINT-MAARTEN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €435k and a net result of €44k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 88% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.54 against 3.96 in 2024; short-term debt: 21% and cash: 25.4% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €435k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
25 d late
2023
23 d late
2022
32 d early
2021
30 d early
2020
32 d early
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€44k▼ 4.6%
2024 · €46k
2018: €61
2019: €-5k
2020: €5k
2021: €-6k
2022: €8k
2023: €4k
2024: €46k
2018 → 2025
Working capital
€409k▲ 6.7%
2024 · €384k
2018: €332k
2019: €322k
2020: €325k
2021: €330k
2022: €345k
2023: €356k
2024: €384k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€373k-€381k▲ 2.0%€384k▲ 1.0%€411k▲ 6.9%€435k▲ 5.9%
Operating result€-3k-€12k€9k▼ 26.3%€58k▲ 535%€53k▼ 7.2%
Net result€-6k-€8k€4k▼ 50.6%€46k▲ 1,146%€44k▼ 4.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€26k▼ 5.7%
Current assets
€525k▲ 2.3%
Equity and liabilities €551k
Equity
€435k▲ 5.9%
Debt
€116k▼ 10.7%
The debt ratio falls from 24.0% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▼
2024 · €66k
Cash flow
€50k▼
2024 · €54k
Solvency
78.9%▲
2024 · 76.0%
Current ratio
4.54▲
2024 · 3.96
Quick ratio
2.63▲
2024 · 2.41
Debt / equity
0.27▼
2024 · 0.32
ROE
10.2%▼
2024 · 11.3%
ROA
8.0%▼
2024 · 8.6%
Interest coverage
18.10▲
2024 · 15.49
Debt
€116k▼
2024 · €130k
Debt ≤ 1 year
€116k▼
2024 · €130k
Income taxes
€9k▼
2024 · €10k
Staff costs
€82k▲
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€540k€551k▲
Fixed assets21/28€27k€26k▼
Tangible fixed assets22/27€27k€26k▼
Land and buildings22€17k€13k▼
Plant, machinery and equipment23€10k€12k▲
Furniture and vehicles24€514€401▼
Current assets29/58€513k€525k▲
Stocks and contracts in progress3€201k€220k▲
Stocks30/36€201k€220k▲
Amounts receivable within one year40/41€117k€137k▲
Trade receivables40€97k€110k▲
Other amounts receivable41€19k€27k▲
Current investments50/53€75k€25k▼
Cash at bank and in hand54/58€117k€140k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€540k€551k▲
Equity10/15€411k€435k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€349k€373k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€342k€367k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€130k€116k▼
Amounts payable within one year42/48€130k€116k▼
Trade debts44€61k€47k▼
Suppliers440/4€61k€47k▼
Taxes, remuneration and social security45€20k€20k▼
Taxes450/3€8k€9k▲
Remuneration and social security454/9€13k€11k▼
Other amounts payable47/48€48k€48k▲
Accrued charges and deferred income492/3€212€290▲
Income statement
Code20242025
Remuneration, social security and pensions62€77k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€145k€144k▼
Operating profit (loss)9901€58k€53k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€56k€53k▼
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€46k€44k▼
Profit (loss) for the period to be appropriated9905€46k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€44k▼
Transfer to equity691/2€26k€24k▼
To other reserves6921€26k€24k▼
Profit to be distributed694/7€20k€20k=
Directors or managers695€20k€20k=
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €46k ▲1146%
Operating result €58k, net result €46k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-6k ▼210%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 12 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Maartenplein 313512 HasseltGround area
249 m²
Building footprint
150 m²
Volume, LiDAR
957 m³
Parcel 71055A0224/00M002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
APOTHEEK SINT-MAARTEN
since 19932.061.349.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71055A0224/00M002 | Flanders | 249 m² | 1 · 150 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.061.349.275
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Of 5,224 companies in sector 47730 we hold annual accounts for 3,864. 3,417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-02-1993
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
52310
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.