Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Process with priority
Sign in free to move this company to the front.
Age2 yrs
Real estate1 parcel · 478 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of AOL Development is 0.8% (low). The 2024 annual accounts show equity of €1k and a net result of €1k. Its solvency ranks better than 27% of 4950 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideFiled more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-11-2025, 113 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 21-11-2025 | 113 d late | 2025-00568847 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.8%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k
Working capital€91k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 21-11-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 0.1% | 16.7% | |
| Net result | €1k | €2k | |
| Equity | €1k | €27k | |
| Gross operating margin | €105k | €27k | |
| Total assets | €1.74M | €302k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €1k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €488 |
| Dividends | - |
| Total assets | €1.74M |
| Equity | €1k |
| Debt | €1.73M |
| of which ≤ 1y | €234k |
| of which > 1y | €1.50M |
| Working capital | €91k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.39 |
| Quick ratio | 0.40 |
| Working capital ratio | 5.3% |
| Solvency | 0.1% |
| Debt / equity | 1264.98 |
| Long-term debt ratio | 1094.01 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 0.1% |
| ROE | 100.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.74M |
| Fixed assets | 21/28 | €1.41M |
| Tangible fixed assets | 22/27 | €1.41M |
| Current assets | 29/58 | €326k |
| Stocks & contracts in progress | 3 | €232k |
| Amounts receivable within one year | 40/41 | €93k |
| Cash & bank | 54/58 | €82 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.74M |
| Equity | 10/15 | €1k |
| Reserves | 13 | €1k |
| Amounts payable | 17/49 | €1.73M |
| Amounts payable after one year | 17 | €1.50M |
| Amounts payable within one year | 42/48 | €234k |
| Trade debts payable within one year | 44 | €78k |
| Income statement | ||
| Gross operating margin | 9900 | €105k |
| Operating result | 9901 | €2k |
| Financial charges | 65 | €360 |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €488 |
| Net result for the period | 9904 | €1k |
| Result to be appropriated | 9905 | €1k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed50
/ 100
Fair
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationAOL Development
since 20242.366.102.984
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area478 m²
Buildings1
Building footprint93 m²
Volume (LiDAR)477 m³
Tallest building8.5 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0186/00N002 | Flanders | 478 m² | 1 · 93 m² | 8.5 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
05-05-2026
Seat change: new: Kleine Nieuwedijkstraat 27, 2800 Mechelen, old: Dellingstraat 31, bus A, 2800 Mechelen, effective_date: 2026-01-15
All acts · 2
updated 3 months ago
2026
05-05-2026 General meeting · Seat change · Officer appointment · Act object
- Filing: 2026-04-09 · AOL Development
- General meeting: 2026-01-15 · AOL Development
- Seat change: new: Kleine Nieuwedijkstraat 27, 2800 Mechelen, old: Dellingstraat 31, bus A, 2800 Mechelen, effective_date: 2026-01-15 · AOL Development
- Officer appointment: role: Bestuurder · Aoulad-L'Arbi Arzki
- Publication: 2026-05-05
- Act object: Wijziging maatschappelijke zetel
Summary:
General meeting · Seat change · Officer appointment · Act object
2023
28-11-2023 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes59
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
50
Profitability
100
Solvency
20
Growth
-
Stability
67
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0891.197.396 · Crisnée
BE 0672.888.505 · La Hulpe
BE 0773.962.109 · Oudergem
BE 0782.408.136 · Anderlecht
BE 1005.808.935 · Antwerpen
We hold annual accounts for 2,001 of the 9,648 companies in this sector. 443 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten41102Ontwikkeling van niet-residentiële bouwprojecten68122Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
| Legal nameNL | AOL Development |
Registered office
Kleine Nieuwedijkstraat 27
2800 Mechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.