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ANTHEM

Active
Lindestraat(WIE) 5 ·2222 Heist-op-den-Berg, Belgium
KBO/BCE: BE 0801.302.053
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Belgian State Gazette acts: 0 of 2 read
Age3 yrs
Board2
Real estate1 parcel · 1.6 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ANTHEM is 2.2% (moderate). The 2024 annual accounts show equity of €60k and a net result of €158. Its solvency ranks better than 25% of 1230 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 1230 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 07-08-2025 7 d late 2025-00365836

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€158
Working capital€322k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 07-08-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 3.4% 20.3%
better than 25% of 1230 sector peers
Net result €158 €25k
better than 30% of 1229 sector peers
Equity €60k €142k
better than 35% of 1230 sector peers
Gross operating margin €728k €215k
better than 84% of 1228 sector peers
Staff costs €348k €160k
higher than 74% of 937 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositverkort
Revenue-
EBITDA€373k
Net profit€158
Cash flow€267k
Staff costs€348k
Income taxes-
Dividends-
Total assets€1.79M
Equity€60k
Debt€1.73M
of which ≤ 1y€360k
of which > 1y€1.37M
Working capital€322k
Employees (FTE)6.3
Ratios (computed)
2024
Current ratio1.89
Quick ratio1.22
Working capital ratio17.9%
Solvency3.4%
Debt / equity28.82
Long-term debt ratio22.76
Interest coverage3.49
Gross margin-
Net margin-
ROA0.0%
ROE0.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.79M
Fixed assets 21/28€1.11M
Tangible fixed assets 22/27€1.11M
Current assets 29/58€682k
Stocks & contracts in progress 3€242k
Amounts receivable within one year 40/41€80k
Cash & bank 54/58€359k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.79M
Equity 10/15€60k
Contributions / capital 10/11€60k
Reserves 13€158
Amounts payable 17/49€1.73M
Amounts payable after one year 17€1.37M
Amounts payable within one year 42/48€360k
Trade debts payable within one year 44€208k
Income statement
Gross operating margin 9900€728k
Operating result 9901€107k
Financial income 75€408
Financial charges 65€107k
Result before taxes 9903€158
Net result for the period 9904€158
Result to be appropriated 9905€158
Ratios computed by Checked.

Health barometer

FY 2024 · computed
66 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • ASTS BVLegal entity
    Vast vertegenwoordiger· perm. rep.: Tim Anthonis
    State Gazette act 26037834 (16-03-2026)
    Current
    16-03-2026 → present
  • Zibo BVLegal entity
    Vast vertegenwoordiger· perm. rep.: Steven Stouten
    State Gazette act 26037834 (16-03-2026)
    Current
    16-03-2026 → present
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • ASTS BVLegal entity
    Permanent representative· perm. rep.: Lorenzo Callens
    State Gazette act 26037834 (16-03-2026)
    Permanent representative
    - → 16-03-2026
Former directors (1)
  • Tim Anthonis
    Director
    State Gazette act 26037834 (16-03-2026)
    Former
    - → 16-03-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company(610)
Incorporation28-04-2023
StatusActive
Postal code2222

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Spar Supermarkt
Lindestraat(WIE) 5, 2222 Heist-op-den-BergDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
since 20232.345.212.352
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.6 ha
Buildings1
Building footprint1,068 m²
Volume (LiDAR)7,019 m³
Tallest building13.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12039A0633/00A000 Flanders 1.6 ha 1 · 1,068 m² 13.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 5 months ago
2026
16-03-2026 2 directors appointed, 2 resigning Director changes
  • Tim Anthonis, Vast vertegenwoordiger
  • Steven Stouten, Vast vertegenwoordiger
  • Tim Anthonis, Bestuurder
  • Lorenzo Callens, Vaste vertegenwoordiger
2023
03-05-2023 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Financial profile

4 of 5 axes measured
Health66Profitability1Solvency33Growth-Stability79
45 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 66
Profitability 1
Solvency 33
Growth -
Stability 79

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,663 of the 10,422 companies in this sector. 1,361 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
Legal nameNL ANTHEM
Registered office
Lindestraat(WIE) 5
2222 Heist-op-den-Berg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.