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ANSKO

Active
Frederik Wouterslaan 28 ·1910 Kampenhout, Belgium
KBO/BCE: BE 0456.953.142
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Age30 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ANSKO is 0.2% (very low). The 2025 annual accounts show equity of €786k and a net result of €18k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 1362 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 92% of 1362 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 15-09-2025, 46 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 15-09-2025 46 d early 2025-00491708
31-03-2024 31-10-2024 30-10-2024 1 d early 2024-00523571
31-03-2023 31-10-2023 13-10-2023 18 d early 2023-00486400
31-03-2022 31-10-2022 28-10-2022 3 d early 2022-20479706
31-03-2021 31-10-2021 25-10-2021 6 d early 2021-73300409
31-03-2020 31-10-2020 26-10-2020 5 d early 2020-63800120
31-03-2019 31-10-2019 28-10-2019 3 d early 2019-71700493
31-03-2018 31-10-2018 25-10-2018 6 d early 2018-70400090
31-03-2017 31-10-2017 30-10-2017 1 d early 2017-68600429
31-03-2016 31-10-2016 27-10-2016 4 d early 2016-66500446

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1996, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Long track record Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€18k+74.3%
Working capital€480k+4.0%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 15-09-2025 with the NBB · fiscal year 2025 · micro
€0€100k€200k€300k€400kOperating result 2021: €38k€38kNet result 2021: €114k€114kOperating result 2022: €58k€58kNet result 2022: €33k€33kOperating result 2023: €30k€30kNet result 2023: €376k€376kOperating result 2024: €21k€21kNet result 2024: €10k€10kOperating result 2025: €28k€28kNet result 2025: €18k€18k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Net result: declining trend of ~5.5%/year over 7 fiscal years, indicative, assuming unchanged policy.
€-100k€0€100k€200k€300k€400k2026: €18k (€2k - €34k)2027: €16k (€-9k - €42k)2028: €15k (€-20k - €50k)2019: €27k2020: €27k2021: €114k2022: €33k2023: €376k2024: €10k2025: €18k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 91.0% 22.9%
better than 92% of 1362 sector peers
Net result €18k €10k
better than 61% of 1360 sector peers
Equity €786k €44k
better than 95% of 1363 sector peers
Gross operating margin €55k €39k
better than 60% of 1360 sector peers
Total assets €863k €293k
better than 78% of 1362 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P92
2020: P60 · n=9062021: P73 · n=17932022: P80 · n=32282023: P90 · n=43092024: P92 · n=49702025: P92 · n=13622020 2025
Improving position over 2020-2025 · n=906-4970
Net result P61
2020: P76 · n=9052021: P95 · n=17952022: P80 · n=32182023: P95 · n=42952024: P62 · n=49622025: P61 · n=13602020 2025
Weakening position over 2020-2025 · n=905-4962
Equity P95
2020: P72 · n=9062021: P85 · n=17952022: P90 · n=32312023: P95 · n=43102024: P95 · n=49732025: P95 · n=13632020 2025
Improving position over 2020-2025 · n=906-4973
Gross operating margin P60
2020: P71 · n=9052021: P74 · n=17842022: P80 · n=32112023: P70 · n=42832024: P64 · n=49562025: P60 · n=13602020 2025
Weakening position over 2020-2025 · n=905-4956
Describes the position versus peers, not a forecast.
EBITDA
€48k
+22.0% 19-25
Net profit
€18k
+74.3% 19-25
Cash flow
€38k
+33.9% 19-25
Total assets
€863k
-3.2% 19-25
Equity
€786k
+2.3% 19-25
Working capital
€480k
+4.0% 19-25
Income taxes
€10k
+91.5% 19-25
Debt
€75k
-38.0% 19-25
Show 9 other metrics
Debt ≤ 1y
€71k
-38.8% 19-25
Debt > 1y
€0
-100.0% 19-25
Current ratio
7.80
+55.9% 19-25
Quick ratio
7.80
+55.9% 19-25
Solvency
91.0%
+5.7% 19-25
Debt / equity
0.10
-39.5% 19-25
ROE
2.3%
+70.3% 19-25
ROA
2.1%
+80.0% 19-25
Interest coverage
8.44
+56.0% 19-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€48k
Net profit€18k
Cash flow€38k
Staff costs-
Income taxes€10k
Dividends-
Total assets€863k
Equity€786k
Debt€75k
of which ≤ 1y€71k
of which > 1y-
Working capital€480k
Employees (FTE)-
Ratios (computed)
2025
Current ratio7.80
Quick ratio7.80
Working capital ratio55.6%
Solvency91.0%
Debt / equity0.10
Long-term debt ratio-
Interest coverage8.44
Gross margin-
Net margin-
ROA2.1%
ROE2.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€863k
Fixed assets 21/28€313k
Tangible fixed assets 22/27€313k
Current assets 29/58€551k
Amounts receivable within one year 40/41€13k
Investments 50/53€369k
Cash & bank 54/58€30k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€863k
Equity 10/15€786k
Contributions / capital 10/11€6k
Reserves 13€780k
Provisions & deferred taxes 16€3k
Amounts payable 17/49€75k
Amounts payable within one year 42/48€71k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€55k
Operating result 9901€28k
Financial income 75€6k
Financial charges 65€6k
Result before taxes 9903€28k
Income taxes 67/77€10k
Net result for the period 9904€18k
Result to be appropriated 9905€18k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

no sitting director
3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Former directors (1)
  • VAN OSTAEDE Michel Constant Victor Antoine
    Director
    State Gazette act 23484646 (28-12-2023)
    Former
    - → 28-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310)
Legal form Private limited company(610)
Incorporation08-01-1996
StatusActive
Postal code1910

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
ANSKO
Frederik Wouterslaan 28, 1910 KampenhoutOverige financiële instellingen, n.e.g.
since 19962.075.075.963
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,498 m²
Buildings1
Building footprint241 m²
Volume (LiDAR)1,106 m³
Tallest building8.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23038E0391/00F003 Flanders 1,498 m² 1 · 241 m² 8.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 2 years ago
2023
28-12-2023 1 resigning, 1 reappointed Director changes·Katrien DEVIJVER
  • VAN OSTAEDE Michel Constant Victor Antoine, Bestuurder
  • VAN OSTAEDE Michel Constant Victor Antoine, Niet-statutair bestuurder
Notary: Katrien DEVIJVER · Kampenhout

Analysis

Financial profile

5 of 5 axes measured
Health94Profitability11Solvency100Growth52Stability100
71 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 11
Solvency 100
Growth 52
Stability 100

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed70311Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Verhuur van overige roerende goederen voor persoonlijk of huishoudelijk gebruik, n.e.g.71408Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg77229Verhuur en lease van andere consumentenartikelen, n.e.g.77299
Primary activity highlighted.
Names & trade names
Legal nameNL ANSKO
Registered office
Frederik Wouterslaan 28
1910 Kampenhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.