ANPHILD
ActiveSummary
The computed 12-month bankruptcy probability of ANPHILD is 1.8% (moderate). The 2025 annual accounts show equity of €235k and a net result of €83k. Equity is growing by ~77.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 9040 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-34
Solvency57▼-23
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 2.23 in 2024; short-term debt: 67.8% and cash: 10.8% of total assets), and 67.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
55 d late
2024
31 d late
2023
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€235k▲ 54.7%
2024 · €152k
2023: €-2klowest in 3 years
2024: €152k▲ +8694% vs 2023
2025: €235k▲ +54.7% vs 2024highest in 3 years
2023 → 2025
Total assets
€732k▲ 166%
2024 · €276k
2023: €252lowest in 3 years
2024: €276k▲ +109326% vs 2023
2025: €732k▲ +166% vs 2024highest in 3 years
2023 → 2025
Net result
€83k▼ 40.1%
2024 · €139k
2023: €-2klowest in 3 years
2024: €139k▲ +7947% vs 2023highest in 3 years
2025: €83k▼ -40.1% vs 2024
2023 → 2025
Working capital
€235k▲ 54.7%
2024 · €152k
2023: €-2klowest in 3 years
2024: €152k▲ +8694% vs 2023
2025: €235k▲ +54.7% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-2k-€152k€235k▲ 54.7%
2023: €-2klowest in 3 years
2024: €152k▲ +8694% vs 2023
2025: €235k▲ +54.7% vs 2024highest in 3 years
Operating result€-2k-€148k€99k▼ 32.7%
2023: €-2klowest in 3 years
2024: €148k▲ +8679% vs 2023highest in 3 years
2025: €99k▼ -32.7% vs 2024
Net result€-2k-€139k€83k▼ 40.1%
2023: €-2klowest in 3 years
2024: €139k▲ +7947% vs 2023highest in 3 years
2025: €83k▼ -40.1% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €732k
Equity
€235k ▲ 54.7%
Debt
€496k ▲ 302%
Debt's share of the balance-sheet total rises from 44.8% to 67.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.47▼
2024 · 2.23
Quick ratio
0.92▼
2024 · 1.87
Debt to equity
2.11▲
2024 · 0.81
ROE
35.3%▼
2024 · 91.3%
ROA
11.4%▼
2024 · 50.4%
Debt ≤ 1 year
€496k▲
2024 · €123k
Income taxes
€15k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€276k€732k▲
Current assets29/58€276k€732k▲
Stocks and contracts in progress3€44k€273k▲
Stocks30/36€44k€273k▲
Amounts receivable within one year40/41€170k€380k▲
Trade receivables40€170k€379k▲
Other amounts receivable41€158€264▲
Cash at bank and in hand54/58€61k€79k▲
Deferred charges and accrued income490/1€21-
Equity and liabilities
Total equity and liabilities10/49€276k€732k▲
Equity10/15€152k€235k▲
Contributions10/11€15k€15k=
Reserves13€137k€220k▲
Distributable reserves133€137k€220k▲
Amounts payable17/49€123k€496k▲
Amounts payable within one year42/48€123k€496k▲
Trade debts44€117k€475k▲
Suppliers440/4€117k€475k▲
Taxes, remuneration and social security45€7k€22k▲
Taxes450/3€7k€22k▲
Income statement
Code20242025
Other operating charges640/8€203€120▼
Gross operating margin9900€148k€100k▼
Operating profit (loss)9901€148k€99k▼
Financial income75/76B€331€581▲
Recurring financial income75€331€581▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€146k€98k▼
Income taxes67/77€7k€15k▲
Profit (loss) for the period9904€139k€83k▼
Profit (loss) for the period to be appropriated9905€139k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€83k▼
Profit (loss) brought forward from the previous period14P€-2k-
Transfer to equity691/2€137k€83k▼
To other reserves6921€137k€83k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €421 | €203 | €120 | ▼ 40.9% |
| Gross operating margin9900 | €-1k | €148k | €100k | ▼ 32.7% |
| Operating profit (loss)9901 | €-2k | €148k | €99k | ▼ 32.7% |
| Financial income75/76B | - | €331 | €581 | ▲ 75.7% |
| Recurring financial income75 | - | €331 | €581 | ▲ 75.7% |
| Financial charges65/66B | €50 | €2k | €2k | ▼ 22.6% |
| Recurring financial charges65 | €50 | €2k | €2k | ▼ 22.6% |
| Profit (loss) for the period before taxes9903 | €-2k | €146k | €98k | ▼ 32.6% |
| Income taxes67/77 | - | €7k | €15k | ▲ 119% |
| Profit (loss) for the period9904 | €-2k | €139k | €83k | ▼ 40.1% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €139k | €83k | ▼ 40.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €252 | €276k | €732k | ▲ 166% |
| Current assets29/58 | €252 | €276k | €732k | ▲ 166% |
| Stocks and contracts in progress3 | - | €44k | €273k | ▲ 515% |
| Stocks30/36 | - | €44k | €273k | ▲ 515% |
| Amounts receivable within one year40/41 | €252 | €170k | €380k | ▲ 123% |
| Trade receivables40 | - | €170k | €379k | ▲ 123% |
| Other amounts receivable41 | €252 | €158 | €264 | ▲ 67.3% |
| Cash at bank and in hand54/58 | - | €61k | €79k | ▲ 29.3% |
| Deferred charges and accrued income490/1 | - | €21 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €252 | €276k | €732k | ▲ 166% |
| Equity10/15 | €-2k | €152k | €235k | ▲ 54.7% |
| Contributions10/11 | €0 | €15k | €15k | = |
| Reserves13 | - | €137k | €220k | ▲ 60.6% |
| Distributable reserves133 | - | €137k | €220k | ▲ 60.6% |
| Profit (loss) carried forward14 | €-2k | - | - | - |
| Amounts payable17/49 | €2k | €123k | €496k | ▲ 302% |
| Amounts payable within one year42/48 | €2k | €123k | €496k | ▲ 302% |
| Trade debts44 | €623 | €117k | €475k | ▲ 307% |
| Suppliers440/4 | €623 | €117k | €475k | ▲ 307% |
| Taxes, remuneration and social security45 | - | €7k | €22k | ▲ 220% |
| Taxes450/3 | - | €7k | €22k | ▲ 220% |
| Other amounts payable47/48 | €1k | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €139k | €83k | ▼ 40.1% |
| Operating cash flow (approximation) | €-2k | €139k | €83k | ▼ 40.1% |
| Change in cash | - | - | €18k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 55 days late
2025
31-12
Financial
Equity above €200kEq €235k ▲54.7%
2 profitable years in a row build equity to €235k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Back to profitnet €139k
Net result €139k after one loss-making year.
31-12
Financial
Liquidity times 18current ratio 2.23
Current ratio from 0.12 to 2.23.
31-12
Financial
Equity above €150kEq €152k
Equity rises from €-2k to €152k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
3,604 m²
Building footprint
2,774 m²
Volume, LiDAR
71,494 m³
Parcel 11808H1178/00F008, Flanders · tallest building 45.0 m, ±8 floors. Linked by address, not a title deed.
207
companies at this address
See who is registered here
1 establishment unit
ANPHILD
since 20232.350.019.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00F008 | Flanders | 3,604 m² | 1 · 2,774 m² | 45.0 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NADIAC INTERNATIONAL
BE 0471.366.649
Antwerpen · Eq €152k
PIONEER DIAMONDS
BE 0823.123.390
Antwerpen · Eq €153k
SACHIK GEMS
BE 0428.119.495
Antwerpen · Eq €150k
KORN ENTERPRISES
BE 0427.718.134
Antwerpen · Eq €158k
CARAT WORLD EUROPE
BE 0555.918.975
Antwerpen · Eq €147k
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 397 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
Scores and ratios are computed by Checked and are not a credit decision.