ANNICK VERSTRINGHE
ActiveSummary
ANNICK VERSTRINGHE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €7k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 88% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+76
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 8.19 against 4.34 in 2024; short-term debt: 11.4% and cash: 34.7% of total assets), and 11.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
70 d late
2023
427 d late
2022
217 d late
2021
94 d late
2020
90 d late
2019
223 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 6.8%
2024 · €100k
2018: €97k
2019: €97k
2020: €121k
2021: €139k
2022: €137k
2023: €137k
2024: €100k
2018 → 2025
Total assets
€120k▼ 7.1%
2024 · €129k
2018: €121k
2019: €130k
2020: €154k
2021: €212k
2022: €183k
2023: €169k
2024: €129k
2018 → 2025
Net result
€7k
2024 · €-37k
2018: €2k
2019: €-708
2020: €24k
2021: €19k
2022: €-2k
2023: €-79
2024: €-37k
2018 → 2025
Working capital
€98k▲ 13.1%
2024 · €87k
2018: €94k
2019: €92k
2020: €119k
2021: €126k
2022: €121k
2023: €120k
2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€137k▼ 1.7%€137k▼ 0.1%€100k▼ 27.1%€106k▲ 6.8%
Operating result€25k-€-5k€-2k▲ 56.0%€-40k▼ 1,839%€6k
Net result€19k-€-2k€-79▲ 96.8%€-37k▼ 47,186%€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €40k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€8k ▼ 50.7%
Current assets
€112k ▼ 0.9%
Equity and liabilities €120k
Equity
€106k ▲ 6.8%
Debt
€14k ▼ 53.8%
Debt's share of the balance-sheet total falls from 22.9% to 11.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €-25k
Cash flow
€15k▲
2024 · €-22k
Current ratio
8.19▲
2024 · 4.34
Debt to equity
0.13▼
2024 · 0.30
ROE
6.4%▲
2024 · -37.2%
ROA
5.6%▲
2024 · -28.7%
Interest coverage
27.12▲
2024 · -44.28
Debt ≤ 1 year
€14k▼
2024 · €26k
Debt > 1 year
€0▼
2024 · €4k
Income taxes
€808▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€129k€120k▼
Fixed assets21/28€16k€8k▼
Tangible fixed assets22/27€16k€8k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€0▼
Other tangible fixed assets26€9k€7k▼
Current assets29/58€113k€112k▼
Amounts receivable after more than one year29€30k€27k▼
Other amounts receivable291€30k€27k▼
Amounts receivable within one year40/41€34k€24k▼
Trade receivables40€17k€17k▲
Other amounts receivable41€17k€7k▼
Current investments50/53€15k€15k=
Cash at bank and in hand54/58€32k€42k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€129k€120k▼
Equity10/15€100k€106k▲
Contributions10/11€19k€19k=
Reserves13€81k€88k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€81k€88k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€30k€14k▼
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€26k€14k▼
Current portion of amounts payable after more than one year42€8k€4k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€5k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€8k▼
Other operating charges640/8€923€5k▲
Gross operating margin9900€-24k€20k▲
Operating profit (loss)9901€-40k€6k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€563€530▼
Recurring financial charges65€563€530▼
Profit (loss) for the period before taxes9903€-37k€8k▲
Income taxes67/77€140€808▲
Profit (loss) for the period9904€-37k€7k▲
Profit (loss) for the period to be appropriated9905€-37k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€7k▲
Profit (loss) brought forward from the previous period14P€-3k€0▲
Transfer from equity791/2€40k€0▼
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
31-12
Financial
Equity above €100kEq €106k ▲6.8%
Equity rises from €100k to €106k.
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 427 days late
2024
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
04-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 217 days late
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 94 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 223 days late
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 589 days late
11-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 954 days late
Show earlier events
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Equity above €100kEq €121k ▲25%
Equity rises from €97k to €121k.
2017
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 81 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Ground area
197 m²
Building footprint
124 m²
Volume, LiDAR
1,032 m³
Parcel 44808H0035/00G000, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Monterreystraat 16, 9000 Gent
since 20072.215.468.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0035/00G000 | Flanders | 197 m² | 1 · 124 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 128 EUR awarded · 128 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 75 EUR | 75 EUR |
| 2024 | 1 | 0 EUR | 53 EUR |
| 2023 | 1 | 53 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500YSEOHADXDM6I51
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Of 22,056 companies in sector 69101 we hold annual accounts for 9,055. 7,557 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2007
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.