ANKY
ActiveANKY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €97k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-1
Solvency41▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.8 in 2024; short-term debt: 59.6% and cash: 4.8% of total assets), and 83.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
31 d late
2022
2 d late
2021
19 d late
2020
16 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▲ 73.1%
2024 · €79k
2019: €3k
2020: €77k
2021: €37k
2022: €140k
2023: €177k
2024: €79k
2019 → 2025
Total assets
€828k▲ 0.5%
2024 · €824k
2019: €523k
2020: €425k
2021: €402k
2022: €446k
2023: €675k
2024: €824k
2019 → 2025
Net result
€97k▼ 4.1%
2024 · €102k
2019: €33k
2020: €75k
2021: €-40k
2022: €103k
2023: €37k
2024: €102k
2019 → 2025
Working capital
€-55k▲ 46.5%
2024 · €-102k
2019: €-147k
2020: €-29k
2021: €54k
2022: €38k
2023: €16k
2024: €-102k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€140k▲ 279%€177k▲ 26.0%€79k▼ 55.6%€136k▲ 73.1%
Operating result€-38k-€105k€48k▼ 54.1%€183k▲ 279%€151k▼ 17.3%
Net result€-40k-€103k€37k▼ 64.7%€102k▲ 178%€97k▼ 4.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €828k
Fixed assets
€389k▼ 7.7%
Current assets
€439k▲ 9.2%
Equity and liabilities €828k
Equity
€136k▲ 73.1%
Debt
€692k▼ 7.1%
The debt ratio falls from 90.5% to 83.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€232k▼
2024 · €259k
Cash flow
€178k▲
2024 · €177k
Solvency
16.4%▲
2024 · 9.5%
Current ratio
0.89▲
2024 · 0.80
Quick ratio
0.86▲
2024 · 0.78
Debt / equity
5.09▼
2024 · 9.49
ROE
71.6%▼
2024 · 129.3%
ROA
11.8%▼
2024 · 12.3%
Interest coverage
11.83▲
2024 · 6.66
Debt
€692k▼
2024 · €745k
Debt ≤ 1 year
€494k▼
2024 · €504k
Debt > 1 year
€198k▼
2024 · €241k
Income taxes
€40k▼
2024 · €51k
Staff costs
€528k▼
2024 · €530k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€824k€828k▲
Fixed assets21/28€421k€389k▼
Tangible fixed assets22/27€420k€387k▼
Plant, machinery and equipment23€46k€36k▼
Furniture and vehicles24€15k€45k▲
Other tangible fixed assets26€359k€307k▼
Financial fixed assets28€2k€2k=
Current assets29/58€402k€439k▲
Amounts receivable after more than one year29€150k€150k=
Trade receivables290€150k€150k=
Stocks and contracts in progress3€10k€13k▲
Stocks30/36€10k€13k▲
Amounts receivable within one year40/41€158k€220k▲
Trade receivables40€156k€125k▼
Other amounts receivable41€2k€95k▲
Cash at bank and in hand54/58€77k€40k▼
Deferred charges and accrued income490/1€8k€17k▲
Equity and liabilities
Total equity and liabilities10/49€824k€828k▲
Equity10/15€79k€136k▲
Contributions10/11€20k€100▼
Reserves13€158k€235k▲
Distributable reserves133€158k€235k▲
Profit (loss) carried forward14€-100k€-100k=
Amounts payable17/49€745k€692k▼
Amounts payable after more than one year17€241k€198k▼
Financial debts170/4€241k€198k▼
Amounts payable within one year42/48€504k€494k▼
Current portion of amounts payable after more than one year42€47k€147k▲
Financial debts43€104k€35▼
Credit institutions430/8€104k€35▼
Trade debts44€209k€245k▲
Suppliers440/4€209k€245k▲
Advances received on contracts in progress46€28k€614▼
Taxes, remuneration and social security45€116k€101k▼
Taxes450/3€56k€45k▼
Remuneration and social security454/9€60k€56k▼
Other amounts payable47/48€840€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€530k€528k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€80k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€791k€762k▼
Operating profit (loss)9901€183k€151k▼
Financial income75/76B€8k€5k▼
Recurring financial income75€8k€5k▼
Financial charges65/66B€39k€20k▼
Recurring financial charges65€39k€20k▼
Profit (loss) for the period before taxes9903€152k€137k▼
Income taxes67/77€51k€40k▼
Profit (loss) for the period9904€102k€97k▼
Profit (loss) for the period to be appropriated9905€102k€97k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-2k▼
Profit (loss) brought forward from the previous period14P€-100k€-100k=
Transfer from equity791/2€202k€21k▼
Transfer to equity691/2€103k€99k▼
To contributions691€2k€0▼
To the legal reserve6920-€2k
To other reserves6921€102k€97k▼
Profit to be distributed694/7€200k€20k▼
Return on contributions (dividend)694-€20k
Directors or managers695€200k€0▼
Social balance
Average headcount (FTE)908711.2-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €100kEq €136k ▲73.1%
4 profitable years in a row build equity to €136k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
31-03
Financial
Equity above €150kEq €177k ▲26%
2 profitable years in a row build equity to €177k.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
31-03
Financial
Back to profitnet €103k
Net result €103k after one loss-making year.
31-03
Financial
Equity above €100kEq €140k ▲279%
Equity rises from €37k to €140k.
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
31-03
Financial
Weakest financial yearnet €-40k ▼154%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 16 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muizelstraat 878531 HarelbekeGround area
6.5 ha
Building footprint
1.5 ha
Volume, LiDAR
1,424 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAFFE LUNGO
since 20062.150.881.265
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352B0962/00W000 | Flanders | 4.9 ha | 1 · 1.5 ha | - |
| 34017B0215/00B000 | Flanders | 1.6 ha | 1 · 282 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 10,382 EUR awarded · 10,382 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 10,382 EUR | 10,382 EUR |
Schemes
Individueel Maatwerk
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.150.881.265
Similar companies · same sector, comparable size
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T&Z
BE 1010.706.445
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CODISPEED
BE 0465.406.889
Gesves · Eq €136k
Pengo
BE 0768.237.228
Charleroi · Eq €136k
FroZette
BE 0433.170.920
Beringen · Eq €136k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2005
Fiscal year end31-03
Activities, NACEBEL
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.