Angelo
ActiveThe computed 12-month bankruptcy probability of Angelo is 2.9% (moderate). The 2025 annual accounts show negative equity (€-66k) and a net result of €-3k. Equity is shrinking by ~50% per year across the filed fiscal years. Its solvency ranks better than 5% of 3644 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▲+2
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.13 in 2024; short-term debt: 418.4% and cash: 20.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-427.3%
Return on assets
-20.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-66k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
42 d early
2023
37 d early
2022
11 d early
2021
43 d late
2020
24 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€37k▲ 79.1%
2024 · €20k
2018: €150k
2019: €61k
2020: €11k
2021: €21k
2022: €29k
2023: €15k
2024: €20k
2018 → 2025
EBIT margin
-8.3%▲ 57.6pp
2024 · -65.9%
2018: 10.2%
2019: -11.2%
2020: -155.8%
2021: -30.7%
2022: -102.7%
2023: -104.8%
2024: -65.9%
2018 → 2025
Net result
€-3k▲ 76.9%
2024 · €-14k
2018: €5k
2019: €-9k
2020: €-14k
2021: €-5k
2022: €-31k
2023: €-16k
2024: €-14k
2018 → 2025
Working capital
€-60k▲ 0.8%
2024 · €-60k
2018: €-1k
2019: €-8k
2020: €-14k
2021: €-7k
2022: €-25k
2023: €-39k
2024: €-60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€21k-€29k▲ 36.3%€15k▼ 48.4%€20k▲ 35.8%€37k▲ 79.1%
Equity€-2k-€-33k▼ 1,417%€-49k▼ 47.7%€-63k▼ 27.6%€-66k▼ 5.0%
Operating result€-7k-€-30k▼ 356%€-16k▲ 47.3%€-13k▲ 14.7%€-3k▲ 77.5%
Net result€-5k-€-31k▼ 512%€-16k▲ 48.9%€-14k▲ 14.5%€-3k▲ 76.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€11k▼ 14.7%
Current assets
€5k▼ 49.5%
Key figures and ratios
EBITDA
€-1k▲
2024 · €-12k
Cash flow
€-1k▲
2024 · €-12k
Solvency
-427.3%▼
2024 · -288.6%
Current ratio
0.07▼
2024 · 0.13
Quick ratio
0.06▼
2024 · 0.12
Debt / equity
-1.23▲
2024 · -1.35
ROA
-20.3%▲
2024 · -62.4%
Interest coverage
-10.09▲
2024 · -78.11
Debt
€81k▼
2024 · €84k
Debt ≤ 1 year
€64k▼
2024 · €69k
Debt > 1 year
€15k=
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€15k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€76€38▼
Furniture and vehicles24€8k€6k▼
Financial fixed assets28€5k€5k=
Current assets29/58€9k€5k▼
Stocks and contracts in progress3€719€719=
Stocks30/36€719€719=
Amounts receivable within one year40/41€783€740▼
Other amounts receivable41€783€740▼
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€6k-
Equity and liabilities
Total equity and liabilities10/49€22k€15k▼
Equity10/15€-63k€-66k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-88k€-91k▼
Amounts payable17/49€84k€81k▼
Amounts payable after more than one year17€15k€15k=
Financial debts170/4€15k€15k=
Amounts payable within one year42/48€69k€64k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€8k-
Taxes450/3€4k-
Remuneration and social security454/9€4k-
Other amounts payable47/48€60k€61k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Turnover70€20k€37k▲
Non-recurring operating income76A€1k€1k=
Goods, raw materials, services and sundry goods60/61€31k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-9k€3k▲
Operating profit (loss)9901€-13k€-3k▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€148€114▼
Recurring financial charges65€148€114▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-14k€-3k▲
Profit (loss) for the period9904€-14k€-3k▲
Profit (loss) for the period to be appropriated9905€-14k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-88k€-91k▼
Profit (loss) brought forward from the previous period14P€-75k€-88k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldstraat 992800 MechelenGround area
225 m²
Building footprint
149 m²
Volume, LiDAR
1,539 m³
Parcel 12403D0078/00L004, Flanders · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MONAFA
since 20132.216.053.684
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0078/00L004 | Flanders | 225 m² | 1 · 149 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.216.053.684
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Of 619 companies in sector 56309 we hold annual accounts for 118. 40 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2013
Fiscal year end31-12
Activities, NACEBEL
56309Food and beverage service activities
55900Accommodation
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.