Active BE 0802.392.413Private limited company

ANGEL D

Rue Roger Dosimont(B.V.) 53 ·5170 Profondeville, Belgium· 3 yrs active

Sector: Retail sale of clothing and accessories for women, men, children and babies (general range) (47716)

Conclusion Checked

The computed 12-month bankruptcy probability of ANGEL D is 2.5% (moderate). The 2024 annual accounts show equity of €50k and a net result of €34k. Its solvency ranks better than 67% of 6725 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€50k
Net result	€34k
Better than sector	67%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

89 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 89

Profitability 100

Solvency 82

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.5% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

89 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€5k

estimate, not credit advice

Score history

58 2023

89 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 2.16 (≥ 1.5) +10

Leverage Debt/equity 1.61 (< 2.0) +3

Profitability ROE 68% (≥ 10%) +10

Interest coverage Interest coverage 10.2× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	38.3%	20.4%	better than 67% of 6725 sector peers
Net result	€34k	€4k	better than 84% of 6706 sector peers
Equity	€50k	€16k	better than 72% of 6740 sector peers
Gross operating margin	€63k	€24k	better than 71% of 6684 sector peers
Total assets	€132k	€94k	better than 60% of 6729 sector peers

EBITDA

€62k

+68.3% 23-24

Net profit

€34k

+74.5% 23-24

Cash flow

€47k

+53.8% 23-24

Total assets

€132k

+18.9% 23-24

Equity

€50k

+200.7% 23-24

Working capital

€58k

+144.4% 23-24

Income taxes

€12k

+187.3% 23-24

Dividends

€833

- 23-24

Debt

€81k

-13.5% 23-24

Debt ≤ 1y

€50k

-10.3% 23-24

Debt > 1y

€31k

-19.9% 23-24

Current ratio

2.16

+51.6% 23-24

Quick ratio

0.62

+121.9% 23-24

Solvency

38.3%

+152.9% 23-24

Debt / equity

1.61

-71.3% 23-24

ROE

68.4%

-42.0% 23-24

ROA

26.2%

+46.7% 23-24

Interest coverage

10.18

-5.7% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€62k	€37k
Net profit	€34k	€20k
Cash flow	€47k	€30k
Staff costs	-	-
Income taxes	€12k	€4k
Dividends	€833	-
Total assets	€132k	€111k
Equity	€50k	€17k
Debt	€81k	€94k
of which ≤ 1y	€50k	€55k
of which > 1y	€31k	€38k
Working capital	€58k	€24k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	2.16	1.43
Quick ratio	0.62	0.28
Working capital ratio	44.0%	21.4%
Solvency	38.3%	15.1%
Debt / equity	1.61	5.60
Long-term debt ratio	0.61	2.29
Interest coverage	10.18	10.80
Gross margin	-	-
Net margin	-	-
ROA	26.2%	17.9%
ROE	68.4%	117.9%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €24k · 18.1% Current assets €108k · 81.9%

Equity & liabilities

Equity €50k · 38.3% Debt €81k · 61.7%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€132k	€111k
Fixed assets	21/28	€24k	€31k
Formation expenses	20	-	€530
Intangible fixed assets	21	€4k	€3k
Tangible fixed assets	22/27	€20k	€28k
Financial fixed assets	28	€54	€54
Current assets	29/58	€108k	€79k
Stocks & contracts in progress	3	€77k	€64k
Cash & bank	54/58	€30k	€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€132k	€111k
Equity	10/15	€50k	€17k
Contributions / capital	10/11	€3k	€3k
Accumulated profits (losses)	14	€47k	€14k
Amounts payable	17/49	€81k	€94k
Amounts payable after one year	17	€31k	€38k
Amounts payable within one year	42/48	€50k	€55k
Trade debts payable within one year	44	€4k	€5k
Income statement
Gross operating margin	9900	€63k	€37k
Operating result	9901	€50k	€26k
Financial income	75	€3k	€1k
Financial charges	65	€6k	€3k
Result before taxes	9903	€47k	€24k
Income taxes	67/77	€12k	€4k
Net result for the period	9904	€34k	€20k
Result to be appropriated	9905	€34k	€20k

Legal Structure

NACE primary	Retail sale of clothing and accessories for women, men, children and babies (general range)(47716)
Legal form	Private limited company(610)
Incorporation	05-06-2023
Status	Active
Postal code	5170

Establishment units 1 location

Angel D

Rue Raymond Noel(B.V.) 26D, 5170 ProfondevilleRetail trade

since 20232.346.313.204

Real-estate footprint Source: CBE × cadastre

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92014B0109/00C000	Wallonia	1,430 m²	1 · 96 m²	7.5 m · 2 fl.
92014C0472/00X002	Wallonia	902 m²	1 · 124 m²	8.4 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 2Filings 2

2025

01-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

24-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

NBB filing

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Retail sale of clothing and accessories for women, men, children and babies (general range)47716

Names & trade names

Legal nameFR

ANGEL D

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