ANDYPLA
ActiveANDYPLA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €91k and a net result of €73k. Its solvency ranks better than 11% of 6148 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 6148 sector peers (2024).
NBB · sector comparisonPosition among 6148 sector peers
Solvency
better than 11%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€91k
Net result
€73k
Total assets
€1.04M
Solvency
8.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.04M
Fixed assets
€950k
Current assets
€89k
Equity and liabilities €1.04M
Equity
€91k
Debt
€949k
Debt finances 91.2% of the balance-sheet total.
Key figures and ratios
Solvency
8.8%
ROE
79.7%
ROA
7.0%
Debt
€949k
Debt ≤ 1 year
€154k
Debt > 1 year
€792k
Income taxes
€18k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€1.04M
Formation expenses20€1k
Fixed assets21/28€950k
Financial fixed assets28€950k
Current assets29/58€89k
Amounts receivable within one year40/41€73k
Trade receivables40€55k
Other amounts receivable41€19k
Cash at bank and in hand54/58€15k
Deferred charges and accrued income490/1€578
Equity and liabilities
Total equity and liabilities10/49€1.04M
Equity10/15€91k
Contributions10/11€19k
Profit (loss) carried forward14€73k
Amounts payable17/49€949k
Amounts payable after more than one year17€792k
Financial debts170/4€792k
Amounts payable within one year42/48€154k
Current portion of amounts payable after more than one year42€115k
Advances received on contracts in progress46€10k
Taxes, remuneration and social security45€29k
Taxes450/3€29k
Accrued charges and deferred income492/3€3k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167
Gross operating margin9900€108k
Operating profit (loss)9901€108k
Financial income75/76B€578
Recurring financial income75€578
Financial charges65/66B€17k
Recurring financial charges65€17k
Profit (loss) for the period before taxes9903€91k
Income taxes67/77€18k
Profit (loss) for the period9904€73k
Profit (loss) for the period to be appropriated9905€73k
Appropriation of the result
Profit (loss) to be appropriated9906€73k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège
Ground area
6,313 m²
Parcel 62815C0942/00T000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62815C0942/00T000 | Wallonia | 6,313 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,644 companies in sector 64210 we hold annual accounts for 19,691. 12,064 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.