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Andreas BidCo

Active
Private limited company·Financiële lease· 1 yrs active
Amelia Earhartlaan 2 ·9051 Gent, Belgium
KBO/BCE: BE 1016.654.327
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age1 yr
Board1
Staff (FTE)1.7
Connections20
Real estate1 parcel · 1.5 ha

Summary

Conclusion

the dossier summarised in one paragraph

Andreas BidCo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €36.00M and a net result of €-3.02M. Its solvency ranks better than 76% of 498 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 76% of 498 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€36.00M
Net result€-3.02M
Total assets€49.64M
Solvency72.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 22-06-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 72.5% 43.2%
better than 76% of 498 sector peers
Net result €-3.02M €68k
better than 5% of 498 sector peers
Equity €36.00M €492k
better than 95% of 498 sector peers
Gross operating margin €65k €83k
better than 42% of 497 sector peers
Staff costs €152k €72k
higher than 67% of 60 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€-3.02M
Cash flown/a
Staff costs€152k
Income taxes€406
Dividends-
Total assets€49.64M
Equity€36.00M
Debt€13.63M
of which ≤ 1y€135k
of which > 1y€13.50M
Working capitaln/a
Employees (FTE)1.7
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency72.5%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-6.1%
ROE-8.4%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€49.64M
Fixed assets 21/28€49.02M
Financial fixed assets 28€49.02M
Current assets 29/58€620k
Amounts receivable within one year 40/41€165k
Cash & bank 54/58€334k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€49.64M
Equity 10/15€36.00M
Contributions / capital 10/11€39.02M
Accumulated profits (losses) 14€-3.02M
Amounts payable 17/49€13.63M
Amounts payable after one year 17€13.50M
Amounts payable within one year 42/48€135k
Trade debts payable within one year 44€118k
Income statement
Gross operating margin 9900€65k
Operating result 9901€-2.49M
Financial income 75€1.00M
Financial charges 65€1.53M
Result before taxes 9903€-3.02M
Income taxes 67/77€406
Net result for the period 9904€-3.02M
Result to be appropriated 9905€-3.02M
Ratios computed by Checked.

Health barometer

FY 2025 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • Sailing StonesLegal entity
    Director· perm. rep.: Hilde Sevens
    State Gazette act 25054676 (28-04-2025)
    Current
    01-01-2025 → present
Former directors (2)
  • CSC Financial Services (Belgium) SRLLegal entity
    Director· perm. rep.: Christophe Tans
    State Gazette act 25054676 (28-04-2025)
    Former
    - → 01-04-2025
  • intertrust (Belgium) NVLegal entity
    Director· perm. rep.: Irène Florescu
    State Gazette act 25054676 (28-04-2025)
    Former
    - → 01-04-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Financiële lease(64910)
Legal form Private limited company(610)
Incorporation26-11-2024
StatusActive
Postal code9051

Structure & network

Connections & network

20 connected companies
Sailing Stones, Parent company SSSailing StonesDIABATIX, Shared corporate director DDIABATIXHSBCAD, Shared corporate director HHSBCAD10 Upkot, Shared address 1U10 UpkotBACKSTAGE²UPKOT, Shared address BBACKSTAG…UPKOTBRO Upkot, Shared address BUBRO UpkotBuzz Upkot, Shared address BUBuzz UpkotDemer Upkot, Shared address DUDemer UpkotField Upkot, Shared address FUField UpkotGANDA UPKOT, Shared address GUGANDA UPKOTKaper YZ Upkot, Shared address KYKaper YZ UpkotKing Upkot, Shared address KUKing UpkotMON(S) UPKOT, Shared address MUMON(S) UPKOTTimi UpKot, Shared address TUTimi UpKotAndreas BidCo AndreasBidCo1016.654.327
Group structureShared directorsShared address / shareholder
Group structure
Sailing Stones
Parent · 3 subsidiaries · 1 location
Control→
Network connections
DIABATIX
Shared corporate director
→
HSBCAD
Shared corporate director
→
10 Upkot
Shared address
→
BACKSTAGE²UPKOT
Shared address
→
BRO Upkot
Shared address
→
Buzz Upkot
Shared address
→
Demer Upkot
Shared address
→
Field Upkot
Shared address
→
GANDA UPKOT
Shared address
→
Kaper YZ Upkot
Shared address
→
King Upkot
Shared address
→
MON(S) UPKOT
Shared address
→
Timi UpKot
Shared address
→
→
→
Upoffiz BXL - Sixtie6
Shared address
→
Wing Upkot
Shared address
→
Yum Upkot
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
70 companies at this address See who is registered here

Establishment units

1 location
Andreas BidCo
Amelia Earhartlaan 2, 9051 GentHoldings
since 20242.367.454.551
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.5 ha
Buildings1
Building footprint5,962 m²
Volume (LiDAR)226 m³
Tallest building1.8 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44062A0312/00C000 Flanders 1.5 ha 1 · 5,962 m² 1.8 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
Capital history · 1
19-12-2024
v3.2
All acts · 5 updated 1 year ago
2025
16-05-2025 Articles of association amended Statutes amendment
Summary: v3.2
28-04-2025 1 director appointed, 2 resigning Director changes
  • Hilde Sevens, Bestuurder
  • Irène Florescu, Bestuurder
  • Christophe Tans, Bestuurder
Summary: v3.2
02-01-2025 Articles of association amended Statutes amendment
Summary: v3.2
2024
19-12-2024 Capital increase of €32,265,999 Capital & shares
Summary: v3.2
28-11-2024 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability0Solvency100Growth50Stability67
43 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 0
Solvency 100
Growth 50
Stability 67

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Financiële lease64910Financiële lease64910Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
Legal nameNL Andreas BidCo
Registered office
Amelia Earhartlaan 2 bus 302
9051 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.