Checked.be
Active
BE 0439.076.240Private limited company
ANDRE EN LUC LAMMENS
Florimond Leirensstraat 27 ·9230 Wetteren, Belgium· 36 yrs active
Sector: Joinery installation
(43320)
Conclusion
ANDRE EN LUC LAMMENS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140k and a net result of €675. The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €140k |
| Net result | €675 |
| Active | 36 yrs |
| Locations | 1 |
Financial profile
68
/ 100
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
86
Profitability
2
Solvency
100
Growth
-
Stability
85
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro schema
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €4k |
| Net profit | €675 |
| Cash flow | €7k |
| Staff costs | - |
| Income taxes | €128 |
| Dividends | €0 |
| Total assets | €165k |
| Equity | €140k |
| Debt | €25k |
| of which ≤ 1y | €13k |
| of which > 1y | €12k |
| Working capital | €129k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 10.63 |
| Quick ratio | 10.63 |
| Working capital ratio | 78.2% |
| Solvency | 84.7% |
| Debt / equity | 0.18 |
| Long-term debt ratio | 0.08 |
| Interest coverage | 4.13 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.4% |
| ROE | 0.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €165k |
| Fixed assets | 21/28 | €23k |
| Tangible fixed assets | 22/27 | €18k |
| Financial fixed assets | 28 | €5k |
| Current assets | 29/58 | €142k |
| Amounts receivable within one year | 40/41 | €16k |
| Investments | 50/53 | €100k |
| Cash & bank | 54/58 | €24k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €165k |
| Equity | 10/15 | €140k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €163k |
| Accumulated profits (losses) | 14 | €-43k |
| Amounts payable | 17/49 | €25k |
| Amounts payable after one year | 17 | €12k |
| Amounts payable within one year | 42/48 | €13k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €5k |
| Operating result | 9901 | €-2k |
| Financial income | 75 | €4k |
| Financial charges | 65 | €976 |
| Result before taxes | 9903 | €803 |
| Income taxes | 67/77 | €128 |
| Net result for the period | 9904 | €675 |
| Result to be appropriated | 9905 | €675 |
Legal Structure
| NACE primary | Joinery installation(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 22-12-1989 |
| Status | Active |
| Postal code | 9230 |
Establishment units
Van Cromphoutstraat 4, 9230 Wetteren
since 19892.046.305.961
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0286/00H000 | Flanders | 203 m² | 1 · 235 m² | 13.8 m · 2 fl. |
| 42302E0853/00N000 | Flanders | 143 m² | 1 · 126 m² | 10.1 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates
2025
30-09-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-10-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-05-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
09-09-2016 NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Joinery installation4332045421Retail sale of hardware, building materials, paint and glass (general range)47521Retail sale of household furniture47551Retail trade475915244152461
Names & trade names
| Legal nameNL | ANDRE EN LUC LAMMENS |
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