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ANDA

Active
Private limited companyfounded 198244 yrs activeSergeant De Bruynestraat 61, 1070 Anderlecht, BelgiumKBO/BCE: BE 0422.916.931
Summary

ANDA has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-4k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 56% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
65 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-26
Solvency60▲+5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.86 in 2024; short-term debt: 11.4% of total assets), and 64.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 44 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.3%
Return on assets
-5.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
30 d late
2024
7 d early
2023
16 d early
2022
25 d early
2021
13 d early
2020
31 d late
2019
59 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€28k▼ 13.9%
2024 · €32k
2018: €34k 2019: €33k 2020: €18k 2021: €10k 2022: €16k 2023: €35k 2024: €32k
2018 → 2025
Total assets
€78k▼ 26.7%
2024 · €107k
2018: €43k 2019: €37k 2020: €21k 2021: €23k 2022: €32k 2023: €109k 2024: €107k
2018 → 2025
Net result
€-4k▼ 64.9%
2024 · €-2k
2018: €2k 2019: €-807 2020: €-16k 2021: €-8k 2022: €6k 2023: €12k 2024: €-2k
2018 → 2025
Working capital
€-8k▼ 116%
2024 · €-4k
2018: €16k 2019: €21k 2020: €7k 2021: €10k 2022: €2k 2023: €2k 2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€10k-€16k▲ 61.7%€35k▲ 123%€32k▼ 8.1%€28k▼ 13.9%
Operating result€-3k-€6k€17k▲ 165%€4k▼ 73.4%€-4k
Net result€-8k-€6k€12k▲ 107%€-2k€-4k▼ 64.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €-3k€-3kNet result 2021: €-8k€-8kOperating result 2022: €6k€6kNet result 2022: €6k€6kOperating result 2023: €17k€17kNet result 2023: €12k€12kOperating result 2024: €4k€4kNet result 2024: €-2k€-2kOperating result 2025: €-4k€-4kNet result 2025: €-4k€-4k20212022202320242025€-10k€0€10k€20kOperating result 2023: €17k€17kNet result 2023: €12k€12kOperating result 2024: €4k€4.5kNet result 2024: €-2k€-2.5kOperating result 2025: €-4k€-4kNet result 2025: €-4k€-4.1k202320242025
The operating result turns negative in 2025: a loss of €4k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets €78k ▼ 6.6%
Current assets €389 ▼ 98.3%
Equity and liabilities €78k
Equity €28k ▼ 13.9%
Provisions €2k ▼ 5.3%
Debt €49k ▼ 32.8%
Debt's share of the balance-sheet total falls from 68.4% to 62.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2k
2024 · €9k
Cash flow
€1k
2024 · €2k
Current ratio
0.04
2024 · 0.86
Debt to equity
1.78
2024 · 2.28
ROE
-14.8%
2024 · -7.8%
ROA
-5.2%
2024 · -2.3%
Interest coverage
0.64
2024 · 3.35
Debt ≤ 1 year
€9k
2024 · €27k
Debt > 1 year
€40k
2024 · €46k
Income taxes
€-2k
2024 · €5k
Staff costs
€18k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€107k€78k
Fixed assets21/28€83k€78k
Tangible fixed assets22/27€83k€78k
Land and buildings22€75k€71k
Furniture and vehicles24€8k€6k
Current assets29/58€23k€389
Amounts receivable within one year40/41€12k€389
Trade receivables40€12k-
Other amounts receivable41€112€389
Cash at bank and in hand54/58€4k-
Deferred charges and accrued income490/1€7k-
Equity and liabilities
Total equity and liabilities10/49€107k€78k
Equity10/15€32k€28k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€5k€916
Investment grants15€7k€6k
Provisions and deferred taxes16€2k€2k
Deferred taxes168€2k€2k
Amounts payable17/49€73k€49k
Amounts payable after more than one year17€46k€40k
Financial debts170/4€46k€40k
Amounts payable within one year42/48€27k€9k
Current portion of amounts payable after more than one year42€5k€6k
Financial debts43-€637
Credit institutions430/8-€637
Trade debts44€7k€438
Suppliers440/4€7k€438
Other amounts payable47/48€15k€2k
Income statement Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€4k€18k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k
Other operating charges640/8€702€1k
Gross operating margin9900€13k€21k
Operating profit (loss)9901€4k€-4k
Financial income75/76B€345€345=
Recurring financial income75€345€345=
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€2k€-6k
Income taxes67/77€5k€-2k
Profit (loss) for the period9904€-2k€-4k
Profit (loss) for the period to be appropriated9905€-2k€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€5k€916
Profit (loss) brought forward from the previous period14P€7k€5k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €12k ▲107%
Operating result €17k, net result €12k, both a record.
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €6k
Net result €6k after 3 loss-making years.
18-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial Liquidity doublescurrent ratio 6.79
Current ratio from 3.34 to 6.79; short-term debt falls from €7k to €4k.
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
14-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
31-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1982
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sergeant De Bruynestraat 611070 Anderlecht
Ground area
83 m²
Building footprint
74 m²
Volume, LiDAR
1,271 m³
Parcel 21305B0204/00T035, Brussels · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Sergeant De Bruynestraat 61, 1070 Anderlecht
NACE 5143003
since 19822.020.987.971
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305B0204/00T035 Brussels 83 m² 1 · 74 m² 18.9 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 429 companies in sector 96101 we hold annual accounts for 254. 142 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-08-1982
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
96101Personal service activities
18130Pre-press and pre-media services
47400Retail sale of information and communication equipment
58190Other publishing activities, excluding software publishing
58290Other software publishing
60310News agency activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
73110Advertising agencies
74120Graphic design and visual communication
74140Other specialised design activities
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.