Summary
ANCKOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €149k and a net result of €14k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 8023 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
2 d early
2023
6 d early
2022
14 d early
2021
31 d late
2020
3 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▲ 10.7%
2024 · €134k
2018: €65k
2019: €74k
2020: €78k
2021: €96k
2022: €99k
2023: €115k
2024: €134k
2018 → 2025
Net result
€14k▼ 50.1%
2024 · €29k
2018: €266
2019: €9k
2020: €5k
2021: €17k
2022: €13k
2023: €16k
2024: €29k
2018 → 2025
Total assets
€171k▲ 1.9%
2024 · €168k
2018: €76k
2019: €90k
2020: €94k
2021: €119k
2022: €124k
2023: €143k
2024: €168k
2018 → 2025
Solvency
86.8%▲ 6.9pp
2024 · 79.9%
2018: 85.4%
2019: 81.9%
2020: 83.1%
2021: 80.4%
2022: 79.8%
2023: 80.4%
2024: 79.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€99k▲ 3.1%€115k▲ 16.2%€134k▲ 17.1%€149k▲ 10.7%
Operating result€27k-€20k▼ 26.2%€21k▲ 3.5%€40k▲ 95.0%€22k▼ 44.2%
Net result€17k-€13k▼ 25.5%€16k▲ 23.6%€29k▲ 80.4%€14k▼ 50.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€13k ▲ 0.2%
Current assets
€159k ▲ 2.1%
Equity and liabilities €171k
Equity
€149k ▲ 10.7%
Debt
€23k ▼ 33.0%
Debt's share of the balance-sheet total falls from 20.1% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.7%▼
2024 · 21.5%
ROA
8.4%▼
2024 · 17.2%
Debt ≤ 1 year
€23k▼
2024 · €34k
Income taxes
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€168k€171k▲
Fixed assets21/28€13k€13k▲
Tangible fixed assets22/27€13k€13k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€10k€11k▲
Current assets29/58€155k€159k▲
Amounts receivable within one year40/41€50k€38k▼
Trade receivables40€33k€32k▼
Other amounts receivable41€17k€6k▼
Cash at bank and in hand54/58€105k€119k▲
Deferred charges and accrued income490/1€607€2k▲
Equity and liabilities
Total equity and liabilities10/49€168k€171k▲
Equity10/15€134k€149k▲
Contributions10/11€6k€6k=
Reserves13€128k€142k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€11k€11k=
Distributable reserves133€117k€131k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€34k€23k▼
Amounts payable within one year42/48€34k€23k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€23k€20k▼
Taxes450/3€20k€15k▼
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€9k€0▼
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€942€0▼
Gross operating margin9900€45k€27k▼
Operating profit (loss)9901€40k€22k▼
Financial income75/76B€1k€449▼
Recurring financial income75€1k€449▼
Financial charges65/66B€37€448▲
Recurring financial charges65€37€448▲
Profit (loss) for the period before taxes9903€41k€22k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€29k€14k▼
Profit (loss) for the period to be appropriated9905€29k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€14k▼
Profit (loss) brought forward from the previous period14P€19k€0▼
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€48k€14k▼
To other reserves6921€48k€14k▼
Profit to be distributed694/7€9k€0▼
Return on contributions (dividend)694€9k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €29k ▲80.4%
Operating result €40k, net result €29k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €115k ▲16.2%
6 profitable years in a row build equity to €115k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold De Vriesstraat 422600 AntwerpenGround area
293 m²
Building footprint
123 m²
Volume, LiDAR
980 m³
Parcel 11303C0241/00F002, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ANCKOR
since 20092.181.489.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0241/00F002 | Flanders | 293 m² | 1 · 123 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2009
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stijnbonjean@yahoo.com