ANCHER Training en Advies
ActiveANCHER Training en Advies has been active since 1998 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show equity of €90k and a net result of €24k. Its solvency ranks better than 17% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+21
Solvency37▲+4
Growth52
Track record84
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.09 in 2024; short-term debt: 87.5% and cash: 3.8% of total assets), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
3.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 8601 sector peers (2025).
NBB · sector comparisonPosition among 8601 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
17 d early
2024
8 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
UBO non-compliance×2
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€90k▲ 36.2%
2024 · €66k
2024: €66k
2024 → 2025
Total assets
€721k▼ 12.5%
2024 · €824k
2024: €824k
2024 → 2025
Net result
€24k▼ 49.5%
2024 · €47k
2024: €47k
2024 → 2025
Working capital
€22k▼ 67.4%
2024 · €66k
2024: €66k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€66k-€90k▲ 36.2%
Operating result€19k-€130▼ 99.3%
Net result€47k-€24k▼ 49.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €721k
Fixed assets
€68k
Current assets
€653k
Equity and liabilities €721k
Equity
€90k▲ 36.2%
Debt
€631k▼ 16.7%
The debt ratio falls from 92.0% to 87.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€691
Cash flow
€24k
Solvency
12.5%▲
2024 · 8.0%
Current ratio
1.03▼
2024 · 1.09
Quick ratio
1.03▼
2024 · 1.09
Debt / equity
7.02▼
2024 · 11.49
ROE
26.6%▼
2024 · 71.7%
ROA
3.3%▼
2024 · 5.7%
Interest coverage
149.27
Debt
€631k▼
2024 · €758k
Debt ≤ 1 year
€631k▼
2024 · €758k
Income taxes
€9k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€824k€721k▼
Fixed assets21/28-€68k
Tangible fixed assets22/27-€68k
Furniture and vehicles24-€68k
Current assets29/58€824k€653k▼
Amounts receivable after more than one year29€768k€589k▼
Other amounts receivable291€768k€589k▼
Amounts receivable within one year40/41€13k€22k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€110€7k▲
Cash at bank and in hand54/58€28k€27k▼
Deferred charges and accrued income490/1€15k€14k▼
Equity and liabilities
Total equity and liabilities10/49€824k€721k▼
Equity10/15€66k€90k▲
Contributions10/11€19k€19k=
Reserves13€47k-
Distributable reserves133€47k-
Profit (loss) carried forward14-€71k
Amounts payable17/49€758k€631k▼
Amounts payable within one year42/48€758k€631k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€6k€23k▲
Taxes450/3€2k€9k▲
Remuneration and social security454/9€5k€14k▲
Other amounts payable47/48€750k€608k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€562
Other operating charges640/8€387€520▲
Gross operating margin9900€19k€1k▼
Operating profit (loss)9901€19k€130▼
Financial income75/76B€50k€33k▼
Recurring financial income75€50k€33k▼
Financial charges65/66B€10k€5▼
Recurring financial charges65€10k€5▼
Profit (loss) for the period before taxes9903€59k€33k▼
Income taxes67/77€12k€9k▼
Profit (loss) for the period9904€47k€24k▼
Profit (loss) for the period to be appropriated9905€47k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€71k▲
Profit (loss) brought forward from the previous period14P-€47k
Transfer from equity791/2€863k-
Transfer to equity691/2€47k-
To other reserves6921€47k-
Profit to be distributed694/7€863k-
Return on contributions (dividend)694€863k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-09
KBO administration
UBO non-compliance
event 15-09-2025
29-08
KBO administration
UBO non-compliance
event 15-08-2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middendreef (Heide) 152920 KalmthoutGround area
1,702 m²
Building footprint
242 m²
Volume, LiDAR
1,086 m³
Parcel 11662E0592/00Y020, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANCHER Training en Advies
since 20242.362.297.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0592/00Y020 | Flanders | 1,702 m² | 1 · 242 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LOGISTICS DESIGN
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-1998
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.