Age4 yrs
Real estate1 parcel · 474 m²
Summary
Conclusion
the dossier summarised in one paragraphThe KBO register records legal situation 050 for AMTRIA (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show equity of €7k and a net result of €-19k.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Filing behaviour
From the deposit records, complete market-wideFiling behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-08-2024, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 31-08-2024 | 31 d late | 2024-00424925 |
| 31-12-2022 | 31-07-2023 | 10-10-2023 | 71 d late | 2023-00480123 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-19k
Working capital€159k+427.1%
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 31-08-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 1.2% | 17.5% | |
| Net result | €-19k | €2k | |
| Equity | €7k | €26k | |
| Gross operating margin | €2k | €23k | |
| Total assets | €614k | €280k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€2k
-92.5%
22-23
€-19k
-
22-23
€-10k
-
22-23
€614k
+12.7%
22-23
€7k
-72.5%
22-23
€159k
+427.1%
22-23
€84
-
22-23
€606k
+17.1%
22-23
€83k
-37.9%
22-23
€524k
+36.1%
22-23
2.92
+138.2%
22-23
0.12
-58.7%
22-23
1.2%
-75.6%
22-23
84.31
+326.2%
22-23
-264.1%
-
22-23
-3.1%
-
22-23
0.14
-93.6%
22-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €2k |
| Net profit | €-19k |
| Cash flow | €-10k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €614k |
| Equity | €7k |
| Debt | €606k |
| of which ≤ 1y | €83k |
| of which > 1y | €524k |
| Working capital | €159k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 2.92 |
| Quick ratio | 0.12 |
| Working capital ratio | 25.9% |
| Solvency | 1.2% |
| Debt / equity | 84.31 |
| Long-term debt ratio | 72.79 |
| Interest coverage | 0.14 |
| Gross margin | - |
| Net margin | - |
| ROA | -3.1% |
| ROE | -264.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €614k |
| Fixed assets | 21/28 | €371k |
| Formation expenses | 20 | €256 |
| Tangible fixed assets | 22/27 | €371k |
| Current assets | 29/58 | €242k |
| Stocks & contracts in progress | 3 | €232k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €614k |
| Equity | 10/15 | €7k |
| Contributions / capital | 10/11 | €26k |
| Reserves | 13 | €191 |
| Accumulated profits (losses) | 14 | €-19k |
| Amounts payable | 17/49 | €606k |
| Amounts payable after one year | 17 | €524k |
| Amounts payable within one year | 42/48 | €83k |
| Trade debts payable within one year | 44 | €26k |
| Income statement | ||
| Gross operating margin | 9900 | €2k |
| Operating result | 9901 | €-7k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €12k |
| Result before taxes | 9903 | €-19k |
| Net result for the period | 9904 | €-19k |
| Result to be appropriated | 9905 | €-19k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2023 · computed0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023 and the legal situation the KBO register itself records. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pontweg(HA) 339450 HaaltertEstablishment units
1 locationPontweg(HA) 33, 9450 Haaltert
since 20212.323.917.981
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area474 m²
Buildings1
Building footprint168 m²
Volume (LiDAR)1,072 m³
Tallest building10.9 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024C1013/00R000 | Flanders | 474 m² | 1 · 168 m² | 10.9 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals found in the Belgian State Gazette. The KBO register does record a special legal situation for this company, so do not read this as a clean bill of health.
Belgian State Gazette · acts
No structured acts for this company yet
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Snowflake analysis
financial profile on 5 axes13
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
0
Solvency
34
Growth
32
Stability
0
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 1006.507.335 · Harelbeke
BE 0779.308.787 · Malle
BE 0438.158.205 · Etterbeek
BE 0778.867.636 · Schilde
BE 1005.998.381 · Tongeren-Borgloon
We hold annual accounts for 1,139 of the 9,069 companies in this sector. 413 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
| Legal nameNL | AMTRIA |
Registered office
Pontweg(HA) 33
9450 Haaltert, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.