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Amor&Clean

Active
Private limited company·Algemene reiniging van gebouwen· 2 yrs active
Ten Edestraat 6 ·9890 Gavere, Belgium
KBO/BCE: BE 1000.332.987
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Age2 yrs
Real estate1 parcel · 1,187 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Amor&Clean is 2.5% (moderate). The 2024 annual accounts show equity of €26k and a net result of €45k. Its solvency ranks better than 42% of 1972 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-08-2025, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 16-08-2025 16 d late 2025-00378409

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€192k
EBIT margin26.8%
Net result€45k
Working capital€7k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 30.6% 36.6%
better than 42% of 1972 sector peers
Net result €45k €10k
better than 87% of 1964 sector peers
Equity €26k €29k
better than 46% of 1973 sector peers
Gross operating margin €122k €39k
better than 83% of 1962 sector peers
Staff costs €59k €34k
higher than 68% of 903 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue€192k
EBITDA€62k
Net profit€45k
Cash flow€55k
Staff costs€59k
Income taxes€6k
Dividends-
Total assets€84k
Equity€26k
Debt€59k
of which ≤ 1y€59k
of which > 1y-
Working capital€7k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.11
Quick ratio1.11
Working capital ratio7.7%
Solvency30.6%
Debt / equity2.27
Long-term debt ratio-
Interest coverage511.35
Gross margin36.5%
Net margin23.4%
ROA53.1%
ROE173.5%
EBITDA margin32.3%
Days sales outstanding74d
Days payable outstanding15d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€84k
Fixed assets 21/28€19k
Tangible fixed assets 22/27€19k
Current assets 29/58€65k
Amounts receivable within one year 40/41€39k
Cash & bank 54/58€25k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€84k
Equity 10/15€26k
Accumulated profits (losses) 14€26k
Amounts payable 17/49€59k
Amounts payable within one year 42/48€59k
Trade debts payable within one year 44€5k
Income statement
Turnover 70€192k
Gross operating margin 9900€122k
Operating result 9901€51k
Financial charges 65€121
Result before taxes 9903€51k
Income taxes 67/77€6k
Net result for the period 9904€45k
Result to be appropriated 9905€45k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
Amor&Clean
Ten Edestraat 6, 9890 GavereAlgemene reiniging van gebouwen
since 20232.350.381.066
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,187 m²
Buildings1
Building footprint341 m²
Volume (LiDAR)2,370 m³
Tallest building10.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44060A0800/00M002 Flanders 1,187 m² 1 · 341 m² 10.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2023
28-09-2023 Publication in the Belgian Official Gazette, Minor change Minor change·Samuel WYNANT
Summary: oprichtingNotary: Samuel WYNANT · BrusselFirm: Van Halteren, Geassocieerde Notarissen

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability100Solvency51Growth-Stability67
76 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 51
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 850 of the 7,244 companies in this sector. 758 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameNL Amor&Clean
Registered office
Ten Edestraat 6 bus 3
9890 Gavere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.