AMIGO
ActiveSummary
The computed 12-month bankruptcy probability of AMIGO is 1.6% (moderate). The 2025 annual accounts show equity of €133k and a net result of €99k. Its solvency ranks better than 33% of 401 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+1
Solvency52▼-20
Growth78
Track record82
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 1.65 against 2.41 in 2024; short-term debt: 16.5% and cash: 12.8% of total assets), but 72.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
20.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€133k▲ 289%
2024 · €34k
2024: €34k
2025: €133k▲ +289% vs 2024
2024 → 2025
Total assets
€490k▲ 573%
2024 · €73k
2024: €73k
2025: €490k▲ +573% vs 2024
2024 → 2025
Net result
€99k▲ 596%
2024 · €14k
2024: €14k
2025: €99k▲ +596% vs 2024
2024 → 2025
Working capital
€53k▲ 152%
2024 · €21k
2024: €21k
2025: €53k▲ +152% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€34k-€133k▲ 289%
2024: €34k
2025: €133k▲ +289% vs 2024
Operating result€19k-€128k▲ 590%
2024: €19k
2025: €128k▲ +590% vs 2024
Net result€14k-€99k▲ 596%
2024: €14k
2025: €99k▲ +596% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 590% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€356k ▲ 860%
Current assets
€134k ▲ 274%
Equity and liabilities €490k
Equity
€133k ▲ 289%
Debt
€357k ▲ 824%
Debt's share of the balance-sheet total rises from 53.1% to 72.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€172k▲
2024 · €19k
Cash flow
€143k▲
2024 · €14k
Current ratio
1.65▼
2024 · 2.41
Debt to equity
2.69▲
2024 · 1.13
ROE
74.3%▲
2024 · 41.5%
ROA
20.1%▲
2024 · 19.5%
Interest coverage
23.87▼
2024 · 103.40
Debt ≤ 1 year
€81k▲
2024 · €15k
Debt > 1 year
€275k▲
2024 · €24k
Income taxes
€22k▲
2024 · €4k
Staff costs
€92k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€73k€490k▲
Fixed assets21/28€37k€356k▲
Tangible fixed assets22/27€37k€352k▲
Plant, machinery and equipment23€4k€15k▲
Leasing and similar rights25€33k€337k▲
Financial fixed assets28€250€5k▲
Current assets29/58€36k€134k▲
Amounts receivable within one year40/41€13k€67k▲
Trade receivables40€9k€56k▲
Other amounts receivable41€4k€11k▲
Cash at bank and in hand54/58€21k€63k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€73k€490k▲
Equity10/15€34k€133k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€14k€113k▲
Amounts payable17/49€39k€357k▲
Amounts payable after more than one year17€24k€275k▲
Financial debts170/4€24k€275k▲
Amounts payable within one year42/48€15k€81k▲
Current portion of amounts payable after more than one year42€4k€45k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€4k€26k▲
Taxes450/3€4k€22k▲
Remuneration and social security454/9€20€4k▲
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€58k€92k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€288€44k▲
Other operating charges640/8€202€3k▲
Gross operating margin9900€77k€266k▲
Operating profit (loss)9901€19k€128k▲
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€182€7k▲
Recurring financial charges65€182€7k▲
Profit (loss) for the period before taxes9903€18k€121k▲
Income taxes67/77€4k€22k▲
Profit (loss) for the period9904€14k€99k▲
Profit (loss) for the period to be appropriated9905€14k€99k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€113k▲
Profit (loss) brought forward from the previous period14P-€14k
Social balance
Average headcount (FTE)90870.81.4▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €58k | €92k | ▲ 59.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €288 | €44k | ▲ 15,157% |
| Other operating charges640/8 | €202 | €3k | ▲ 1,250% |
| Gross operating margin9900 | €77k | €266k | ▲ 248% |
| Operating profit (loss)9901 | €19k | €128k | ▲ 590% |
| Financial income75/76B | €10 | €0 | ▼ 100% |
| Recurring financial income75 | €10 | €0 | ▼ 100% |
| Financial charges65/66B | €182 | €7k | ▲ 3,853% |
| Recurring financial charges65 | €182 | €7k | ▲ 3,853% |
| Profit (loss) for the period before taxes9903 | €18k | €121k | ▲ 557% |
| Income taxes67/77 | €4k | €22k | ▲ 427% |
| Profit (loss) for the period9904 | €14k | €99k | ▲ 596% |
| Profit (loss) for the period to be appropriated9905 | €14k | €99k | ▲ 596% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €73k | €490k | ▲ 573% |
| Fixed assets21/28 | €37k | €356k | ▲ 860% |
| Tangible fixed assets22/27 | €37k | €352k | ▲ 854% |
| Plant, machinery and equipment23 | €4k | €15k | ▲ 304% |
| Leasing and similar rights25 | €33k | €337k | ▲ 916% |
| Financial fixed assets28 | €250 | €5k | ▲ 1,820% |
| Current assets29/58 | €36k | €134k | ▲ 274% |
| Amounts receivable within one year40/41 | €13k | €67k | ▲ 418% |
| Trade receivables40 | €9k | €56k | ▲ 552% |
| Other amounts receivable41 | €4k | €11k | ▲ 153% |
| Cash at bank and in hand54/58 | €21k | €63k | ▲ 198% |
| Deferred charges and accrued income490/1 | €2k | €4k | ▲ 114% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €73k | €490k | ▲ 573% |
| Equity10/15 | €34k | €133k | ▲ 289% |
| Contributions10/11 | €20k | €20k | = |
| Profit (loss) carried forward14 | €14k | €113k | ▲ 696% |
| Amounts payable17/49 | €39k | €357k | ▲ 824% |
| Amounts payable after more than one year17 | €24k | €275k | ▲ 1,054% |
| Financial debts170/4 | €24k | €275k | ▲ 1,054% |
| Amounts payable within one year42/48 | €15k | €81k | ▲ 445% |
| Current portion of amounts payable after more than one year42 | €4k | €45k | ▲ 978% |
| Trade debts44 | €3k | €6k | ▲ 117% |
| Suppliers440/4 | €3k | €6k | ▲ 117% |
| Taxes, remuneration and social security45 | €4k | €26k | ▲ 507% |
| Taxes450/3 | €4k | €22k | ▲ 427% |
| Remuneration and social security454/9 | €20 | €4k | ▲ 17,848% |
| Other amounts payable47/48 | €3k | €4k | ▲ 9.8% |
| Accrued charges and deferred income492/3 | - | €1k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €99k | ▲ 596% |
| + Depreciation and write-downs630 | €288 | €44k | ▲ 15,157% |
| Operating cash flow (approximation) | €14k | €143k | ▲ 886% |
| Investment in fixed assets (approximation) | - | €-363k | - |
| Change in cash | - | €42k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
Appointment: AMIGO INVEST (director)Permanent representative: Yente De Clercq · Resignation: Yente De Clercq (director)4 facts ▸
State Gazette act
Appointment: AMIGO INVEST (director)
Permanent representative: Yente De Clercq · Resignation: Yente De Clercq (director)4 facts ▸
- General meeting, 31-08-2026
- Director appointment, AMIGO INVEST (director)
- Permanent representative, Yente De Clercq (permanent representative)
- Director resignation, Yente De Clercq (director)
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Equity above €100kEq €133k ▲289%
2 profitable years in a row build equity to €133k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
AMIGO INVEST
CurrentDirector · since 01-09-2026 · Private limited company · perm. rep.: Yente De Clercq
01-09-2026
AMIGO INVEST: Appointed as Director
31-08-2026
DE CLERCQ Yente: Resigned as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2024
Ground area
596 m²
Building footprint
131 m²
Volume, LiDAR
664 m³
Parcel 41027B0226/00B000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
AMIGO
since 20242.361.909.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41027B0226/00B000 | Flanders | 596 m² | 1 · 131 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 176 EUR awarded · 176 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesAMIGO BV#10067
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Of 392 companies in sector 42990 we hold annual accounts for 182. 138 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
42990Civil engineering
43120Site preparation
42110Construction of roads and motorways
42220Construction of utility projects for electricity and telecommunications
43240Other construction installation
Contact
E-mail
yente.de.clercq@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.