Ameron Projects · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Ameron Projects is 0.5% (low). The 2022 annual accounts show equity of €34k and a net result of €20k. Equity is shrinking by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 773 sector peers (fiscal year 2022). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide

Annual accounts not filed

The financial year that closed on 30-09-2023 was due at the National Bank by 30-04-2024. Nothing is on record today, 839 days later. 3 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.

Filed after the deadline

The financial year that closed on 30-09-2022 was due by 30-04-2023 and was filed on 24-05-2023, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2022, that is 30-04-2023.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-09-2025	30-04-2026	nothing on record	not filed	-
30-09-2024	30-04-2025	nothing on record	not filed	-
30-09-2023	30-04-2024	nothing on record	not filed	-
30-09-2022	30-04-2023	24-05-2023	24 d late	2023-00092803
30-09-2021	30-04-2022	03-05-2022	3 d late	2022-20017584
30-09-2020	30-04-2021	29-11-2021	213 d late	2021-78700020
30-09-2019	30-04-2020	30-10-2020	183 d late	2020-67800545
30-09-2018	30-04-2019	03-07-2019	64 d late	2019-28300413
30-09-2017	30-04-2018	28-05-2018	28 d late	2018-14200503
30-09-2016	30-04-2017	30-05-2017	30 d late	2017-14000230
30-09-2015	30-04-2016	28-04-2016	2 d early	2016-11100554
30-09-2014	30-04-2015	23-04-2015	7 d early	2015-10200449

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2011, 15 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.5% Low

0%0,5%1,5%4%10%≥25%

Annual accounts: weaker financial profile +Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€20k

Working capital€-109k+18.3%

CSV export

Annual accounts & ratios

Source: NBB · 2022

Annual accounts filed on 24-05-2023 with the NBB · fiscal year 2022 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~13.4%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2022 · NACE 74 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	9.3%	42.9%	better than 20% of 773 sector peers
Net result	€20k	€10k	better than 65% of 774 sector peers
Equity	€34k	€22k	better than 61% of 774 sector peers
Gross operating margin	€73k	€22k	better than 82% of 774 sector peers
Total assets	€363k	€60k	better than 92% of 774 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P20

Weakening position over 2020-2022 · n=145-773

Net result P65

Weakening position over 2020-2022 · n=145-774

Equity P61

Weakening position over 2020-2022 · n=145-774

Gross operating margin P82

Stable position over 2020-2022 · n=144-774

Describes the position versus peers, not a forecast.

EBITDA

€72k

+747.4% 18-22

Net profit

€20k

- 18-22

Cash flow

€61k

- 18-22

Total assets

€363k

+34.9% 18-22

Equity

€34k

+147.1% 18-22

Working capital

€-109k

+18.3% 18-22

Employees (FTE)

1

0.0% 18-22

Income taxes

€10k

+3182.8% 18-22

Show 11 other metrics

Dividends

€640

- 18-22

Debt

€329k

+28.9% 18-22

Debt ≤ 1y

€319k

+36.7% 18-22

Debt > 1y

€1k

-93.4% 18-22

Current ratio

0.66

+54.1% 18-22

Quick ratio

0.66

+54.4% 18-22

Solvency

9.3%

+83.3% 18-22

Debt / equity

9.80

-47.8% 18-22

ROE

59.5%

- 18-22

ROA

5.5%

- 18-22

Interest coverage

41.47

+1008.4% 18-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€72k
Net profit	€20k
Cash flow	€61k
Staff costs	-
Income taxes	€10k
Dividends	-
Total assets	€363k
Equity	€34k
Debt	€329k
of which ≤ 1y	€319k
of which > 1y	€1k
Working capital	€-109k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	0.66
Quick ratio	0.66
Working capital ratio	-30.1%
Solvency	9.3%
Debt / equity	9.80
Long-term debt ratio	0.03
Interest coverage	41.47
Gross margin	-
Net margin	-
ROA	5.5%
ROE	59.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €153k · 42.3% Current assets €210k · 57.8%

Equity & liabilities

Equity €34k · 9.3% Debt €329k · 90.7%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€363k
Fixed assets	21/28	€153k
Tangible fixed assets	22/27	€153k
Financial fixed assets	28	€50
Current assets	29/58	€210k
Stocks & contracts in progress	3	€175
Amounts receivable within one year	40/41	€194k
Cash & bank	54/58	€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€363k
Equity	10/15	€34k
Contributions / capital	10/11	€19k
Reserves	13	€37k
Accumulated profits (losses)	14	€-22k
Amounts payable	17/49	€329k
Amounts payable after one year	17	€1k
Amounts payable within one year	42/48	€319k
Trade debts payable within one year	44	€250k
Income statement
Gross operating margin	9900	€73k
Operating result	9901	€31k
Financial income	75	€788
Financial charges	65	€2k
Result before taxes	9903	€30k
Income taxes	67/77	€10k
Net result for the period	9904	€20k
Result to be appropriated	9905	€20k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2022 · computed

56 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schildknaaplaan 811640 Sint-Genesius-Rode

Establishment units

1 location

Schildknaaplaan 81, 1640 Sint-Genesius-Rode

Kleinhandel in kledingstoffen en meubileringstoffen

since 20112.201.576.930

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area2,681 m²

Buildings1

Building footprint301 m²

Volume (LiDAR)65 m³

Tallest building4.7 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22552G0002/00Y033	Flanders	2,681 m²	1 · 301 m²	4.7 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.