AMDL4YOU
ActiveSummary
The computed 12-month bankruptcy probability of AMDL4YOU is 2.0% (moderate). The 2025 annual accounts show equity of €65k and a net result of €23k. Equity is growing by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 27.84 against 5.61 in 2024; short-term debt: 3.3% and cash: 68.1% of total assets), and 6.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.6%
Return on assets
32.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
7 d late
2024
27 d late
2023
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 53.1%
2024 · €42k
2023: €27k
2024: €42k
2023 → 2025
Total assets
€69k▲ 22.1%
2024 · €57k
2023: €42k
2024: €57k
2023 → 2025
Net result
€23k▲ 49.4%
2024 · €15k
2023: €25k
2024: €15k
2023 → 2025
Working capital
€62k▲ 44.0%
2024 · €43k
2023: €22k
2024: €43k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€27k-€42k▲ 55.2%€65k▲ 53.1%
Operating result€32k-€22k▼ 31.9%€29k▲ 31.8%
Net result€25k-€15k▼ 40.4%€23k▲ 49.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€5k ▲ 13.8%
Current assets
€64k ▲ 22.8%
Equity and liabilities €69k
Equity
€65k ▲ 53.1%
Debt
€4k ▼ 69.2%
Debt's share of the balance-sheet total falls from 25.4% to 6.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €24k
Cash flow
€26k▲
2024 · €17k
Current ratio
27.84▲
2024 · 5.61
Quick ratio
27.73▲
2024 · 5.61
Debt to equity
0.07▼
2024 · 0.34
ROE
34.7%▼
2024 · 35.6%
ROA
32.5%▲
2024 · 26.5%
Interest coverage
390.70▲
2024 · 66.76
Debt ≤ 1 year
€2k▼
2024 · €9k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€57k€69k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Furniture and vehicles24€4k€5k▲
Current assets29/58€52k€64k▲
Stocks and contracts in progress3-€250
Stocks30/36-€250
Amounts receivable within one year40/41€25k€8k▼
Trade receivables40€24k€8k▼
Other amounts receivable41€1k€20▼
Current investments50/53-€4k
Cash at bank and in hand54/58€24k€47k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€57k€69k▲
Equity10/15€42k€65k▲
Contributions10/11€2k€2k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€25k€48k▲
Amounts payable17/49€14k€4k▼
Amounts payable within one year42/48€9k€2k▼
Trade debts44€459€940▲
Suppliers440/4€459€940▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€6k€0▼
Accrued charges and deferred income492/3€5k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Gross operating margin9900€24k€32k▲
Operating profit (loss)9901€22k€29k▲
Financial income75/76B€33€119▲
Recurring financial income75€33€119▲
Financial charges65/66B€364€82▼
Recurring financial charges65€364€82▼
Profit (loss) for the period before taxes9903€22k€29k▲
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€15k€23k▲
Profit (loss) for the period to be appropriated9905€15k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€48k▲
Profit (loss) brought forward from the previous period14P€25k€25k=
Transfer to equity691/2€15k-
To other reserves6921€15k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Liquidity times 5current ratio 27.84
Current ratio from 5.61 to 27.84; short-term debt falls from €9k to €2k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €15k ▼40.4%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.61
Current ratio from 2.55 to 5.61; short-term debt falls from €14k to €9k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2023
Ground area
4,239 m²
Building footprint
475 m²
Volume, LiDAR
4,085 m³
2 parcels, Flanders, Wallonia · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
599
companies at this address
See who is registered here
1 establishment unit
AMDL4YOU
since 20232.345.757.334
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25005F0452/00A006 | Wallonia | 3,718 m² | 1 · 150 m² | 9.6 m · 3 fl. |
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JCVA
BE 0712.777.972
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PAT-ART
BE 0745.539.624
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BOUW GROEP GEOMETRY'S
BE 0749.970.940
Brussel · Eq €65,000
M. HEYE
BE 0434.550.397
Gent · Eq €64,923
KOEN VAN PARYS
BE 0461.044.364
Tielt · Eq €65,007
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,202 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43990Other specialised construction activities
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:amdlforyou@gmail.com