AMD BUILD
ActiveSummary
The computed 12-month bankruptcy probability of AMD BUILD is 2.2% (moderate). The 2025 annual accounts show equity of €247k and a net result of €-6k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 7838 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+3
Solvency97▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 44.09 against 20.84 in 2024; short-term debt: 1.4% and cash: 4.5% of total assets), and 27.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
53 d late
2024
27 d late
2023
33 d late
2022
31 d late
2021
50 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€247k▼ 2.5%
2024 · €254k
2020: €27k
2021: €80k
2022: €234k
2023: €259k
2024: €254k
2020 → 2025
Total assets
€342k▼ 3.6%
2024 · €355k
2020: €57k
2021: €100k
2022: €435k
2023: €404k
2024: €355k
2020 → 2025
Net result
€-6k▼ 9.3%
2024 · €-6k
2020: €17k
2021: €53k
2022: €154k
2023: €25k
2024: €-6k
2020 → 2025
Working capital
€199k▲ 9.0%
2024 · €183k
2020: €20k
2021: €74k
2022: €186k
2023: €148k
2024: €183k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€234k▲ 193%€259k▲ 10.6%€254k▼ 2.2%€247k▼ 2.5%
Operating result€67k-€202k▲ 203%€35k▼ 82.4%€7k▼ 80.8%€5k▼ 19.8%
Net result€53k-€154k▲ 191%€25k▼ 84.0%€-6k€-6k▼ 9.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€138k ▼ 15.1%
Current assets
€204k ▲ 6.2%
Equity and liabilities €342k
Equity
€247k ▼ 2.5%
Debt
€95k ▼ 6.5%
Debt's share of the balance-sheet total falls from 28.5% to 27.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €39k
Cash flow
€21k▼
2024 · €26k
Current ratio
44.09▲
2024 · 20.84
Debt to equity
0.38▼
2024 · 0.40
ROE
-2.5%▼
2024 · -2.2%
ROA
-1.8%▼
2024 · -1.6%
Interest coverage
3.46▲
2024 · 3.05
Debt ≤ 1 year
€5k▼
2024 · €9k
Debt > 1 year
€90k▼
2024 · €92k
Income taxes
€2k▲
2024 · €-104
Staff costs
€33k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€355k€342k▼
Fixed assets21/28€163k€138k▼
Tangible fixed assets22/27€163k€138k▼
Land and buildings22€134k€129k▼
Plant, machinery and equipment23€283€2k▲
Furniture and vehicles24€29k€8k▼
Financial fixed assets28€22€22=
Current assets29/58€192k€204k▲
Amounts receivable within one year40/41€151k€184k▲
Trade receivables40€141k€148k▲
Other amounts receivable41€10k€36k▲
Cash at bank and in hand54/58€36k€15k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€355k€342k▼
Equity10/15€254k€247k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€244k€237k▼
Amounts payable17/49€101k€95k▼
Amounts payable after more than one year17€92k€90k▼
Financial debts170/4€92k€90k▼
Amounts payable within one year42/48€9k€5k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€141€248▲
Suppliers440/4€141€248▲
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€1k€2k▲
Remuneration and social security454/9€6k-
Income statement
Code20242025
Remuneration, social security and pensions62€35k€33k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€27k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€76k€69k▼
Operating profit (loss)9901€7k€5k▼
Financial income75/76B€36€3▼
Recurring financial income75€36€3▼
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€-6k€-4k▲
Income taxes67/77€-104€2k▲
Profit (loss) for the period9904€-6k€-6k▼
Profit (loss) for the period to be appropriated9905€-6k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€244k€237k▼
Profit (loss) brought forward from the previous period14P€249k€244k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 53 days late
2025
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 44.09
Current ratio from 20.84 to 44.09; short-term debt falls from €9k to €5k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
31-12
Financial
Liquidity times 6current ratio 20.84
Current ratio from 3.40 to 20.84; short-term debt falls from €62k to €9k.
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 33 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €154k ▲191%
Operating result €202k, net result €154k, both a record.
31-12
Financial
Equity above €200kEq €234k ▲193%
3 profitable years in a row build equity to €234k.
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 4.65
Current ratio from 1.67 to 4.65; short-term debt falls from €30k to €20k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2020
Ground area
84 m²
Building footprint
59 m²
Volume, LiDAR
695 m³
Parcel 23642D0403/00Z000, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AMD Build
since 20202.302.031.417
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0403/00Z000 | Flanders | 84 m² | 1 · 59 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE CLERCQ Y.
BE 0790.141.511
Herzele · Eq €247,351
ZUGRAY CONSTRUCT
BE 0898.456.263
Sint-Pieters-Woluwe · Eq €247,319
JAVEBO
BE 0437.762.780
Antwerpen · Eq €247,474
POLYBAD
BE 0450.528.673
Poperinge · Eq €247,534
BETONWERKEN BELIËN
BE 0742.797.294
Hamont-Achel · Eq €247,594
Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 5,624 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.