AMCOTRA
ActiveSummary
AMCOTRA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-23k) and a net result of €-9k. Equity is shrinking by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-2
Solvency0▼-12
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55 against 0.89 in 2024; short-term debt: 181.9% and cash: 4.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-81.9%
Return on assets
-32.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
23 d late
2023
55 d late
2022
61 d late
2021
73 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-23k▼ 65.8%
2024 · €-14k
2021: €-8k
2022: €-17k
2023: €850
2024: €-14k
2021 → 2025
Total assets
€28k▼ 73.1%
2024 · €104k
2021: €204k
2022: €196k
2023: €100k
2024: €104k
2021 → 2025
Net result
€-9k▲ 38.0%
2024 · €-15k
2021: €-11k
2022: €-9k
2023: €18k
2024: €-15k
2021 → 2025
Working capital
€-23k▼ 74.5%
2024 · €-13k
2021: €171k
2022: €83k
2023: €2k
2024: €-13k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€-17k▼ 109%€850€-14k€-23k▼ 65.8%
Operating result€-8k-€-4k▲ 49.5%€19k€-15k€-8k▲ 45.5%
Net result€-11k-€-9k▲ 20.4%€18k€-15k€-9k▲ 38.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €15k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-81.9%▼
2024 · -13.3%
Current ratio
0.55▼
2024 · 0.89
Debt to equity
-2.22▲
2024 · -8.54
ROA
-32.5%▼
2024 · -14.1%
Debt
€51k▼
2024 · €118k
Debt ≤ 1 year
€51k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€104k€28k▼
Current assets29/58€104k€28k▼
Amounts receivable within one year40/41€70k€27k▼
Trade receivables40€5k-
Other amounts receivable41€65k€27k▼
Cash at bank and in hand54/58€34k€1k▼
Equity and liabilities
Total equity and liabilities10/49€104k€28k▼
Equity10/15€-14k€-23k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-17k€-26k▼
Amounts payable17/49€118k€51k▼
Amounts payable within one year42/48€118k€51k▼
Trade debts44€20k-
Suppliers440/4€20k-
Taxes, remuneration and social security45€93k€47k▼
Taxes450/3€93k€47k▼
Other amounts payable47/48€4k€4k=
Accrued charges and deferred income492/3€694-
Income statement
Code20242025
Other operating charges640/8€451€3k▲
Gross operating margin9900€-14k€-5k▲
Operating profit (loss)9901€-15k€-8k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€78€1k▲
Recurring financial charges65€78€1k▲
Profit (loss) for the period before taxes9903€-15k€-9k▲
Profit (loss) for the period9904€-15k€-9k▲
Profit (loss) for the period to be appropriated9905€-15k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-26k▼
Profit (loss) brought forward from the previous period14P€-2k€-17k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼183%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Les Digues 64910 TheuxGround area
667 m²
Building footprint
599 m²
Volume, LiDAR
4,694 m³
Parcel 63076C1442/00W000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AMCOTRA
since 20212.316.501.144
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63076C1442/00W000 | Wallonia | 667 m² | 1 · 599 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Traffi Euro
BE 0827.717.826
Haacht · Eq €847
IMMOBILIER BUSINESS CONSULTING
BE 0648.894.564
Tournai · Eq €846
TERRAD
BE 0778.260.197
Brussel · Eq €845
Balen Home Invest
BE 0648.605.049
Mechelen · Eq €856
BRICKS PROJECTS
BE 0892.178.680
Koksijde · Eq €837
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 715 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.