AMBER
ActiveAMBER has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €7k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 13061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+64
Solvency85▼-6
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 1.67 in 2024), but 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
58 d late
2023
68 d late
2022
29 d late
2021
31 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 7.9%
2024 · €49k
2018: €40k
2019: €43k
2020: €23k
2021: €42k
2022: €44k
2023: €55k
2024: €49k
2018 → 2025
Total assets
€113k▲ 36.7%
2024 · €83k
2018: €91k
2019: €92k
2020: €55k
2021: €66k
2022: €80k
2023: €97k
2024: €83k
2018 → 2025
Net result
€7k
2024 · €-5k
2018: €4k
2019: €3k
2020: €-20k
2021: €18k
2022: €2k
2023: €11k
2024: €-5k
2018 → 2025
Working capital
€29k▲ 32.7%
2024 · €22k
2018: €17k
2019: €7k
2020: €-10k
2021: €8k
2022: €-5k
2023: €15k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€44k▲ 5.1%€55k▲ 24.3%€49k▼ 9.4%€53k▲ 7.9%
Operating result€19k-€3k▼ 82.4%€13k▲ 293%€-5k€11k
Net result€18k-€2k▼ 88.4%€11k▲ 402%€-5k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€43k▲ 49.9%
Current assets
€70k▲ 29.6%
Equity and liabilities €113k
Equity
€53k▲ 7.9%
Debt
€60k▲ 79.3%
The debt ratio rises from 40.3% to 52.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€25k▲
2024 · €13k
Cash flow
€21k▲
2024 · €13k
Solvency
47.2%▼
2024 · 59.7%
Current ratio
1.70▲
2024 · 1.67
Quick ratio
1.35▲
2024 · 1.23
Debt / equity
1.12▲
2024 · 0.67
ROE
12.7%▲
2024 · -10.4%
ROA
6.0%▲
2024 · -6.2%
Interest coverage
19.54▲
2024 · 11.51
Debt
€60k▲
2024 · €33k
Debt ≤ 1 year
€41k▲
2024 · €32k
Debt > 1 year
€18k▲
2024 · €892
Income taxes
€3k▲
2024 · €320
Staff costs
€28k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€113k▲
Fixed assets21/28€29k€43k▲
Tangible fixed assets22/27€29k€43k▲
Land and buildings22€1k€921▼
Plant, machinery and equipment23€3k€14k▲
Furniture and vehicles24€24k€28k▲
Current assets29/58€54k€70k▲
Stocks and contracts in progress3€14k€14k▲
Stocks30/36€14k€14k▲
Amounts receivable within one year40/41€26k€30k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€16k€14k▼
Cash at bank and in hand54/58€13k€25k▲
Deferred charges and accrued income490/1€1k€920▼
Equity and liabilities
Total equity and liabilities10/49€83k€113k▲
Equity10/15€49k€53k▲
Contributions10/11€30k€30k=
Reserves13€19k€23k▲
Distributable reserves133€19k€23k▲
Amounts payable17/49€33k€60k▲
Amounts payable after more than one year17€892€18k▲
Financial debts170/4€892€18k▲
Amounts payable within one year42/48€32k€41k▲
Current portion of amounts payable after more than one year42€6k€9k▲
Trade debts44€17k€16k▼
Suppliers440/4€17k€16k▼
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€8k€8k▲
Remuneration and social security454/9€675€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€28k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€15k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€37k€57k▲
Operating profit (loss)9901€-5k€11k▲
Financial income75/76B€903€889▼
Recurring financial income75€903€889▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-5k€10k▲
Income taxes67/77€320€3k▲
Profit (loss) for the period9904€-5k€7k▲
Profit (loss) for the period to be appropriated9905€-5k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€7k▲
Profit (loss) brought forward from the previous period14P€770-
Transfer from equity791/2€4k€3k▼
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.33
Current ratio from 0.56 to 1.33.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-20k ▼748%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplaats 268830 HoogledeGround area
370 m²
Building footprint
212 m²
Parcel 36006B0952/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
De Dubbele Arend
since 20152.238.298.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36006B0952/00M000 | Flanders | 370 m² | 1 · 212 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHooglede2.238.298.259
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,721 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2014
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.