AMARIL
ActiveAMARIL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €746k and a net result of €99k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-3
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.77 against 4.69 in 2024; short-term debt: 17% and cash: 17.8% of total assets), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
9.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
20 d late
2023
28 d late
2022
23 d late
2021
40 d early
2020
11 d late
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€746k▲ 5.2%
2024 · €709k
2018: €256k
2019: €318k
2020: €408k
2021: €444k
2022: €611k
2023: €675k
2024: €709k
2018 → 2025
Total assets
€1.02M▲ 8.7%
2024 · €935k
2018: €488k
2019: €553k
2020: €629k
2021: €698k
2022: €859k
2023: €940k
2024: €935k
2018 → 2025
Net result
€99k▼ 12.9%
2024 · €114k
2018: €39k
2019: €62k
2020: €90k
2021: €136k
2022: €167k
2023: €129k
2024: €114k
2018 → 2025
Working capital
€478k▲ 13.9%
2024 · €420k
2018: €129k
2019: €145k
2020: €214k
2021: €231k
2022: €402k
2023: €386k
2024: €420k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€444k-€611k▲ 37.7%€675k▲ 10.5%€709k▲ 5.0%€746k▲ 5.2%
Operating result€195k-€242k▲ 24.0%€182k▼ 25.0%€172k▼ 5.5%€151k▼ 12.2%
Net result€136k-€167k▲ 22.8%€129k▼ 22.8%€114k▼ 11.9%€99k▼ 12.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 12% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€366k▼ 8.7%
Current assets
€651k▲ 21.9%
Equity and liabilities €1.02M
Equity
€746k▲ 5.2%
Debt
€271k▲ 19.9%
The debt ratio rises from 24.2% to 26.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€222k▼
2024 · €247k
Cash flow
€170k▼
2024 · €189k
Solvency
73.3%▼
2024 · 75.8%
Current ratio
3.77▼
2024 · 4.69
Quick ratio
3.77▼
2024 · 4.69
Debt / equity
0.36▲
2024 · 0.32
ROE
13.3%▼
2024 · 16.0%
ROA
9.7%▼
2024 · 12.2%
Interest coverage
45.38▼
2024 · 72.09
Debt
€271k▲
2024 · €226k
Debt ≤ 1 year
€172k▲
2024 · €114k
Debt > 1 year
€99k▼
2024 · €112k
Income taxes
€51k▼
2024 · €55k
Staff costs
€304k▲
2024 · €275k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€935k€1.02M▲
Fixed assets21/28€401k€366k▼
Intangible fixed assets21€61k€61k=
Tangible fixed assets22/27€321k€286k▼
Land and buildings22€216k€191k▼
Plant, machinery and equipment23€17k€21k▲
Furniture and vehicles24€88k€73k▼
Financial fixed assets28€20k€20k=
Current assets29/58€534k€651k▲
Amounts receivable within one year40/41€150k€115k▼
Trade receivables40€135k€115k▼
Other amounts receivable41€16k€73▼
Current investments50/53€252k€355k▲
Cash at bank and in hand54/58€131k€181k▲
Deferred charges and accrued income490/1€89€54▼
Equity and liabilities
Total equity and liabilities10/49€935k€1.02M▲
Equity10/15€709k€746k▲
Contributions10/11€6k€6k=
Reserves13€703k€740k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€701k€738k▲
Amounts payable17/49€226k€271k▲
Amounts payable after more than one year17€112k€99k▼
Financial debts170/4€112k€99k▼
Amounts payable within one year42/48€114k€172k▲
Current portion of amounts payable after more than one year42€29k€14k▼
Trade debts44€36k€25k▼
Suppliers440/4€36k€25k▼
Taxes, remuneration and social security45€28k€95k▲
Taxes450/3€2k€61k▲
Remuneration and social security454/9€25k€35k▲
Other amounts payable47/48€20k€39k▲
Income statement
Code20242025
Remuneration, social security and pensions62€275k€304k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€71k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€528k€531k▲
Operating profit (loss)9901€172k€151k▼
Financial income75/76B€292€4k▲
Recurring financial income75€292€4k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€169k€150k▼
Income taxes67/77€55k€51k▼
Profit (loss) for the period9904€114k€99k▼
Profit (loss) for the period to be appropriated9905€114k€99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€114k€99k▼
Transfer from equity791/2€80k-
Transfer to equity691/2€114k€99k▼
To other reserves6921€114k€99k▼
Profit to be distributed694/7€80k-
Return on contributions (dividend)694€80k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial
Highest result since 2018net €167k ▲22.8%
Operating result €242k, net result €167k, both a record.
31-12
Financial
Equity above €500kEq €611k ▲37.7%
5 profitable years in a row build equity to €611k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 3 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vredestraat 2A3500 HasseltGround area
4,619 m²
Building footprint
1,214 m²
Volume, LiDAR
15,685 m³
3 parcels, Flanders · tallest building 50.5 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
AMARIL
since 20112.199.393.539
AMARIL
since 20192.300.875.038
AMARIL
since 20192.300.875.335
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0165/00G000 | Flanders | 3,263 m² | 1 · 928 m² | 50.5 m · 5 fl. |
| 71052B0532/00W004 | Flanders | 684 m² | 1 · 138 m² | 7.9 m · 1 fl. |
| 71483E0127/00E000 | Flanders | 672 m² | 1 · 149 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 151 EUR awarded · 151 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 151 EUR | 151 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500XF62QG3SEEA386
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 3,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-01-2011
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
46180Agents specialised in the wholesale of other particular products
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.