AMAP
ActiveAMAP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €31k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 8388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+40
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 10.83 in 2024), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
9.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
22 d early
2023
19 d early
2022
14 d early
2021
3 d early
2020
19 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€235k▼ 56.1%
2024 · €537k
2021: €555k
2022: €586k
2023: €594k
2024: €537k
2021 → 2025
Total assets
€317k▼ 45.5%
2024 · €582k
2021: €600k
2022: €619k
2023: €627k
2024: €582k
2021 → 2025
Net result
€31k▲ 11.1%
2024 · €28k
2021: €118k
2022: €32k
2023: €95k
2024: €28k
2021 → 2025
Working capital
€106k▼ 76.1%
2024 · €444k
2021: €544k
2022: €578k
2023: €574k
2024: €444k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€555k-€586k▲ 5.5%€594k▲ 1.4%€537k▼ 9.7%€235k▼ 56.1%
Operating result€163k-€40k▼ 75.4%€128k▲ 221%€28k▼ 78.5%€41k▲ 49.8%
Net result€118k-€32k▼ 72.7%€95k▲ 195%€28k▼ 70.5%€31k▲ 11.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317k
Fixed assets
€165k▲ 78.5%
Current assets
€152k▼ 69.0%
Equity and liabilities €317k
Equity
€235k▼ 56.1%
Debt
€82k▲ 80.9%
The debt ratio rises from 7.8% to 25.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€57k▲
2024 · €33k
Cash flow
€46k▲
2024 · €33k
Solvency
74.2%▼
2024 · 92.2%
Current ratio
3.31▼
2024 · 10.83
Quick ratio
3.31▼
2024 · 10.83
Debt / equity
0.35▲
2024 · 0.08
ROE
13.2%▲
2024 · 5.2%
ROA
9.8%▲
2024 · 4.8%
Interest coverage
45.34▼
2024 · 103.63
Debt
€82k▲
2024 · €45k
Debt ≤ 1 year
€46k▲
2024 · €45k
Debt > 1 year
€35k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€582k€317k▼
Fixed assets
21/28€93k€165k▲
Tangible fixed assets
22/27€93k€165k▲
Current assets
29/58€489k€152k▼
Amounts receivable within one year
40/41€300k€8k▼
Cash & bank
54/58€189k€143k▼
Total equity & liabilities
10/49€582k€317k▼
Equity
10/15€537k€235k▼
Contributions / capital
10/11€6k€6k=
Reserves
13€530k€229k▼
Accumulated profits (losses)
14€0€0=
Amounts payable
17/49€45k€82k▲
Amounts payable after one year
17-€35k
Amounts payable within one year
42/48€45k€46k▲
Trade debts payable within one year
44€3k€7k▲
Income statement
Code20242025
Gross operating margin
9900€34k€57k▲
Operating result
9901€28k€41k▲
Financial income
75€12k€5k▼
Financial charges
65€316€1k▲
Result before taxes
9903€40k€45k▲
Income taxes
67/77€12k€14k▲
Net result for the period
9904€28k€31k▲
Result to be appropriated
9905€28k€31k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-11
State Gazette act
Registered-office change
v3.2
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
17-02
State Gazette act
Registered-office change
v3.2
2024
31-12
Financial
Weakest financial yearnet €28k ▼70.5%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
State Gazette act
Statutes amendment
v3.2
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2011
13-09
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
4 of 4 acts read
Directors · office · real estate
Directors
1 director, no change since 2023
Bart Aerens
CurrentDirector · since 18-07-2023
18-07-2023
Resigned as Director
18-07-2023
Mandate renewed as Director
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2011
Ground area
6,665 m²
Building footprint
194 m²
Volume, LiDAR
635 m³
Parcel 44053I0152/00H000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vaartkant(OW) 6, 9931 Lievegem
since 20112.202.729.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44053I0152/00H000 | Flanders | 6,665 m² | 1 · 194 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
J2CO
BE 0515.946.067
Oud-Heverlee · Eq €235k
FLORIS TRADING & PARTNERS
BE 0837.121.579
Zaventem · Eq €235k
HR Values
BE 0674.414.967
Pepingen · Eq €235k
TOO
BE 0760.833.851
Antwerpen · Eq €235k
DQ SERVICES
BE 0792.822.174
Lier · Eq €235k
Of 82,137 companies in sector 70200 we hold annual accounts for 51,402. 38,647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82190Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
85699Other educational support services
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 4 actsNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-08-2026. Scores and ratios are computed by Checked and are not a credit decision.