Always Keep Learning
ActiveSummary
Always Keep Learning has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.59M and a net result of €1.76M. Its solvency ranks better than 35% of 534 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency54▼-10
Growth78
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 12.43 against 7.58 in 2024; short-term debt: 8% and cash: 94.4% of total assets), but 71.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.9%
Return on assets
19.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
183 d early
2024
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.59M▲ 214%
2024 · €825k
2024: €825k
2024 → 2025
Total assets
€8.95M▲ 322%
2024 · €2.12M
2024: €2.12M
2024 → 2025
Net result
€1.76M▲ 137%
2024 · €745k
2024: €745k
2024 → 2025
Working capital
€8.21M▲ 346%
2024 · €1.84M
2024: €1.84M
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€825k-€2.59M▲ 214%
Operating result€1.02M-€2.49M▲ 145%
Net result€745k-€1.76M▲ 137%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 145% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.95M
Fixed assets
€23k
Current assets
€8.93M
Equity and liabilities €8.95M
Equity
€2.59M ▲ 214%
Debt
€6.37M ▲ 391%
Debt's share of the balance-sheet total rises from 61.1% to 71.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2.49M
Cash flow
€1.76M
Current ratio
12.43▲
2024 · 7.58
Debt to equity
2.46▲
2024 · 1.57
ROE
68.1%▼
2024 · 90.3%
ROA
19.7%▼
2024 · 35.1%
Interest coverage
8.84
Debt ≤ 1 year
€718k▲
2024 · €280k
Income taxes
€580k▲
2024 · €250k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€8.95M▲
Fixed assets21/28-€23k
Intangible fixed assets21-€23k
Current assets29/58€2.12M€8.93M▲
Amounts receivable within one year40/41€92k€21k▼
Trade receivables40€87k€20k▼
Other amounts receivable41€5k€90▼
Current investments50/53€459k€456k▼
Cash at bank and in hand54/58€1.57M€8.45M▲
Equity and liabilities
Total equity and liabilities10/49€2.12M€8.95M▲
Equity10/15€825k€2.59M▲
Contributions10/11€2k€2k=
Reserves13€211k€526k▲
Tax-exempt reserves132€211k€526k▲
Profit (loss) carried forward14€613k€2.06M▲
Amounts payable17/49€1.30M€6.37M▲
Amounts payable within one year42/48€280k€718k▲
Trade debts44€13k€821▼
Suppliers440/4€13k€821▼
Taxes, remuneration and social security45€267k€713k▲
Taxes450/3€267k€712k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3€1.02M€5.65M▲
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€76
Other operating charges640/8€505€866▲
Gross operating margin9900€1.02M€2.49M▲
Operating profit (loss)9901€1.02M€2.49M▲
Financial income75/76B€42k€137k▲
Recurring financial income75€42k€137k▲
Financial charges65/66B€62k€281k▲
Recurring financial charges65€62k€281k▲
Non-recurring financial charges66B€1-
Profit (loss) for the period before taxes9903€995k€2.34M▲
Income taxes67/77€250k€580k▲
Profit (loss) for the period9904€745k€1.76M▲
Transfer to tax-exempt reserves689€211k€316k▲
Profit (loss) for the period to be appropriated9905€534k€1.45M▲
Appropriation of the result
Profit (loss) to be appropriated9906€613k€2.06M▲
Profit (loss) brought forward from the previous period14P€78k€613k▲
Social balance
Average headcount (FTE)9087-0.1
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2MEq €2.59M ▲214%
2 profitable years in a row build equity to €2.59M.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelweg 1012300 TurnhoutGround area
968 m²
Building footprint
161 m²
Volume, LiDAR
910 m³
Parcel 13452M0410/00F000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Compounding Quality
since 20232.348.770.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452M0410/00F000 | Flanders | 968 m² | 1 · 161 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900D4L4L3AFHIX284
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Of 6,653 companies in sector 90111 we hold annual accounts for 384. 55 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
58120Publishing activities
90111Literary creation
47120Other non-specialised retail sale
63920Other information service activities
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.