Altus Invest
ActiveSummary
Altus Invest has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €33k. Equity is growing by ~1480.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+58
Solvency35▲+10
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.28 in 2024; short-term debt: 26.3% and cash: 2.9% of total assets), and 89.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.1%
Return on assets
10.4%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-04-2026, 13 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
13 d early
2024
30 d early
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€32k
2024 · €-1k
2023: €353
2024: €-1k
2023 → 2025
Total assets
€314k▲ 3.6%
2024 · €303k
2023: €445k
2024: €303k
2023 → 2025
Net result
€33k
2024 · €-1k
2023: €-647
2024: €-1k
2023 → 2025
Working capital
€-41k▲ 42.3%
2024 · €-72k
2023: €-62k
2024: €-72k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€353-€-1k€32k
Operating result€6k-€7k▲ 10.3%€47k▲ 584%
Net result€-647-€-1k▼ 117%€33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 584% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€272k ▼ 0.7%
Current assets
€41k ▲ 45.4%
Equity and liabilities €314k
Equity
€32k
Debt
€282k
Debt finances 89.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€49k▲
2024 · €8k
Cash flow
€35k▲
2024 · €-94
Current ratio
0.50▲
2024 · 0.28
Debt to equity
8.95
ROE
103.3%
ROA
10.4%▲
2024 · -0.5%
Interest coverage
45.05▲
2024 · 0.67
Debt ≤ 1 year
€83k▼
2024 · €100k
Debt > 1 year
€196k=
2024 · €196k
Income taxes
€14k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€303k€314k▲
Fixed assets21/28€274k€272k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€268k€268k=
Current assets29/58€28k€41k▲
Amounts receivable within one year40/41€2k€16k▲
Trade receivables40-€14k
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€21k€16k▼
Equity and liabilities
Total equity and liabilities10/49€303k€314k▲
Equity10/15€-1k€32k▲
Contributions10/11€1k€1k=
Reserves13-€31k
Distributable reserves133-€31k
Profit (loss) carried forward14€-2k-
Amounts payable17/49€304k€282k▼
Amounts payable after more than one year17€196k€196k=
Financial debts170/4€196k€196k=
Amounts payable within one year42/48€100k€83k▼
Current portion of amounts payable after more than one year42€33k€33k=
Trade debts44€26k€25k▼
Suppliers440/4€26k€25k▼
Taxes, remuneration and social security45€2k€874▼
Taxes450/3€2k€874▼
Other amounts payable47/48€40k€24k▼
Accrued charges and deferred income492/3€8k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€920€1k▲
Non-recurring operating charges66A€390-
Gross operating margin9900€10k€51k▲
Operating profit (loss)9901€7k€47k▲
Financial income75/76B€5k-
Recurring financial income75€5k-
Non-recurring financial income76B€5k-
Financial charges65/66B€12k€1k▼
Recurring financial charges65€12k€1k▼
Profit (loss) for the period before taxes9903€-76€46k▲
Income taxes67/77€1k€14k▲
Profit (loss) for the period9904€-1k€33k▲
Profit (loss) for the period to be appropriated9905€-1k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€31k▲
Profit (loss) brought forward from the previous period14P€-647€-2k▼
Transfer to equity691/2-€31k
To other reserves6921-€31k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poelstraat 2159820 Merelbeke-MelleGround area
2,097 m²
Building footprint
264 m²
Volume, LiDAR
1,327 m³
Parcel 44413A0333/00K000, Flanders · tallest building 14.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Altus Invest
since 20222.339.877.253
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44413A0333/00K000 | Flanders | 2,096 m² | 1 · 264 m² | 14.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FRED SOLUTION
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2022
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.