ALPHAR VERVIERS
ActiveALPHAR VERVIERS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353k and a net result of €13k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 38% of 3170 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▲+4
Solvency49▲+3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.08 in 2024), and 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
1.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
64 d early
2023
54 d early
2022
62 d early
2021
59 d early
2020
22 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▲ 31.8%
2024 · €10k
2018: €32k
2019: €10k
2020: €13k
2021: €18k
2022: €57k
2023: €50k
2024: €10k
2018 → 2025
Working capital
€-254k▼ 7.9%
2024 · €-235k
2018: €-90k
2019: €-63k
2020: €-56k
2021: €-61k
2022: €-112k
2023: €-192k
2024: €-235k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€404k-€406k▲ 0.5%€357k▼ 12.1%€340k▼ 4.8%€353k▲ 3.8%
Operating result€37k-€89k▲ 141%€83k▼ 7.4%€24k▼ 70.9%€37k▲ 53.3%
Net result€18k-€57k▲ 210%€50k▼ 12.9%€10k▼ 80.3%€13k▲ 31.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 53% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €916k
Fixed assets
€897k▼ 2.2%
Current assets
€19k▼ 2.9%
Equity and liabilities €916k
Equity
€353k▲ 3.8%
Debt
€563k▼ 5.7%
The debt ratio falls from 63.7% to 61.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€57k▲
2024 · €45k
Cash flow
€33k▲
2024 · €30k
Solvency
38.5%▲
2024 · 36.3%
Current ratio
0.07▼
2024 · 0.08
Quick ratio
0.07▼
2024 · 0.08
Debt / equity
1.60▼
2024 · 1.76
ROE
3.7%▲
2024 · 2.9%
ROA
1.4%▲
2024 · 1.0%
Interest coverage
3.13▲
2024 · 2.30
Debt
€563k▼
2024 · €597k
Debt ≤ 1 year
€272k▲
2024 · €254k
Debt > 1 year
€279k▼
2024 · €331k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€937k€916k▼
Fixed assets21/28€917k€897k▼
Tangible fixed assets22/27€238k€218k▼
Land and buildings22€212k€199k▼
Plant, machinery and equipment23€26k€19k▼
Financial fixed assets28€679k€679k=
Current assets29/58€20k€19k▼
Amounts receivable within one year40/41-€4k
Trade receivables40-€4k
Cash at bank and in hand54/58€16k€14k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€937k€916k▼
Equity10/15€340k€353k▲
Contributions10/11€125k€125k=
Capital10€125k€125k=
Issued capital100€125k€125k=
Reserves13€214k€227k▲
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€202k€215k▲
Profit (loss) carried forward14€435€311▼
Amounts payable17/49€597k€563k▼
Amounts payable after more than one year17€331k€279k▼
Financial debts170/4€331k€279k▼
Amounts payable within one year42/48€254k€272k▲
Current portion of amounts payable after more than one year42€59k€51k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Other amounts payable47/48€179k€201k▲
Accrued charges and deferred income492/3€12k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€3k€4k▲
Gross operating margin9900€48k€61k▲
Operating profit (loss)9901€24k€37k▲
Financial income75/76B€8k-
Recurring financial income75€8k-
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€18k▼
Profit (loss) for the period before taxes9903€12k€19k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€10k€13k▲
Profit (loss) for the period to be appropriated9905€10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Profit (loss) brought forward from the previous period14P€396€435▲
Transfer from equity791/2€26k-
Transfer to equity691/2€9k€13k▲
To other reserves6921€9k€13k▲
Profit to be distributed694/7€27k-
Return on contributions (dividend)694€27k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 20 days late
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼80.3%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €57k ▲210%
Operating result €89k, net result €57k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Liège 164800 VerviersGround area
111 m²
Building footprint
97 m²
Volume, LiDAR
1,075 m³
Parcel 63079D0377/00E005, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ALPHAR VERVIERS
since 20052.147.674.624
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079D0377/00E005 | Wallonia | 111 m² | 1 · 97 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ANDRE DOSSERAY MANAGEMENT
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Virya H2
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PG ADVICE
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 37,053 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-06-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.