ALLIANCE CREATIVE
ActiveSummary
ALLIANCE CREATIVE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €47k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+26
Solvency55▲+6
Growth61▼-3
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.15 in 2024; short-term debt: 38.1% and cash: 3.5% of total assets), and 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
6.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-07-2025, 191 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
191 d early
2024
86 d early
2023
61 d early
2022
172 d early
2021
59 d early
2020
121 d early
2019
228 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€908k▼ 12.7%
2024 · €1.04M
2019: €988k
2020: €757k
2021: €488k
2022: €807k
2023: €997k
2024: €1.04M
2019 → 2025
EBIT margin
11.3%▲ 8.5pp
2024 · 2.8%
2019: 0.8%
2020: 7.1%
2021: 25.1%
2022: 11.2%
2023: 11.7%
2024: 2.8%
2019 → 2025
Net result
€47k
2024 · €-10k
2019: €-35k
2020: €7k
2021: €46k
2022: €39k
2023: €56k
2024: €-10k
2019 → 2025
Working capital
€-215k▼ 6.9%
2024 · €-201k
2019: €-124k
2020: €-156k
2021: €-113k
2022: €-113k
2023: €-117k
2024: €-201k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€488k-€807k▲ 65.3%€997k▲ 23.5%€1.04M▲ 4.3%€908k▼ 12.7%
Equity€91k-€117k▲ 29.6%€174k▲ 47.8%€164k▼ 5.6%€211k▲ 28.5%
Operating result€122k-€90k▼ 26.3%€116k▲ 28.9%€29k▼ 75.0%€102k▲ 252%
Net result€46k-€39k▼ 15.4%€56k▲ 43.3%€-10k€47k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 252% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €712k
Fixed assets
€656k ▼ 0.4%
Current assets
€56k ▲ 54.4%
Equity and liabilities €712k
Equity
€211k ▲ 28.5%
Debt
€501k ▼ 5.6%
Debt's share of the balance-sheet total falls from 76.4% to 70.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€108k▲
2024 · €40k
Cash flow
€53k▲
2024 · €1k
Current ratio
0.21▲
2024 · 0.15
Quick ratio
0.16▲
2024 · 0.10
Debt to equity
2.38▼
2024 · 3.24
ROE
22.2%▲
2024 · -5.9%
ROA
6.6%▲
2024 · -1.4%
Interest coverage
2.69▲
2024 · 1.03
Debt ≤ 1 year
€271k▲
2024 · €237k
Debt > 1 year
€230k▼
2024 · €294k
Income taxes
€16k
Staff costs
€341k▼
2024 · €403k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€695k€712k▲
Fixed assets21/28€659k€656k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24-€2k
Other tangible fixed assets26€6k€3k▼
Financial fixed assets28€651k€651k=
Current assets29/58€36k€56k▲
Stocks and contracts in progress3€14k€12k▼
Stocks30/36€14k€12k▼
Amounts receivable within one year40/41€3k€19k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€127€10k▲
Cash at bank and in hand54/58€20k€25k▲
Equity and liabilities
Total equity and liabilities10/49€695k€712k▲
Equity10/15€164k€211k▲
Contributions10/11€12k€12k=
Reserves13€9k€9k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€142k€189k▲
Amounts payable17/49€531k€501k▼
Amounts payable after more than one year17€294k€230k▼
Financial debts170/4€294k€230k▼
Amounts payable within one year42/48€237k€271k▲
Current portion of amounts payable after more than one year42-€32k
Trade debts44€117k€76k▼
Suppliers440/4€117k€76k▼
Taxes, remuneration and social security45€120k€163k▲
Taxes450/3€48k€98k▲
Remuneration and social security454/9€72k€65k▼
Other amounts payable47/48€54€54=
Income statement
Code20242025
Turnover70€1.04M€908k▼
Non-recurring operating income76A-€0
Goods, raw materials, services and sundry goods60/61€604k€464k▼
Remuneration, social security and pensions62€403k€341k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€6k▼
Other operating charges640/8€3k€14k▲
Gross operating margin9900€446k€463k▲
Operating profit (loss)9901€29k€102k▲
Financial income75/76B-€150
Recurring financial income75-€150
Financial charges65/66B€39k€40k▲
Recurring financial charges65€39k€40k▲
Profit (loss) for the period before taxes9903€-10k€62k▲
Income taxes67/77-€16k
Profit (loss) for the period9904€-10k€47k▲
Profit (loss) for the period to be appropriated9905€-10k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€189k▲
Profit (loss) brought forward from the previous period14P€152k€142k▼
Social balance
Average headcount (FTE)908710.911.2▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
30-06
Financial
Equity above €200kEq €211k ▲28.5%
Equity rises from €164k to €211k.
2024
06-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-06
Financial
Highest result since 2019net €56k ▲43.3%
Net result €56k, the highest in the series.
30-06
Financial
Equity above €150kEq €174k ▲47.8%
4 profitable years in a row build equity to €174k.
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Equity above €100kEq €117k ▲29.6%
3 profitable years in a row build equity to €117k.
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 228 days late
Show earlier events
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 69 days late
2016
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Liège(LI) 11785101 NamurGround area
2,188 m²
Building footprint
204 m²
Volume, LiDAR
2,745 m³
Parcel 92075A0211/00C010, Wallonia · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
New Hotel de Lives
since 20112.200.352.354
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92075A0211/00C010 | Wallonia | 2,188 m² | 1 · 203 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.200.352.354
Similar companies · same sector, comparable size
WORK IT
BE 0533.768.234
Evergem · Eq €211,122
BAR DU MATIN
BE 0885.381.158
Vorst · Eq €211,507
PADIO
BE 0552.797.852
Waterloo · Eq €211,530
LES COURS TRAITEUR
BE 0479.904.728
Herve · Eq €211,704
B-TREND EVENTS
BE 0831.051.260
Affligem · Eq €212,393
Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,745 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2011
Fiscal year end30-06
Activities, NACEBEL 2025
56210Event catering
55100Hotels and similar accommodation
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:catsoulis.a@gmail.com
Phone:0471/08.19.69
Phone:0487/41.65.65