ALGO FAÇADE
ActiveThe computed 12-month bankruptcy probability of ALGO FAÇADE is 2.0% (moderate). The 2025 annual accounts show equity of €6k and a net result of €2k. Its solvency ranks better than 41% of 27386 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency50
Growth-
Stability67
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.42), and 60.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€6k
Total assets
€16k
Net result
€2k
Working capital
€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €16k
Fixed assets
€12k
Current assets
€4k
Equity and liabilities €16k
Equity
€6k
Debt
€10k
Debt finances 60.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€4k
Solvency
39.4%
Current ratio
0.42
Quick ratio
0.42
Debt / equity
1.54
ROE
38.0%
ROA
15.0%
Interest coverage
102.12
Debt
€10k
Debt ≤ 1 year
€10k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€16k
Fixed assets21/28€12k
Intangible fixed assets21€1k
Tangible fixed assets22/27€11k
Plant, machinery and equipment23€9k
Furniture and vehicles24€2k
Financial fixed assets28€59
Current assets29/58€4k
Amounts receivable within one year40/41€1k
Other amounts receivable41€1k
Current investments50/53€3k
Equity and liabilities
Total equity and liabilities10/49€16k
Equity10/15€6k
Contributions10/11€4k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€5k
Income statement
Code2025
Non-recurring operating income76A€0
Goods, raw materials, services and sundry goods60/61€24k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€400
Non-recurring operating charges66A€0
Gross operating margin9900€6k
Operating profit (loss)9901€4k
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€1k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Château(TR) 856183 CourcellesGround area
1.6 ha
Building footprint
1,777 m²
Volume, LiDAR
11,579 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Algo façade
since 20252.377.430.309
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52066B0899/00D015 | Wallonia | 1.6 ha | 1 · 1,722 m² | 7.8 m · 2 fl. |
| 52010C0013/00H022 | Wallonia | 206 m² | 1 · 55 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PLAFONNAGE SERVICES
BE 0444.132.712
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Pleisterwerken Steven Van Lancker
BE 0821.691.057
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CITY PLAK
BE 0425.026.086
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ABC PLAKWERKEN
BE 0507.789.753
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S & V BEZETTINGSWERKEN
BE 0459.307.866
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Of 3,987 companies in sector 43310 we hold annual accounts for 1,737. 866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2025
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43230Insulation installation
43421Specialised construction activities
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.