Algemene Bouwonderneming Degra
ActiveAlgemene Bouwonderneming Degra has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €850k and a net result of €23k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▲+13
Solvency47▲+9
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.95 in 2024), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
0.8%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
on the day
2022
on the day
2021
4 d late
2020
8 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€850k▼ 1.6%
2024 · €864k
2019: €411k
2020: €498k
2021: €812k
2022: €1.03M
2023: €961k
2024: €864k
2019 → 2025
Total assets
€2.83M▼ 14.9%
2024 · €3.32M
2019: €1.48M
2020: €1.77M
2021: €3.37M
2022: €3.38M
2023: €3.88M
2024: €3.32M
2019 → 2025
Net result
€23k
2024 · €-97k
2019: €133k
2020: €87k
2021: €314k
2022: €219k
2023: €72k
2024: €-97k
2019 → 2025
Working capital
€-6k▲ 89.3%
2024 · €-57k
2019: €108k
2020: €57k
2021: €58k
2022: €179k
2023: €248k
2024: €-57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€812k-€1.03M▲ 26.9%€961k▼ 6.7%€864k▼ 10.1%€850k▼ 1.6%
Operating result€473k-€359k▼ 24.2%€164k▼ 54.4%€30k▼ 81.4%€135k▲ 344%
Net result€314k-€219k▼ 30.3%€72k▼ 67.2%€-97k€23k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 344% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.83M
Fixed assets
€1.98M▼ 15.5%
Current assets
€849k▼ 13.3%
Equity and liabilities €2.83M
Equity
€850k▼ 1.6%
Debt
€1.98M▼ 19.5%
The debt ratio falls from 74.0% to 69.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€367k▲
2024 · €333k
Cash flow
€254k▲
2024 · €205k
Solvency
30.1%▲
2024 · 26.0%
Current ratio
0.99▲
2024 · 0.95
Quick ratio
0.86▲
2024 · 0.61
Debt / equity
2.33▼
2024 · 2.85
ROE
2.7%▲
2024 · -11.3%
ROA
0.8%▲
2024 · -2.9%
Interest coverage
3.44▲
2024 · 2.37
Debt
€1.98M▼
2024 · €2.46M
Debt ≤ 1 year
€855k▼
2024 · €1.04M
Debt > 1 year
€1.12M▼
2024 · €1.42M
Income taxes
€13k▲
2024 · €487
Staff costs
€620k▲
2024 · €615k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.32M€2.83M▼
Fixed assets21/28€2.34M€1.98M▼
Intangible fixed assets21€18k€14k▼
Tangible fixed assets22/27€2.32M€1.96M▼
Land and buildings22€1.62M€1.58M▼
Plant, machinery and equipment23€267k€183k▼
Furniture and vehicles24€221k€165k▼
Leasing and similar rights25€214k€39k▼
Financial fixed assets28€2k€2k▲
Current assets29/58€979k€849k▼
Stocks and contracts in progress3€347k€112k▼
Stocks30/36€138k€100k▼
Contracts in progress37€209k€12k▼
Amounts receivable within one year40/41€425k€585k▲
Trade receivables40€318k€326k▲
Other amounts receivable41€107k€258k▲
Cash at bank and in hand54/58€184k€136k▼
Deferred charges and accrued income490/1€23k€17k▼
Equity and liabilities
Total equity and liabilities10/49€3.32M€2.83M▼
Equity10/15€864k€850k▼
Contributions10/11€19k€19k=
Reserves13€845k€831k▼
Distributable reserves133€845k€831k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€2.46M€1.98M▼
Amounts payable after more than one year17€1.42M€1.12M▼
Financial debts170/4€1.42M€1.12M▼
Amounts payable within one year42/48€1.04M€855k▼
Current portion of amounts payable after more than one year42€296k€255k▼
Financial debts43€250k€250k=
Credit institutions430/8€250k€250k=
Trade debts44€490k€313k▼
Suppliers440/4€490k€313k▼
Taxes, remuneration and social security45€487€575▲
Taxes450/3€487€575▲
Other amounts payable47/48-€37k
Accrued charges and deferred income492/3-€118
Income statement
Code20242025
Remuneration, social security and pensions62€615k€620k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€303k€232k▼
Other operating charges640/8€11k€8k▼
Non-recurring operating charges66A€225€26k▲
Gross operating margin9900€959k€1.02M▲
Operating profit (loss)9901€30k€135k▲
Financial income75/76B€13k€8k▼
Recurring financial income75€13k€8k▼
Financial charges65/66B€140k€107k▼
Recurring financial charges65€140k€107k▼
Profit (loss) for the period before taxes9903€-97k€36k▲
Income taxes67/77€487€13k▲
Profit (loss) for the period9904€-97k€23k▲
Profit (loss) for the period to be appropriated9905€-97k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-97k€23k▲
Transfer from equity791/2€97k€37k▼
Transfer to equity691/2-€23k
To other reserves6921-€23k
Profit to be distributed694/7-€37k
Return on contributions (dividend)694-€37k
Social balance
Average headcount (FTE)90879.88.9▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
30-06
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €-97k ▼236%
Net result drops to €-97k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €1MEq €1.03M ▲26.9%
4 profitable years in a row build equity to €1.03M.
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
30-06
Financial
Highest result since 2019net €314k ▲259%
Operating result €473k, net result €314k, both a record.
30-06
Financial
Equity above €500kEq €812k ▲63%
3 profitable years in a row build equity to €812k.
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 8 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Langemark-Poelkapelle · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
O.L.Vrouwstraat 18920 Langemark-PoelkapelleGround area
761 m²
Building footprint
126 m²
Volume, LiDAR
698 m³
Parcel 33014F0002/00C000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Algemene Bouwonderneming Degra
since 20152.243.636.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33014F0002/00C000 | Flanders | 761 m² | 1 · 125 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,713 EUR awarded · 1,653 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 436 EUR | 436 EUR |
| 2024 | 1 | 561 EUR | 501 EUR |
| 2022 | 1 | 716 EUR | 716 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
14 categoriesAlgemene Bouwonderneming Degra BV43452
Dual-learning approval
5 endedSimilar companies · same sector, comparable size
THEMABOUW
BE 0881.960.523
Alken · Eq €851k
CONSTRUCT TIME
BE 0449.248.075
Nivelles · Eq €849k
J.B. Schoovaerts
BE 0887.410.438
Heist-op-den-Berg · Eq €852k
XENADVIES
BE 0823.160.311
Wuustwezel · Eq €847k
RAMAN BOUW EN TECHNIEKEN
BE 0736.519.713
Lievegem · Eq €853k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 7,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2015
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.