ALFABIO
ActiveALFABIO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 11238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency80▲+22
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.45 in 2024; short-term debt: 45.3% and cash: 60.3% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €12k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
2 d early
2023
2 d early
2022
1 d early
2021
on the day
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 76.4%
2024 · €7k
2019: €29k
2020: €44k
2021: €63k
2022: €49k
2023: €907
2024: €7k
2019 → 2025
Total assets
€22k▲ 7.4%
2024 · €20k
2019: €55k
2020: €65k
2021: €73k
2022: €53k
2023: €73k
2024: €20k
2019 → 2025
Net result
€5k▼ 11.6%
2024 · €6k
2019: €7k
2020: €14k
2021: €19k
2022: €-14k
2023: €-48k
2024: €6k
2019 → 2025
Working capital
€9k▲ 57.2%
2024 · €6k
2019: €19k
2020: €42k
2021: €60k
2022: €48k
2023: €49k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€49k▼ 22.3%€907▼ 98.1%€7k▲ 635%€12k▲ 76.4%
Operating result€29k-€-13k€-47k▼ 253%€6k€6k▼ 10.0%
Net result€19k-€-14k€-48k▼ 242%€6k€5k▼ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€2k▲ 255%
Current assets
€19k▼ 0.8%
Equity and liabilities €22k
Equity
€12k▲ 76.4%
Debt
€10k▼ 27.0%
The debt ratio falls from 66.7% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €6k
Cash flow
€6k▲
2024 · €6k
Solvency
54.7%▲
2024 · 33.3%
Current ratio
1.97▲
2024 · 1.45
Quick ratio
1.76▲
2024 · 1.30
Debt / equity
0.83▼
2024 · 2.00
ROE
43.3%▼
2024 · 86.4%
ROA
23.7%▼
2024 · 28.8%
Interest coverage
74.69▼
2024 · 92.69
Debt
€10k▼
2024 · €13k
Debt ≤ 1 year
€10k▼
2024 · €13k
Income taxes
€522▲
2024 · €494
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€22k▲
Fixed assets21/28€647€2k▲
Tangible fixed assets22/27€647€2k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€647€394▼
Current assets29/58€19k€19k▼
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40€9k€4k▼
Cash at bank and in hand54/58€9k€13k▲
Equity and liabilities
Total equity and liabilities10/49€20k€22k▲
Equity10/15€7k€12k▲
Contributions10/11€19k€19k=
Reserves13€34k€33k▼
Distributable reserves133€34k€33k▼
Profit (loss) carried forward14€-46k€-40k▲
Amounts payable17/49€13k€10k▼
Amounts payable within one year42/48€13k€10k▼
Trade debts44€189€136▼
Suppliers440/4€189€136▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€11k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69€885▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€9k€8k▼
Operating profit (loss)9901€6k€6k▼
Financial income75/76B€0€13▲
Recurring financial income75€0€13▲
Financial charges65/66B€69€88▲
Recurring financial charges65€69€88▲
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77€494€522▲
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-41k▲
Profit (loss) brought forward from the previous period14P€-52k€-46k▲
Transfer from equity791/2-€1k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €19k ▲30.2%
Operating result €29k, net result €19k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 7.12
Current ratio from 3.04 to 7.12; short-term debt falls from €21k to €10k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lippeveld 319220 Hamme (Vl.)Ground area
1,076 m²
Building footprint
146 m²
Volume, LiDAR
835 m³
Parcel 42452C1191/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALFABIO
since 20062.155.339.307
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C1191/00C000 | Flanders | 1,076 m² | 1 · 146 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KARYS GROUP
BE 0794.651.021
Sint-Lambrechts-Woluwe · Eq €12k
Guanxi-Invest
BE 0408.267.555
Bilzen-Hoeselt · Eq €12k
KERATY
BE 0802.331.342
Nivelles · Eq €11k
Wellness and Lifestyle Concepts
BE 0542.590.680
Oostende · Eq €12k
PROVIDICT
BE 0799.665.822
Diepenbeek · Eq €11k
Of 798 companies in sector 46450 we hold annual accounts for 452. 203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2006
Fiscal year end30-06
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
20420Manufacture of chemicals and chemical products
24520
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.