ALESLOAN
ActiveALESLOAN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €2k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 2000 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▲+8
Solvency98▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.06 against 2.72 in 2024), and 42.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
0.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d early
2023
1 d early
2022
31 d late
2021
41 d early
2020
53 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 1.6%
2024 · €117k
2018: €42k
2019: €55k
2020: €77k
2021: €77k
2022: €99k
2023: €121k
2024: €117k
2018 → 2025
Total assets
€208k▼ 7.6%
2024 · €225k
2018: €166k
2019: €167k
2020: €91k
2021: €116k
2022: €212k
2023: €265k
2024: €225k
2018 → 2025
Net result
€2k
2024 · €-3k
2018: €20k
2019: €12k
2020: €22k
2021: €515
2022: €22k
2023: €21k
2024: €-3k
2018 → 2025
Working capital
€71k▲ 27.1%
2024 · €56k
2018: €111k
2019: €129k
2020: €75k
2021: €75k
2022: €91k
2023: €45k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€99k▲ 28.4%€121k▲ 21.5%€117k▼ 2.6%€119k▲ 1.6%
Operating result€4k-€29k▲ 588%€38k▲ 30.3%€593▼ 98.4%€7k▲ 1,094%
Net result€515-€22k▲ 4,161%€21k▼ 2.7%€-3k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,094% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €208k
Fixed assets
€113k▼ 16.9%
Current assets
€95k▲ 6.7%
Equity and liabilities €208k
Equity
€119k▲ 1.6%
Debt
€88k▼ 17.7%
The debt ratio falls from 47.7% to 42.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▲
2024 · €24k
Cash flow
€25k▲
2024 · €21k
Solvency
57.5%▲
2024 · 52.3%
Current ratio
4.06▲
2024 · 2.72
Quick ratio
4.06▲
2024 · 2.72
Debt / equity
0.74▼
2024 · 0.91
ROE
1.6%▲
2024 · -2.7%
ROA
0.9%▲
2024 · -1.4%
Interest coverage
11.49▲
2024 · 8.41
Debt
€88k▼
2024 · €107k
Debt ≤ 1 year
€23k▼
2024 · €33k
Debt > 1 year
€65k▼
2024 · €75k
Income taxes
€3k▲
2024 · €870
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€208k▼
Fixed assets21/28€136k€113k▼
Tangible fixed assets22/27€136k€113k▼
Furniture and vehicles24€37k€27k▼
Other tangible fixed assets26€99k€86k▼
Current assets29/58€89k€95k▲
Amounts receivable within one year40/41€11k€18k▲
Trade receivables40€8k€15k▲
Other amounts receivable41€3k€3k▲
Current investments50/53€58k€58k=
Cash at bank and in hand54/58€17k€14k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€225k€208k▼
Equity10/15€117k€119k▲
Contributions10/11€6k€6k=
Reserves13€111k€113k▲
Distributable reserves133€111k€113k▲
Amounts payable17/49€107k€88k▼
Amounts payable after more than one year17€75k€65k▼
Financial debts170/4€75k€65k▼
Amounts payable within one year42/48€33k€23k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€12k€12k▲
Suppliers440/4€12k€12k▲
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48€6k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€267€856▲
Gross operating margin9900€25k€31k▲
Operating profit (loss)9901€593€7k▲
Financial income75/76B€27€49▲
Recurring financial income75€27€49▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-2k€5k▲
Income taxes67/77€870€3k▲
Profit (loss) for the period9904€-3k€2k▲
Profit (loss) for the period to be appropriated9905€-3k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€2k▲
Transfer from equity791/2€3k€0▼
Transfer to equity691/2€0€2k▲
To other reserves6921€0€2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼115%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €121k ▲21.5%
6 profitable years in a row build equity to €121k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €22k ▲77%
Net result €22k, the highest in the series.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 directors, last change in 2023
BASILE David
CurrentNon-statutory director · since 21-12-2023
VANDE ZANDE Daphne
CurrentNon-statutory director · since 21-12-2023
21-12-2023
BASILE David: Resigned as Director
21-12-2023
BASILE David: Appointed as Non-statutory director
21-12-2023
VANDE ZANDE Daphne: Resigned as Director
21-12-2023
VANDE ZANDE Daphne: Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2011
Ground area
2,864 m²
Building footprint
183 m²
Volume, LiDAR
751 m³
Parcel 23074B0213/00C000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Brusselweg 4, 1700 Dilbeek
since 20112.204.207.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23074B0213/00C000 | Flanders | 2,864 m² | 1 · 183 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,460 companies in sector 85510 we hold annual accounts for 714. 485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2011
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.